Oak Harbor, WA Cost Of Living
Cost Of Living In Oak Harbor, WA Summary
Cost of living in Oak Harbor research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oak Harbor is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Washington, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Oak Harbor is 125, with 100 being the average.
The cost of living index in Oak Harbor is 1.2x higher than the national average.
Oak Harbor ranks as the #66 cheapest in Washington out of 192.
Oak Harbor ranks as the #4,715 cheapest out of 6,489 in the US.
The median home value in Oak Harbor is $523,523.
The median income in Oak Harbor is $72,041.
Table Of Contents
Oak Harbor's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Oak Harbor, WA?
According to the most recent data on the cost of living, Oak Harbor has an overall cost of living index of 125, which is 1.2x higher than the national index of 100.
Compared to Washington, Oak Harbor has a cost of living index that's 1.1x higher than Washington's index of 118.
The standard of living in Oak Harbor ranks as #66 most affordable out of the 192 places we measured in Washington. By definition, that implies Oak Harbor ranks as the #126 most expensive place in the Evergreen State.
For more reading on life in Oak Harbor, check out:
In Washington
In America
Oak Harbor Cost Of Living Vs. Washington
Six factors go into calculating the cost of living index in Oak Harbor. Here is how it fairs on each of the criteria:
The Services index in Oak Harbor is 114.
The Groceries index in Oak Harbor is 108.
The Health index in Oak Harbor is 121.
The Housing index in Oak Harbor is 151.
The Transportation index in Oak Harbor is 116.
The Utilities index in Oak Harbor is 90.
| Living Expense | Oak Harbor | Washington | National Average | |
|---|---|---|---|---|
| Overall | 125 | 118 | 100 | |
| Services | 114 | 111 | 100 | |
| Groceries | 108 | 112 | 100 | |
| Health | 121 | 122 | 100 | |
| Housing | 151 | 135 | 100 | |
| Transportation | 116 | 124 | 100 | |
| Utilities | 90 | 91 | 100 | |
Oak Harbor, WA Housing Cost Breakdown
Housing swings affordability the most between places in Washington, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Oak Harbor is $523,523.
The Median Rent in Oak Harbor is $1,629.
The Median Income in Oak Harbor is $72,041.
The Home Value To Income in Oak Harbor is 7.3x.
The Rent To Monthly Income in Oak Harbor is 0.27x.
| Statistic | Oak Harbor | Washington | United States |
|---|---|---|---|
| Median Home Value | $523,523 | $595,737 | $303,400 |
| Median Rent | $1,629 | $1,682 | $1,348 |
| Median Income | $72,041 | $94,952 | $78,538 |
| Home Value To Income | 7.3x | 6.3x | 3.9x |
| Rent To Monthly Income | 0.27x | 0.21x | 0.21x |
Median Home Value
Median Rent
Median Income
Oak Harbor, WA Costs By Category
Detailed Oak Harbor Services Costs Vs. Washington
| Item | Oak Harbor | Washington |
|---|---|---|
| Shampoo | $1.23 | $1.28 |
| Movie | $12.82 | $12.13 |
| Bowling | $18.58 | $18 |
| Haircut | $26.78 | $24.26 |
| Beauty Salon | $67.83 | $45.56 |
Detailed Oak Harbor Groceries Costs Vs. Washington
| Item | Oak Harbor | Washington |
|---|---|---|
| Ground Beef | $6.76 | $5.84 |
| Fried Chicken | $2.22 | $1.57 |
| Milk | $4.98 | $4.67 |
| Potatoes | $4.43 | $4.93 |
| Pizza | $12.95 | $12.09 |
| Beer | $11.47 | $10.41 |
| Toothpaste | $3.48 | $3.7 |
Detailed Oak Harbor Health Costs Vs. Washington
| Item | Oak Harbor | Washington |
|---|---|---|
| Optometrist | $187.66 | $125.68 |
| Doctor | $228.42 | $135.78 |
| Dentist | $136.92 | $113.29 |
Detailed Oak Harbor Transportation Costs Vs. Washington
| Item | Oak Harbor | Washington |
|---|---|---|
| Gasoline | $4.35 | $3.46 |
| Tire Balancing | $87.22 | $59.92 |
Detailed Oak Harbor Utilities Costs Vs. Washington
| Item | Oak Harbor | Washington |
|---|---|---|
| All Electricity | $153.78 | $193.99 |
| Phone | $202.97 | $192.25 |
Oak Harbor SnackAbility
/10
Cost Of Living In Cities Around Oak Harbor
The cost of living varies in the cities and towns around Oak Harbor. Here's a quick look at the cost of living in the most populous nearby places:
Mount Vernon, WA has a cost of living index of 123, 1.0x Oak Harbor.
Anacortes, WA has a cost of living index of 139, 1.1x Oak Harbor.
Camano, WA has a cost of living index of 139, 1.1x Oak Harbor.
| City | Population | Cost Of Living | Vs. Oak Harbor |
|---|---|---|---|
| Mount Vernon, WA | 35,312 | 123 | 1.0x |
| Anacortes, WA | 17,837 | 139 | 1.1x |
| Camano, WA | 17,535 | 139 | 1.1x |
| Port Townsend, WA | 10,290 | 128 | 1.0x |
| Burlington, WA | 9,637 | 120 | 1.0x |
| Stanwood, WA | 8,351 | 129 | 1.0x |
