What is the cost of living in Pharr, TX?
According to the most recent data on the cost of living, Pharr has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Texas, Pharr has a cost of living index that's 0.9x lower than Texas's index of 93.
The standard of living in Pharr ranks as #33 most affordable out of the 419 places we measured in Texas. By definition, that implies Pharr ranks as the #386 most expensive place in the Lone Star State.
For more reading on life in Pharr, check out:
Pharr Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Pharr. Here is how it fares on each of the criteria:
The Services index in Pharr is 97.
The Groceries index in Pharr is 96.
The Health index in Pharr is 58.
The Housing index in Pharr is 93.
The Transportation index in Pharr is 105.
The Utilities index in Pharr is 98.
| Living Expense | Pharr | Texas | National Average |
|---|---|---|---|
| Overall | 85 | 93 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 96 | 99 | 100 |
| Health | 58 | 81 | 100 |
| Housing | 93 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 98 | 100 | 100 |
Pharr Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Pharr Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Pharr, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pharr is $164,025.
The Median Rent in Pharr is $1,037.
The Median Income in Pharr is $52,814.
The Home Value To Income in Pharr is 3.1x.
The Rent To Monthly Income in Pharr is 0.24x.
Pharr, TX Costs By Category
Detailed Pharr Services costs vs. Texas
Detailed Pharr Groceries costs vs. Texas
Detailed Pharr Health costs vs. Texas
Detailed Pharr Transportation costs vs. Texas
Pharr SnackAbility
Cost Of Living In Cities Around Pharr
The cost of living varies in the cities and towns around Pharr. Here's a quick look at the cost of living in the most populous nearby places:
McAllen, TX has a cost of living index of 92, 1.1x Pharr.
Edinburg, TX has a cost of living index of 94, 1.1x Pharr.
Mission, TX has a cost of living index of 90, 1.1x Pharr.
| City | Population | Cost Of Living | Vs. Pharr |
|---|---|---|---|
| McAllen, TX | 145,385 | 92 | 1.1x |
| Edinburg, TX | 104,550 | 94 | 1.1x |
| Mission, TX | 87,038 | 90 | 1.1x |
| Weslaco, TX | 42,229 | 87 | 1.0x |
| San Juan, TX | 36,149 | 85 | 1.0x |
| Alamo, TX | 20,255 | 83 | 1.0x |
| Alton, TX | 20,214 | 85 | 1.0x |
| Donna, TX | 16,833 | 79 | 0.9x |
| Mercedes, TX | 16,733 | 82 | 1.0x |
| Hidalgo, TX | 14,498 | 90 | 1.1x |
