What is the cost of living in Graham, TX?
According to the most recent data on the cost of living, Graham has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Texas, Graham has a cost of living index that's 1.0x lower than Texas's index of 93.
The standard of living in Graham ranks as #131 most affordable out of the 419 places we measured in Texas. By definition, that implies Graham ranks as the #288 most expensive place in the Lone Star State.
For more reading on life in Graham, check out:
Graham Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Graham. Here is how it fares on each of the criteria:
The Services index in Graham is 98.
The Groceries index in Graham is 97.
The Health index in Graham is 69.
The Housing index in Graham is 97.
The Transportation index in Graham is 107.
The Utilities index in Graham is 98.
| Living Expense | Graham | Texas | National Average |
|---|---|---|---|
| Overall | 91 | 93 | 100 |
| Services | 98 | 100 | 100 |
| Groceries | 97 | 99 | 100 |
| Health | 69 | 81 | 100 |
| Housing | 97 | 97 | 100 |
| Transportation | 107 | 103 | 100 |
| Utilities | 98 | 100 | 100 |
Graham Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Graham Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Graham, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Graham is $212,125.
The Median Rent in Graham is $967.
The Median Income in Graham is $63,587.
The Home Value To Income in Graham is 3.3x.
The Rent To Monthly Income in Graham is 0.18x.
Graham, TX Costs By Category
Detailed Graham Services costs vs. Texas
Detailed Graham Groceries costs vs. Texas
Detailed Graham Health costs vs. Texas
Detailed Graham Transportation costs vs. Texas
Graham SnackAbility
Cost Of Living In Cities Around Graham
The cost of living varies in the cities and towns around Graham. Here's a quick look at the cost of living in the most populous nearby places:
Mineral Wells, TX has a cost of living index of 90, 1.0x Graham.
Breckenridge, TX has a cost of living index of 81, 0.9x Graham.
| City | Population | Cost Of Living | Vs. Graham |
|---|---|---|---|
| Mineral Wells, TX | 15,244 | 90 | 1.0x |
| Breckenridge, TX | 5,170 | 81 | 0.9x |








