Katy, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Katy, TX Summary

Cost of living in Katy research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Katy is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Katy is 102, with 100 being the average.

  • The cost of living index in Katy is 1.0x higher than the national average.

  • Katy ranks as the #256 cheapest in Texas out of 414.

  • Katy ranks as the #2,846 cheapest out of 6,489 in the US.

  • The median home value in Katy is $340,853.

  • The median income in Katy is $107,332.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
102
Katy's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in Katy, TX?

According to the most recent data on the cost of living, Katy has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.

Compared to Texas, Katy has a cost of living index that's 1.1x higher than Texas's index of 92.

The standard of living in Katy ranks as #256 most affordable out of the 414 places we measured in Texas. By definition, that implies Katy ranks as the #158 most expensive place in the Lone Star State.

For more reading on life in Katy, check out:

256 out of 414
In Texas
2,846 out of 6,489
In America

Katy Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Katy. Here is how it fairs on each of the criteria:

  • The Services index in Katy is 102.

  • The Groceries index in Katy is 100.

  • The Health index in Katy is 94.

  • The Housing index in Katy is 114.

  • The Transportation index in Katy is 91.

  • The Utilities index in Katy is 104.

Living Expense Katy Texas National Average
Overall 102 92 100
Services 102 97 100
Groceries 100 97 100
Health 94 93 100
Housing 114 82 100
Transportation 91 94 100
Utilities 104 104 100
For more reading on cost of living around Texas, check out:
Katy Cost of Living Vs. TX

Katy, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Katy is $340,853.

  • The Median Rent in Katy is $1,609.

  • The Median Income in Katy is $107,332.

  • The Home Value To Income in Katy is 3.2x.

  • The Rent To Monthly Income in Katy is 0.18x.

Statistic Katy Texas United States
Median Home Value $340,853 $298,905 $303,400
Median Rent $1,609 $1,339 $1,348
Median Income $107,332 $76,292 $78,538
Home Value To Income 3.2x 3.9x 3.9x
Rent To Monthly Income 0.18x 0.21x 0.21x
$340,853
Median Home Value
$1,609
Median Rent
$107,332
Median Income

Katy, TX Costs By Category

Detailed Katy Services Costs Vs. Texas

Item Katy Texas
Shampoo $1.22 $1.28
Movie $12.19 $12.13
Bowling $15.83 $18
Haircut $20.33 $24.26
Beauty Salon $47.38 $45.56

Detailed Katy Groceries Costs Vs. Texas

Item Katy Texas
Ground Beef $5.25 $5.84
Fried Chicken $1.61 $1.57
Milk $4.55 $4.67
Potatoes $5.0 $4.93
Pizza $11.82 $12.09
Beer $10.38 $10.41
Toothpaste $3.48 $3.7

Detailed Katy Health Costs Vs. Texas

Item Katy Texas
Optometrist $125.98 $125.68
Doctor $90.89 $135.78
Dentist $108.1 $113.29

Detailed Katy Transportation Costs Vs. Texas

Item Katy Texas
Gasoline $3.14 $3.46
Tire Balancing $56.62 $59.92

Detailed Katy Utilities Costs Vs. Texas

Item Katy Texas
All Electricity $233.43 $193.99
Phone $208.71 $192.25

Katy SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
8
Affordability
8.5
Diversity
9
Safety
5
Amenities
8.5
Education
8
Commute
5

Cost Of Living In Cities Around Katy

The cost of living varies in the cities and towns around Katy. Here's a quick look at the cost of living in the most populous nearby places:

  • Sugar Land, TX has a cost of living index of 122, 1.2x Katy.

  • Rosenberg, TX has a cost of living index of 101, 1.0x Katy.

  • Mission Bend, TX has a cost of living index of 103, 1.0x Katy.

City Population Cost Of Living Vs. Katy
Sugar Land, TX 109,735 122 1.2x
Rosenberg, TX 39,467 101 1.0x
Mission Bend, TX 37,280 103 1.0x
Fulshear, TX 26,986 139 1.4x
Pecan Grove, TX 24,798 112 1.1x
Cinco Ranch, TX 19,139 126 1.2x
Stafford, TX 17,279 103 1.0x
Richmond, TX 12,117 99 1.0x
Four Corners, TX 11,490 106 1.0x
Brookshire, TX 5,330 89 0.9x

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