Saginaw, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Saginaw, TX Summary

Cost of living in Saginaw research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Saginaw is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Saginaw is 93, with 100 being the average.

  • The cost of living index in Saginaw is 0.9x lower than the national average.

  • Saginaw ranks as the #251 cheapest in Texas out of 405.

  • Saginaw ranks as the #2,137 cheapest out of 6,412 in the US.

  • The median home value in Saginaw is $206,400.

  • The median income in Saginaw is $89,071.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
93
Saginaw's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Saginaw, TX?

According to the most recent data on the cost of living, Saginaw has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.

Compared to Texas, Saginaw has a cost of living index that's 1.0x higher than Texas's index of 92.

The standard of living in Saginaw ranks as #251 most affordable out of the 405 places we measured in Texas. By definition, that implies Saginaw ranks as the #154 most expensive place in the Lone Star State.

For more reading on life in Saginaw, check out:

251 out of 405
In Texas
2,137 out of 6,412
In America

Saginaw Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Saginaw. Here is how it fairs on each of the criteria:

  • The Services index in Saginaw is 103.

  • The Groceries index in Saginaw is 98.

  • The Health index in Saginaw is 99.

  • The Housing index in Saginaw is 85.

  • The Transportation index in Saginaw is 88.

  • The Utilities index in Saginaw is 107.

Living Expense Saginaw Texas National Average
Overall 93 92 100
Services 103 96 100
Groceries 98 93 100
Health 99 93 100
Housing 85 84 100
Transportation 88 92 100
Utilities 107 104 100
For more reading on cost of living around Texas, check out:
Saginaw Cost of Living Vs. TX

Saginaw, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Saginaw is $206,400.

  • The Median Rent in Saginaw is $1,459.

  • The Median Income in Saginaw is $89,071.

  • The Home Value To Income in Saginaw is 2.3x.

  • The Rent To Monthly Income in Saginaw is 0.2x.

Statistic Saginaw Texas United States
Median Home Value $206,400 $202,600 $244,900
Median Rent $1,459 $1,146 $1,163
Median Income $89,071 $67,321 $69,021
Home Value To Income 2.3x 3.0x 3.5x
Rent To Monthly Income 0.2x 0.2x 0.2x
Search Homes For Sale In Saginaw, TX
$206,400
Median Home Value
$1,459
Median Rent
$89,071
Median Income

Saginaw, TX Costs By Category

Detailed Saginaw Services Costs Vs. Texas

Item Saginaw Texas
Shampoo $0.99 $1.06
Movie $10.24 $10.68
Bowling $18.08 $14.67
Haircut $27.56 $18.62
Beauty Salon $53.57 $39.05

Detailed Saginaw Groceries Costs Vs. Texas

Item Saginaw Texas
Ground Beef $5.2 $4.22
Fried Chicken $1.87 $1.39
Milk $1.92 $2.05
Potatoes $2.67 $3.29
Pizza $9.31 $10.62
Beer $9.8 $9.38
Toothpaste $2.7 $2.34

Detailed Saginaw Health Costs Vs. Texas

Item Saginaw Texas
Optometrist $92.25 $108.57
Doctor $91.05 $116.17
Dentist $108.33 $99.13

Detailed Saginaw Transportation Costs Vs. Texas

Item Saginaw Texas
Gasoline $1.83 $2.22
Tire Balancing $47.98 $50.07

Detailed Saginaw Utilities Costs Vs. Texas

Item Saginaw Texas
All Electricity $187.94 $167.67
Phone $184.73 $175.64

Saginaw SnackAbility

7
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8.5
Affordability
8.5
Diversity
9
Safety
6
Amenities
9
Education
7
Commute
6

Cost Of Living In Cities Around Saginaw

The cost of living varies in the cities and towns around Saginaw. Here's a quick look at the cost of living in the most populous nearby places:

  • Fort Worth, TX has a cost of living index of 95, 1.0x Saginaw.

  • Flower Mound, TX has a cost of living index of 117, 1.3x Saginaw.

  • North Richland Hills, TX has a cost of living index of 99, 1.1x Saginaw.

City Population Cost Of Living Vs. Saginaw
Fort Worth, TX 908,469 95 1.0x
Flower Mound, TX 75,050 117 1.3x
North Richland Hills, TX 69,817 99 1.1x
Euless, TX 60,134 95 1.0x
Grapevine, TX 50,548 109 1.2x
Bedford, TX 49,576 97 1.0x
Keller, TX 45,190 117 1.3x
Hurst, TX 40,114 94 1.0x
Southlake, TX 30,754 150 1.6x
Colleyville, TX 25,827 136 1.5x

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