What is the cost of living in Mercedes, TX?
According to the most recent data on the cost of living, Mercedes has an overall cost of living index of 82, which is 0.8x lower than the national index of 100.
Compared to Texas, Mercedes has a cost of living index that's 0.9x lower than Texas's index of 93.
The standard of living in Mercedes ranks as #11 most affordable out of the 419 places we measured in Texas. By definition, that implies Mercedes ranks as the #408 most expensive place in the Lone Star State.
For more reading on life in Mercedes, check out:
Mercedes Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Mercedes. Here is how it fares on each of the criteria:
The Services index in Mercedes is 102.
The Groceries index in Mercedes is 100.
The Health index in Mercedes is 46.
The Housing index in Mercedes is 101.
The Transportation index in Mercedes is 101.
The Utilities index in Mercedes is 94.
| Living Expense | Mercedes | Texas | National Average |
|---|---|---|---|
| Overall | 82 | 93 | 100 |
| Services | 102 | 100 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 46 | 81 | 100 |
| Housing | 101 | 97 | 100 |
| Transportation | 101 | 103 | 100 |
| Utilities | 94 | 100 | 100 |
Mercedes Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Mercedes Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Mercedes, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mercedes is $143,755.
The Median Rent in Mercedes is $812.
The Median Income in Mercedes is $46,904.
The Home Value To Income in Mercedes is 3.1x.
The Rent To Monthly Income in Mercedes is 0.21x.
Mercedes, TX Costs By Category
Detailed Mercedes Services costs vs. Texas
Detailed Mercedes Groceries costs vs. Texas
Detailed Mercedes Health costs vs. Texas
Detailed Mercedes Transportation costs vs. Texas
Mercedes SnackAbility
Cost Of Living In Cities Around Mercedes
The cost of living varies in the cities and towns around Mercedes. Here's a quick look at the cost of living in the most populous nearby places:
Edinburg, TX has a cost of living index of 94, 1.1x Mercedes.
Pharr, TX has a cost of living index of 85, 1.0x Mercedes.
Harlingen, TX has a cost of living index of 86, 1.0x Mercedes.
| City | Population | Cost Of Living | Vs. Mercedes |
|---|---|---|---|
| Edinburg, TX | 104,550 | 94 | 1.1x |
| Pharr, TX | 80,333 | 85 | 1.0x |
| Harlingen, TX | 72,087 | 86 | 1.0x |
| Weslaco, TX | 42,229 | 87 | 1.1x |
| San Benito, TX | 24,709 | 82 | 1.0x |
| Alamo, TX | 20,255 | 83 | 1.0x |
| Donna, TX | 16,833 | 79 | 1.0x |








