What is the cost of living in Lake Geneva, WI?
According to the most recent data on the cost of living, Lake Geneva has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to Wisconsin, Lake Geneva has a cost of living index that's 1.1x higher than Wisconsin's index of 98.
The standard of living in Lake Geneva ranks as #97 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Lake Geneva ranks as the #49 most expensive place in the Badger State.
For more reading on life in Lake Geneva, check out:
Lake Geneva Cost Of Living Vs. Wisconsin
Six factors go into calculating the cost of living index in Lake Geneva. Here is how it fares on each of the criteria:
The Services index in Lake Geneva is 102.
The Groceries index in Lake Geneva is 102.
The Health index in Lake Geneva is 112.
The Housing index in Lake Geneva is 99.
The Transportation index in Lake Geneva is 97.
The Utilities index in Lake Geneva is 97.
| Living Expense | Lake Geneva | Wisconsin | National Average |
|---|---|---|---|
| Overall | 103 | 98 | 100 |
| Services | 102 | 98 | 100 |
| Groceries | 102 | 100 | 100 |
| Health | 112 | 91 | 100 |
| Housing | 99 | 99 | 100 |
| Transportation | 97 | 102 | 100 |
| Utilities | 97 | 100 | 100 |
Lake Geneva Cost Of Living Compared To Wisconsin Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Wisconsin, check out:
Protect your home budget Compare home warranties in Lake Geneva Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lake Geneva, WI Housing Cost Breakdown
Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lake Geneva is $411,279.
The Median Rent in Lake Geneva is $1,389.
The Median Income in Lake Geneva is $75,629.
The Home Value To Income in Lake Geneva is 5.4x.
The Rent To Monthly Income in Lake Geneva is 0.22x.
| Statistic | Lake Geneva | Wisconsin | United States |
|---|---|---|---|
| Median Home Value | $411,279 | $330,171 | $332,700 |
| Median Rent | $1,389 | $1,087 | $1,413 |
| Median Income | $75,629 | $77,485 | $80,734 |
| Home Value To Income | 5.4x | 4.3x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.17x | 0.21x |
Lake Geneva, WI Costs By Category
Detailed Lake Geneva Services costs vs. Wisconsin
| Item | Lake Geneva | Wisconsin |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $12.73 | $12.13 |
| Bowling | $12.67 | $18 |
| Haircut | $19.94 | $24.26 |
| Beauty Salon | $36.22 | $45.56 |
Detailed Lake Geneva Groceries costs vs. Wisconsin
| Item | Lake Geneva | Wisconsin |
|---|---|---|
| Ground Beef | $5.72 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.82 | $4.93 |
| Pizza | $10.99 | $12.09 |
| Beer | $9.56 | $10.41 |
| Toothpaste | $3.58 | $3.7 |
Detailed Lake Geneva Health costs vs. Wisconsin
| Item | Lake Geneva | Wisconsin |
|---|---|---|
| Optometrist | $79.67 | $125.68 |
| Doctor | $158.33 | $135.78 |
| Dentist | $110.16 | $113.29 |
Detailed Lake Geneva Transportation costs vs. Wisconsin
| Item | Lake Geneva | Wisconsin |
|---|---|---|
| Gasoline | $3.69 | $3.46 |
| Tire Balancing | $70.28 | $59.92 |
Detailed Lake Geneva Utilities costs vs. Wisconsin
| Item | Lake Geneva | Wisconsin |
|---|---|---|
| All Electricity | $147.39 | $193.99 |
| Phone | $198.03 | $192.25 |
Lake Geneva SnackAbility
Cost Of Living In Cities Around Lake Geneva
The cost of living varies in the cities and towns around Lake Geneva. Here's a quick look at the cost of living in the most populous nearby places:
McHenry, IL has a cost of living index of 105, 1.0x Lake Geneva.
Woodstock, IL has a cost of living index of 99, 1.0x Lake Geneva.
Antioch, IL has a cost of living index of 107, 1.0x Lake Geneva.
| City | Population | Cost Of Living | Vs. Lake Geneva |
|---|---|---|---|
| McHenry, IL | 28,074 | 105 | 1.0x |
| Woodstock, IL | 26,147 | 99 | 1.0x |
| Antioch, IL | 14,859 | 107 | 1.0x |
| Fox Lake, IL | 11,131 | 100 | 1.0x |
| Harvard, IL | 9,598 | 92 | 0.9x |
| Mukwonago, WI | 8,415 | 104 | 1.0x |
| Johnsburg, IL | 6,386 | 118 | 1.1x |
| Spring Grove, IL | 5,917 | 125 | 1.2x |
| Waterford, WI | 5,692 | 105 | 1.0x |
| Tichigan, WI | 5,052 | 117 | 1.1x |
