What is the cost of living in Katy, TX?
According to the most recent data on the cost of living, Katy has an overall cost of living index of 106, which is 1.1x higher than the national index of 100.
Compared to Texas, Katy has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in Katy ranks as #298 most affordable out of the 419 places we measured in Texas. By definition, that implies Katy ranks as the #121 most expensive place in the Lone Star State.
For more reading on life in Katy, check out:
Katy Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Katy. Here is how it fares on each of the criteria:
The Services index in Katy is 100.
The Groceries index in Katy is 101.
The Health index in Katy is 120.
The Housing index in Katy is 98.
The Transportation index in Katy is 100.
The Utilities index in Katy is 95.
| Living Expense | Katy | Texas | National Average |
|---|---|---|---|
| Overall | 106 | 93 | 100 |
| Services | 100 | 100 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 120 | 81 | 100 |
| Housing | 98 | 97 | 100 |
| Transportation | 100 | 103 | 100 |
| Utilities | 95 | 100 | 100 |
Katy Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Katy Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Katy, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Katy is $338,081.
The Median Rent in Katy is $1,602.
The Median Income in Katy is $114,912.
The Home Value To Income in Katy is 2.9x.
The Rent To Monthly Income in Katy is 0.17x.
Katy, TX Costs By Category
Detailed Katy Services costs vs. Texas
Detailed Katy Groceries costs vs. Texas
Detailed Katy Health costs vs. Texas
Detailed Katy Transportation costs vs. Texas
Katy SnackAbility
Cost Of Living In Cities Around Katy
The cost of living varies in the cities and towns around Katy. Here's a quick look at the cost of living in the most populous nearby places:
Sugar Land, TX has a cost of living index of 126, 1.2x Katy.
Rosenberg, TX has a cost of living index of 102, 1.0x Katy.
Mission Bend, TX has a cost of living index of 102, 1.0x Katy.
| City | Population | Cost Of Living | Vs. Katy |
|---|---|---|---|
| Sugar Land, TX | 110,016 | 126 | 1.2x |
| Rosenberg, TX | 40,646 | 102 | 1.0x |
| Mission Bend, TX | 36,586 | 102 | 1.0x |
| Fulshear, TX | 34,868 | 143 | 1.3x |
| Pecan Grove, TX | 24,272 | 116 | 1.1x |
| Cinco Ranch, TX | 18,611 | 129 | 1.2x |
| Stafford, TX | 17,401 | 104 | 1.0x |
| Richmond, TX | 12,582 | 97 | 0.9x |
| Four Corners, TX | 11,692 | 106 | 1.0x |
| Brookshire, TX | 5,495 | 87 | 0.8x |
