What is the cost of living in Lubbock, TX?
According to the most recent data on the cost of living, Lubbock has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Texas, Lubbock has a cost of living index that's 1.0x higher than Texas's index of 93.
The standard of living in Lubbock ranks as #212 most affordable out of the 419 places we measured in Texas. By definition, that implies Lubbock ranks as the #207 most expensive place in the Lone Star State.
For more reading on life in Lubbock, check out:
Lubbock Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Lubbock. Here is how it fares on each of the criteria:
The Services index in Lubbock is 95.
The Groceries index in Lubbock is 95.
The Health index in Lubbock is 90.
The Housing index in Lubbock is 104.
The Transportation index in Lubbock is 102.
The Utilities index in Lubbock is 96.
| Living Expense | Lubbock | Texas | National Average |
|---|---|---|---|
| Overall | 97 | 93 | 100 |
| Services | 95 | 100 | 100 |
| Groceries | 95 | 99 | 100 |
| Health | 90 | 81 | 100 |
| Housing | 104 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 96 | 100 | 100 |
Lubbock Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Lubbock Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lubbock, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lubbock is $209,436.
The Median Rent in Lubbock is $1,182.
The Median Income in Lubbock is $60,895.
The Home Value To Income in Lubbock is 3.4x.
The Rent To Monthly Income in Lubbock is 0.23x.
Lubbock, TX Costs By Category
Detailed Lubbock Services costs vs. Texas
Detailed Lubbock Groceries costs vs. Texas
Detailed Lubbock Health costs vs. Texas
Detailed Lubbock Transportation costs vs. Texas
Lubbock SnackAbility
Cost Of Living In Cities Around Lubbock
The cost of living varies in the cities and towns around Lubbock. Here's a quick look at the cost of living in the most populous nearby places:
Plainview, TX has a cost of living index of 87, 0.9x Lubbock.
Levelland, TX has a cost of living index of 88, 0.9x Lubbock.
Wolfforth, TX has a cost of living index of 101, 1.0x Lubbock.
| City | Population | Cost Of Living | Vs. Lubbock |
|---|---|---|---|
| Plainview, TX | 19,711 | 87 | 0.9x |
| Levelland, TX | 12,466 | 88 | 0.9x |
| Wolfforth, TX | 6,701 | 101 | 1.0x |
| Slaton, TX | 5,761 | 88 | 0.9x |
