What is the cost of living in Rockwall, TX?
According to the most recent data on the cost of living, Rockwall has an overall cost of living index of 111, which is 1.1x higher than the national index of 100.
Compared to Texas, Rockwall has a cost of living index that's 1.2x higher than Texas's index of 93.
The standard of living in Rockwall ranks as #331 most affordable out of the 419 places we measured in Texas. By definition, that implies Rockwall ranks as the #88 most expensive place in the Lone Star State.
For more reading on life in Rockwall, check out:
Rockwall Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Rockwall. Here is how it fares on each of the criteria:
The Services index in Rockwall is 97.
The Groceries index in Rockwall is 100.
The Health index in Rockwall is 148.
The Housing index in Rockwall is 96.
The Transportation index in Rockwall is 105.
The Utilities index in Rockwall is 97.
| Living Expense | Rockwall | Texas | National Average |
|---|---|---|---|
| Overall | 111 | 93 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 148 | 81 | 100 |
| Housing | 96 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 97 | 100 | 100 |
Rockwall Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Rockwall Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Rockwall, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Rockwall is $480,553.
The Median Rent in Rockwall is $1,947.
The Median Income in Rockwall is $115,580.
The Home Value To Income in Rockwall is 4.2x.
The Rent To Monthly Income in Rockwall is 0.2x.
Rockwall, TX Costs By Category
Detailed Rockwall Services costs vs. Texas
Detailed Rockwall Groceries costs vs. Texas
Detailed Rockwall Health costs vs. Texas
Detailed Rockwall Transportation costs vs. Texas
Rockwall SnackAbility
Cost Of Living In Cities Around Rockwall
The cost of living varies in the cities and towns around Rockwall. Here's a quick look at the cost of living in the most populous nearby places:
Garland, TX has a cost of living index of 100, 0.9x Rockwall.
Richardson, TX has a cost of living index of 116, 1.0x Rockwall.
Allen, TX has a cost of living index of 120, 1.1x Rockwall.
| City | Population | Cost Of Living | Vs. Rockwall |
|---|---|---|---|
| Garland, TX | 246,844 | 100 | 0.9x |
| Richardson, TX | 118,731 | 116 | 1.0x |
| Allen, TX | 110,265 | 120 | 1.1x |
| Rowlett, TX | 65,463 | 111 | 1.0x |
| Forney, TX | 31,532 | 106 | 1.0x |
| Sachse, TX | 30,491 | 112 | 1.0x |
| Balch Springs, TX | 27,255 | 91 | 0.8x |
| Fate, TX | 22,884 | 119 | 1.1x |
| Murphy, TX | 21,188 | 131 | 1.2x |
| Terrell, TX | 20,366 | 95 | 0.9x |
