What is the cost of living in Vernon, TX?
According to the most recent data on the cost of living, Vernon has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Texas, Vernon has a cost of living index that's 0.9x lower than Texas's index of 93.
The standard of living in Vernon ranks as #33 most affordable out of the 419 places we measured in Texas. By definition, that implies Vernon ranks as the #386 most expensive place in the Lone Star State.
For more reading on life in Vernon, check out:
Vernon Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Vernon. Here is how it fares on each of the criteria:
The Services index in Vernon is 99.
The Groceries index in Vernon is 99.
The Health index in Vernon is 51.
The Housing index in Vernon is 94.
The Transportation index in Vernon is 108.
The Utilities index in Vernon is 97.
| Living Expense | Vernon | Texas | National Average |
|---|---|---|---|
| Overall | 85 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 51 | 81 | 100 |
| Housing | 94 | 97 | 100 |
| Transportation | 108 | 103 | 100 |
| Utilities | 97 | 100 | 100 |
Vernon Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Vernon Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Vernon, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Vernon is $98,769.
The Median Rent in Vernon is $945.
The Median Income in Vernon is $51,114.
The Home Value To Income in Vernon is 1.9x.
The Rent To Monthly Income in Vernon is 0.22x.
Vernon, TX Costs By Category
Detailed Vernon Services costs vs. Texas
Detailed Vernon Groceries costs vs. Texas
Detailed Vernon Health costs vs. Texas
Detailed Vernon Transportation costs vs. Texas
Vernon SnackAbility
Cost Of Living In Cities Around Vernon
The cost of living varies in the cities and towns around Vernon. Here's a quick look at the cost of living in the most populous nearby places:
Wichita Falls, TX has a cost of living index of 91, 1.1x Vernon.
Altus, OK has a cost of living index of 85, 1.0x Vernon.
Lakeside, VA has a cost of living index of 105, 1.2x Vernon.
| City | Population | Cost Of Living | Vs. Vernon |
|---|---|---|---|
| Wichita Falls, TX | 102,581 | 91 | 1.1x |
| Altus, OK | 18,646 | 85 | 1.0x |
| Lakeside, VA | 12,654 | 105 | 1.2x |
| Burkburnett, TX | 11,059 | 88 | 1.0x |
