What is the cost of living in Saginaw, TX?
According to the most recent data on the cost of living, Saginaw has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.
Compared to Texas, Saginaw has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in Saginaw ranks as #264 most affordable out of the 419 places we measured in Texas. By definition, that implies Saginaw ranks as the #155 most expensive place in the Lone Star State.
For more reading on life in Saginaw, check out:
Saginaw Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Saginaw. Here is how it fares on each of the criteria:
The Services index in Saginaw is 99.
The Groceries index in Saginaw is 102.
The Health index in Saginaw is 116.
The Housing index in Saginaw is 99.
The Transportation index in Saginaw is 104.
The Utilities index in Saginaw is 94.
| Living Expense | Saginaw | Texas | National Average |
|---|---|---|---|
| Overall | 102 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 102 | 99 | 100 |
| Health | 116 | 81 | 100 |
| Housing | 99 | 97 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 94 | 100 | 100 |
Saginaw Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Saginaw Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Saginaw, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Saginaw is $299,871.
The Median Rent in Saginaw is $1,776.
The Median Income in Saginaw is $97,276.
The Home Value To Income in Saginaw is 3.1x.
The Rent To Monthly Income in Saginaw is 0.22x.
Saginaw, TX Costs By Category
Detailed Saginaw Services costs vs. Texas
Detailed Saginaw Groceries costs vs. Texas
Detailed Saginaw Health costs vs. Texas
Detailed Saginaw Transportation costs vs. Texas
Saginaw SnackAbility
Cost Of Living In Cities Around Saginaw
The cost of living varies in the cities and towns around Saginaw. Here's a quick look at the cost of living in the most populous nearby places:
Fort Worth, TX has a cost of living index of 104, 1.0x Saginaw.
Flower Mound, TX has a cost of living index of 128, 1.3x Saginaw.
North Richland Hills, TX has a cost of living index of 109, 1.1x Saginaw.
| City | Population | Cost Of Living | Vs. Saginaw |
|---|---|---|---|
| Fort Worth, TX | 963,194 | 104 | 1.0x |
| Flower Mound, TX | 78,389 | 128 | 1.3x |
| North Richland Hills, TX | 70,780 | 109 | 1.1x |
| Euless, TX | 60,421 | 106 | 1.0x |
| Grapevine, TX | 51,139 | 125 | 1.2x |
| Bedford, TX | 49,085 | 104 | 1.0x |
| Keller, TX | 45,976 | 136 | 1.3x |
| Hurst, TX | 39,861 | 103 | 1.0x |
| Southlake, TX | 31,137 | 165 | 1.6x |
| Colleyville, TX | 26,012 | 151 | 1.5x |
