What is the cost of living in Laredo, TX?
According to the most recent data on the cost of living, Laredo has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.
Compared to Texas, Laredo has a cost of living index that's 1.0x higher than Texas's index of 93.
The standard of living in Laredo ranks as #174 most affordable out of the 419 places we measured in Texas. By definition, that implies Laredo ranks as the #245 most expensive place in the Lone Star State.
For more reading on life in Laredo, check out:
Laredo Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Laredo. Here is how it fares on each of the criteria:
The Services index in Laredo is 101.
The Groceries index in Laredo is 99.
The Health index in Laredo is 78.
The Housing index in Laredo is 99.
The Transportation index in Laredo is 100.
The Utilities index in Laredo is 96.
| Living Expense | Laredo | Texas | National Average |
|---|---|---|---|
| Overall | 94 | 93 | 100 |
| Services | 101 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 78 | 81 | 100 |
| Housing | 99 | 97 | 100 |
| Transportation | 100 | 103 | 100 |
| Utilities | 96 | 100 | 100 |
Laredo Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Laredo Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Laredo, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Laredo is $220,330.
The Median Rent in Laredo is $1,030.
The Median Income in Laredo is $63,915.
The Home Value To Income in Laredo is 3.4x.
The Rent To Monthly Income in Laredo is 0.19x.
