Vernon, TX Cost Of Living

The latest cost of living statistics for Vernon. Includes statistics on rent, mortgages, healthcare, and other costs for Vernon compared to the state and national averages.

Cost of living in Vernon, Texas

Cost of living in Vernon research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Vernon is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

85 Cost of living index 0.8x lower vs US
#33 Cheapest in Texas (of 419)
#362 Cheapest in the U.S. (of 6,489)
$98,769 Median home value
$945 Median rent
$51,114 Median income
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What is the cost of living in Vernon, TX?

According to the most recent data on the cost of living, Vernon has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.

Compared to Texas, Vernon has a cost of living index that's 0.9x lower than Texas's index of 93.

The standard of living in Vernon ranks as #33 most affordable out of the 419 places we measured in Texas. By definition, that implies Vernon ranks as the #386 most expensive place in the Lone Star State.

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Vernon Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Vernon. Here is how it fares on each of the criteria:

  • The Services index in Vernon is 99.

  • The Groceries index in Vernon is 99.

  • The Health index in Vernon is 51.

  • The Housing index in Vernon is 94.

  • The Transportation index in Vernon is 108.

  • The Utilities index in Vernon is 97.

Living Expense Vernon Texas National Average
Overall 85 93 100
Services 99 100 100
Groceries 99 99 100
Health 51 81 100
Housing 94 97 100
Transportation 108 103 100
Utilities 97 100 100

Vernon Cost Of Living Compared To Texas Averages

Services
Vernon 99
Texas avg 100
Groceries
Vernon 99
Texas avg 99
Health
Vernon 51
Texas avg 81
Housing
Vernon 94
Texas avg 97
Transportation
Vernon 108
Texas avg 103
Utilities
Vernon 97
Texas avg 100

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Texas, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Vernon, TX Housing Cost Breakdown

$98,769Median Home Value
$945Median Rent
$51,114Median Income

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Vernon is $98,769.

  • The Median Rent in Vernon is $945.

  • The Median Income in Vernon is $51,114.

  • The Home Value To Income in Vernon is 1.9x.

  • The Rent To Monthly Income in Vernon is 0.22x.

Statistic Vernon Texas United States
Median Home Value $98,769 $300,957 $332,700
Median Rent $945 $1,403 $1,413
Median Income $51,114 $78,476 $80,734
Home Value To Income 1.9x 3.8x 4.1x
Rent To Monthly Income 0.22x 0.21x 0.21x

Vernon, TX Costs By Category

Detailed Vernon Services costs vs. Texas
Item Vernon Texas
Shampoo $1.24 $1.28
Movie $11.19 $12.13
Bowling $16.67 $18
Haircut $18.44 $24.26
Beauty Salon $40.04 $45.56
Detailed Vernon Groceries costs vs. Texas
Item Vernon Texas
Ground Beef $6.1 $5.84
Fried Chicken $1.39 $1.57
Milk $4.54 $4.67
Potatoes $4.93 $4.93
Pizza $12.1 $12.09
Beer $9.83 $10.41
Toothpaste $3.53 $3.7
Detailed Vernon Health costs vs. Texas
Item Vernon Texas
Optometrist $119.3 $125.68
Doctor $100.35 $135.78
Dentist $102.46 $113.29
Detailed Vernon Transportation costs vs. Texas
Item Vernon Texas
Gasoline $3.1 $3.46
Tire Balancing $62.19 $59.92
Detailed Vernon Utilities costs vs. Texas
Item Vernon Texas
All Electricity $182.99 $193.99
Phone $193.02 $192.25

Vernon SnackAbility

4Overall SnackAbility
Jobs 5/10
Housing 4/10
Affordability 8.5/10
Diversity 9.5/10
Safety 6/10
Amenities 8/10
Education 4/10
Commute 10/10

Cost Of Living In Cities Around Vernon

The cost of living varies in the cities and towns around Vernon. Here's a quick look at the cost of living in the most populous nearby places:

  • Wichita Falls, TX has a cost of living index of 91, 1.1x Vernon.

  • Altus, OK has a cost of living index of 85, 1.0x Vernon.

  • Lakeside, VA has a cost of living index of 105, 1.2x Vernon.

City Population Cost Of Living Vs. Vernon
Wichita Falls, TX 102,581 91 1.1x
Altus, OK 18,646 85 1.0x
Lakeside, VA 12,654 105 1.2x
Burkburnett, TX 11,059 88 1.0x