What is the cost of living in Terrell, TX?
According to the most recent data on the cost of living, Terrell has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Texas, Terrell has a cost of living index that's 1.0x higher than Texas's index of 93.
The standard of living in Terrell ranks as #188 most affordable out of the 419 places we measured in Texas. By definition, that implies Terrell ranks as the #231 most expensive place in the Lone Star State.
For more reading on life in Terrell, check out:
Terrell Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Terrell. Here is how it fares on each of the criteria:
The Services index in Terrell is 100.
The Groceries index in Terrell is 100.
The Health index in Terrell is 84.
The Housing index in Terrell is 94.
The Transportation index in Terrell is 104.
The Utilities index in Terrell is 100.
| Living Expense | Terrell | Texas | National Average |
|---|---|---|---|
| Overall | 95 | 93 | 100 |
| Services | 100 | 100 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 84 | 81 | 100 |
| Housing | 94 | 97 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 100 | 100 | 100 |
Terrell Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Terrell Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Terrell, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Terrell is $281,526.
The Median Rent in Terrell is $1,232.
The Median Income in Terrell is $65,842.
The Home Value To Income in Terrell is 4.3x.
The Rent To Monthly Income in Terrell is 0.22x.
Terrell, TX Costs By Category
Detailed Terrell Services costs vs. Texas
Detailed Terrell Groceries costs vs. Texas
Detailed Terrell Health costs vs. Texas
Detailed Terrell Transportation costs vs. Texas
Terrell SnackAbility
Cost Of Living In Cities Around Terrell
The cost of living varies in the cities and towns around Terrell. Here's a quick look at the cost of living in the most populous nearby places:
Rowlett, TX has a cost of living index of 111, 1.2x Terrell.
Rockwall, TX has a cost of living index of 111, 1.2x Terrell.
Forney, TX has a cost of living index of 106, 1.1x Terrell.
| City | Population | Cost Of Living | Vs. Terrell |
|---|---|---|---|
| Rowlett, TX | 65,463 | 111 | 1.2x |
| Rockwall, TX | 51,168 | 111 | 1.2x |
| Forney, TX | 31,532 | 106 | 1.1x |
| Balch Springs, TX | 27,255 | 91 | 1.0x |
| Seagoville, TX | 19,352 | 96 | 1.0x |
| Heath, TX | 10,777 | 147 | 1.5x |
| Travis Ranch, TX | 9,025 | 113 | 1.2x |
| Kaufman, TX | 8,538 | 91 | 1.0x |
