What is the cost of living in Mill Creek, WA?
According to the most recent data on the cost of living, Mill Creek has an overall cost of living index of 164, which is 1.6x higher than the national index of 100.
Compared to Washington, Mill Creek has a cost of living index that's 1.4x higher than Washington's index of 120.
The standard of living in Mill Creek ranks as #168 most affordable out of the 191 places we measured in Washington. By definition, that implies Mill Creek ranks as the #23 most expensive place in the Evergreen State.
For more reading on life in Mill Creek, check out:
Mill Creek Cost Of Living Vs. Washington
Six factors go into calculating the cost of living index in Mill Creek. Here is how it fares on each of the criteria:
The Services index in Mill Creek is 110.
The Groceries index in Mill Creek is 109.
The Health index in Mill Creek is 286.
The Housing index in Mill Creek is 105.
The Transportation index in Mill Creek is 108.
The Utilities index in Mill Creek is 109.
| Living Expense | Mill Creek | Washington | National Average |
|---|---|---|---|
| Overall | 164 | 120 | 100 |
| Services | 110 | 108 | 100 |
| Groceries | 109 | 108 | 100 |
| Health | 286 | 137 | 100 |
| Housing | 105 | 111 | 100 |
| Transportation | 108 | 111 | 100 |
| Utilities | 109 | 110 | 100 |
Mill Creek Cost Of Living Compared To Washington Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Washington, check out:
Protect your home budget Compare home warranties in Mill Creek Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Mill Creek, WA Housing Cost Breakdown
Housing swings affordability the most between places in Washington, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mill Creek is $981,773.
The Median Rent in Mill Creek is $2,249.
The Median Income in Mill Creek is $124,364.
The Home Value To Income in Mill Creek is 7.9x.
The Rent To Monthly Income in Mill Creek is 0.22x.
| Statistic | Mill Creek | Washington | United States |
|---|---|---|---|
| Median Home Value | $981,773 | $601,016 | $332,700 |
| Median Rent | $2,249 | $1,760 | $1,413 |
| Median Income | $124,364 | $98,141 | $80,734 |
| Home Value To Income | 7.9x | 6.1x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.22x | 0.21x |
Mill Creek, WA Costs By Category
Detailed Mill Creek Services costs vs. Washington
| Item | Mill Creek | Washington |
|---|---|---|
| Shampoo | $1.21 | $1.28 |
| Movie | $12.43 | $12.13 |
| Bowling | $18.08 | $18 |
| Haircut | $31.33 | $24.26 |
| Beauty Salon | $49.67 | $45.56 |
Detailed Mill Creek Groceries costs vs. Washington
| Item | Mill Creek | Washington |
|---|---|---|
| Ground Beef | $6.18 | $5.84 |
| Fried Chicken | $2.23 | $1.57 |
| Milk | $4.87 | $4.67 |
| Potatoes | $4.43 | $4.93 |
| Pizza | $13.35 | $12.09 |
| Beer | $11.13 | $10.41 |
| Toothpaste | $3.89 | $3.7 |
Detailed Mill Creek Health costs vs. Washington
| Item | Mill Creek | Washington |
|---|---|---|
| Optometrist | $132.73 | $125.68 |
| Doctor | $183.4 | $135.78 |
| Dentist | $146.29 | $113.29 |
Detailed Mill Creek Transportation costs vs. Washington
| Item | Mill Creek | Washington |
|---|---|---|
| Gasoline | $4.14 | $3.46 |
| Tire Balancing | $65.57 | $59.92 |
Detailed Mill Creek Utilities costs vs. Washington
| Item | Mill Creek | Washington |
|---|---|---|
| All Electricity | $163.64 | $193.99 |
| Phone | $200.1 | $192.25 |
Mill Creek SnackAbility
Cost Of Living In Cities Around Mill Creek
The cost of living varies in the cities and towns around Mill Creek. Here's a quick look at the cost of living in the most populous nearby places:
Seattle, WA has a cost of living index of 181, 1.1x Mill Creek.
Everett, WA has a cost of living index of 132, 0.8x Mill Creek.
Lake Stevens, WA has a cost of living index of 136, 0.8x Mill Creek.
| City | Population | Cost Of Living | Vs. Mill Creek |
|---|---|---|---|
| Seattle, WA | 754,195 | 181 | 1.1x |
| Everett, WA | 111,845 | 132 | 0.8x |
| Lake Stevens, WA | 40,253 | 136 | 0.8x |
| Lynnwood, WA | 40,110 | 138 | 0.8x |
| Mill Creek East, WA | 25,453 | 166 | 1.0x |
| Eastmont, WA | 23,721 | 149 | 0.9x |
| North Lynnwood, WA | 23,339 | 137 | 0.8x |
| Martha Lake, WA | 22,634 | 148 | 0.9x |
| Silver Firs, WA | 22,306 | 156 | 1.0x |
| Bothell West, WA | 22,029 | 152 | 0.9x |
