What is the cost of living in Ashland, VA?
According to the most recent data on the cost of living, Ashland has an overall cost of living index of 106, which is 1.1x higher than the national index of 100.
Compared to Virginia, Ashland has a cost of living index that's 0.9x lower than Virginia's index of 112.
The standard of living in Ashland ranks as #44 most affordable out of the 188 places we measured in Virginia. By definition, that implies Ashland ranks as the #144 most expensive place in the Old Dominion.
For more reading on life in Ashland, check out:
Ashland Cost Of Living Vs. Virginia
Six factors go into calculating the cost of living index in Ashland. Here is how it fares on each of the criteria:
The Services index in Ashland is 104.
The Groceries index in Ashland is 102.
The Health index in Ashland is 108.
The Housing index in Ashland is 100.
The Transportation index in Ashland is 107.
The Utilities index in Ashland is 105.
| Living Expense | Ashland | Virginia | National Average |
|---|---|---|---|
| Overall | 106 | 112 | 100 |
| Services | 104 | 103 | 100 |
| Groceries | 102 | 104 | 100 |
| Health | 108 | 131 | 100 |
| Housing | 100 | 105 | 100 |
| Transportation | 107 | 105 | 100 |
| Utilities | 105 | 104 | 100 |
Ashland Cost Of Living Compared To Virginia Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Virginia, check out:
Protect your home budget Compare home warranties in Ashland Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ashland, VA Housing Cost Breakdown
Housing swings affordability the most between places in Virginia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ashland is $463,340.
The Median Rent in Ashland is $1,229.
The Median Income in Ashland is $61,164.
The Home Value To Income in Ashland is 7.6x.
The Rent To Monthly Income in Ashland is 0.24x.
Ashland, VA Costs By Category
Detailed Ashland Services costs vs. Virginia
Detailed Ashland Groceries costs vs. Virginia
Detailed Ashland Health costs vs. Virginia
Detailed Ashland Transportation costs vs. Virginia
Ashland SnackAbility
Cost Of Living In Cities Around Ashland
The cost of living varies in the cities and towns around Ashland. Here's a quick look at the cost of living in the most populous nearby places:
Franklin, TN has a cost of living index of 134, 1.3x Ashland.
Hendersonville, TN has a cost of living index of 111, 1.0x Ashland.
Smyrna, TN has a cost of living index of 104, 1.0x Ashland.
| City | Population | Cost Of Living | Vs. Ashland |
|---|---|---|---|
| Franklin, TN | 87,133 | 134 | 1.3x |
| Hendersonville, TN | 63,091 | 111 | 1.0x |
| Smyrna, TN | 56,692 | 104 | 1.0x |
| Spring Hill, TN | 55,765 | 117 | 1.1x |
| Brentwood, TN | 45,556 | 164 | 1.5x |
| Mount Juliet, TN | 42,073 | 114 | 1.1x |
| Nolensville, TN | 15,074 | 144 | 1.4x |
| White House, TN | 14,631 | 106 | 1.0x |
| Greenbrier, TN | 6,971 | 103 | 1.0x |
| Green Hill, TN | 6,866 | 109 | 1.0x |








