Ferndale, WA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Ferndale, WA Summary

Cost of living in Ferndale research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Ferndale is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Washington, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Ferndale is 119, with 100 being the average.

  • The cost of living index in Ferndale is 1.2x higher than the national average.

  • Ferndale ranks as the #83 cheapest in Washington out of 192.

  • Ferndale ranks as the #4,736 cheapest out of 6,412 in the US.

  • The median home value in Ferndale is $366,200.

  • The median income in Ferndale is $77,746.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
119
Ferndale's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Ferndale, WA?

According to the most recent data on the cost of living, Ferndale has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.

Compared to Washington, Ferndale has a cost of living index that's 1.0x higher than Washington's index of 115.

The standard of living in Ferndale ranks as #83 most affordable out of the 192 places we measured in Washington. By definition, that implies Ferndale ranks as the #109 most expensive place in the Evergreen State.

For more reading on life in Ferndale, check out:

83 out of 192
In Washington
4,736 out of 6,412
In America

Ferndale Cost Of Living Vs. Washington

Six factors go into calculating the cost of living index in Ferndale. Here is how it fairs on each of the criteria:

  • The Services index in Ferndale is 124.

  • The Groceries index in Ferndale is 112.

  • The Health index in Ferndale is 117.

  • The Housing index in Ferndale is 126.

  • The Transportation index in Ferndale is 126.

  • The Utilities index in Ferndale is 86.

Living Expense Ferndale Washington National Average
Overall 119 115 100
Services 124 112 100
Groceries 112 109 100
Health 117 119 100
Housing 126 129 100
Transportation 126 116 100
Utilities 86 90 100
For more reading on cost of living around Washington, check out:
Ferndale Cost of Living Vs. WA

Ferndale, WA Housing Cost Breakdown

Housing swings affordability the most between places in Washington, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Ferndale is $366,200.

  • The Median Rent in Ferndale is $1,174.

  • The Median Income in Ferndale is $77,746.

  • The Home Value To Income in Ferndale is 4.7x.

  • The Rent To Monthly Income in Ferndale is 0.18x.

Statistic Ferndale Washington United States
Median Home Value $366,200 $397,600 $244,900
Median Rent $1,174 $1,439 $1,163
Median Income $77,746 $82,400 $69,021
Home Value To Income 4.7x 4.8x 3.5x
Rent To Monthly Income 0.18x 0.21x 0.2x
Search Homes For Sale In Ferndale, WA
$366,200
Median Home Value
$1,174
Median Rent
$77,746
Median Income

Ferndale, WA Costs By Category

Detailed Ferndale Services Costs Vs. Washington

Item Ferndale Washington
Shampoo $1.27 $1.06
Movie $12.86 $10.68
Bowling $19.1 $14.67
Haircut $23.41 $18.62
Beauty Salon $39.23 $39.05

Detailed Ferndale Groceries Costs Vs. Washington

Item Ferndale Washington
Ground Beef $4.99 $4.22
Fried Chicken $1.92 $1.39
Milk $2.24 $2.05
Potatoes $3.69 $3.29
Pizza $12.99 $10.62
Beer $9.85 $9.38
Toothpaste $3.06 $2.34

Detailed Ferndale Health Costs Vs. Washington

Item Ferndale Washington
Optometrist $166.78 $108.57
Doctor $144.56 $116.17
Dentist $113.38 $99.13

Detailed Ferndale Transportation Costs Vs. Washington

Item Ferndale Washington
Gasoline $2.94 $2.22
Tire Balancing $57.1 $50.07

Detailed Ferndale Utilities Costs Vs. Washington

Item Ferndale Washington
All Electricity $120.45 $167.67
Phone $192.71 $175.64

Ferndale SnackAbility

7
/10
Overall SnackAbility
Jobs
7/10
Housing
8.5
Affordability
5
Diversity
8
Safety
8
Amenities
8.5
Education
8
Commute
8.5

Cost Of Living In Cities Around Ferndale

The cost of living varies in the cities and towns around Ferndale. Here's a quick look at the cost of living in the most populous nearby places:

  • Bellingham, WA has a cost of living index of 123, 1.0x Ferndale.

  • Mount Vernon, WA has a cost of living index of 111, 0.9x Ferndale.

  • Oak Harbor, WA has a cost of living index of 116, 1.0x Ferndale.

City Population Cost Of Living Vs. Ferndale
Bellingham, WA 90,545 123 1.0x
Mount Vernon, WA 34,824 111 0.9x
Oak Harbor, WA 24,267 116 1.0x
Anacortes, WA 17,437 128 1.1x
Lynden, WA 15,410 121 1.0x
Sedro-Woolley, WA 12,266 111 0.9x
Birch Bay, WA 10,062 119 1.0x
Burlington, WA 9,220 110 0.9x
Stanwood, WA 7,776 117 1.0x
Sudden Valley, WA 7,251 126 1.1x

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