What is the cost of living in Breckenridge, TX?
According to the most recent data on the cost of living, Breckenridge has an overall cost of living index of 81, which is 0.8x lower than the national index of 100.
Compared to Texas, Breckenridge has a cost of living index that's 0.9x lower than Texas's index of 93.
The standard of living in Breckenridge ranks as #6 most affordable out of the 419 places we measured in Texas. By definition, that implies Breckenridge ranks as the #413 most expensive place in the Lone Star State.
For more reading on life in Breckenridge, check out:
Breckenridge Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Breckenridge. Here is how it fares on each of the criteria:
The Services index in Breckenridge is 99.
The Groceries index in Breckenridge is 96.
The Health index in Breckenridge is 46.
The Housing index in Breckenridge is 100.
The Transportation index in Breckenridge is 103.
The Utilities index in Breckenridge is 96.
| Living Expense | Breckenridge | Texas | National Average |
|---|---|---|---|
| Overall | 81 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 96 | 99 | 100 |
| Health | 46 | 81 | 100 |
| Housing | 100 | 97 | 100 |
| Transportation | 103 | 103 | 100 |
| Utilities | 96 | 100 | 100 |
Breckenridge Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Breckenridge Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Breckenridge, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Breckenridge is $136,982.
The Median Rent in Breckenridge is $839.
The Median Income in Breckenridge is $48,000.
The Home Value To Income in Breckenridge is 2.9x.
The Rent To Monthly Income in Breckenridge is 0.21x.
| Statistic | Breckenridge | Texas | United States |
|---|---|---|---|
| Median Home Value | $136,982 | $300,957 | $332,700 |
| Median Rent | $839 | $1,403 | $1,413 |
| Median Income | $48,000 | $78,476 | $80,734 |
| Home Value To Income | 2.9x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.21x | 0.21x |
Breckenridge, TX Costs By Category
Detailed Breckenridge Services costs vs. Texas
| Item | Breckenridge | Texas |
|---|---|---|
| Shampoo | $1.19 | $1.28 |
| Movie | $10.26 | $12.13 |
| Bowling | $15.22 | $18 |
| Haircut | $30.33 | $24.26 |
| Beauty Salon | $31.44 | $45.56 |
Detailed Breckenridge Groceries costs vs. Texas
| Item | Breckenridge | Texas |
|---|---|---|
| Ground Beef | $5.46 | $5.84 |
| Fried Chicken | $1.67 | $1.57 |
| Milk | $4.51 | $4.67 |
| Potatoes | $4.88 | $4.93 |
| Pizza | $12.69 | $12.09 |
| Beer | $10.46 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Breckenridge Health costs vs. Texas
| Item | Breckenridge | Texas |
|---|---|---|
| Optometrist | $141.52 | $125.68 |
| Doctor | $117.53 | $135.78 |
| Dentist | $115.28 | $113.29 |
Detailed Breckenridge Transportation costs vs. Texas
| Item | Breckenridge | Texas |
|---|---|---|
| Gasoline | $3.13 | $3.46 |
| Tire Balancing | $61.81 | $59.92 |
Detailed Breckenridge Utilities costs vs. Texas
| Item | Breckenridge | Texas |
|---|---|---|
| All Electricity | $193.23 | $193.99 |
| Phone | $209.24 | $192.25 |
Breckenridge SnackAbility
Cost Of Living In Cities Around Breckenridge
The cost of living varies in the cities and towns around Breckenridge. Here's a quick look at the cost of living in the most populous nearby places:
Mineral Wells, TX has a cost of living index of 90, 1.1x Breckenridge.
Graham, TX has a cost of living index of 91, 1.1x Breckenridge.
| City | Population | Cost Of Living | Vs. Breckenridge |
|---|---|---|---|
| Mineral Wells, TX | 15,244 | 90 | 1.1x |
| Graham, TX | 8,792 | 91 | 1.1x |
