Whitewater, WI Cost Of Living

The latest cost of living statistics for Whitewater. Includes statistics on rent, mortgages, healthcare, and other costs for Whitewater compared to the state and national averages.

Cost of living in Whitewater, Wisconsin

Cost of living in Whitewater research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Whitewater is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Wisconsin, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

96 Cost of living index 1.0x lower vs US
#59 Cheapest in Wisconsin (of 146)
#1,959 Cheapest in the U.S. (of 6,489)
$338,753 Median home value
$1,041 Median rent
$54,969 Median income
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What is the cost of living in Whitewater, WI?

According to the most recent data on the cost of living, Whitewater has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.

Compared to Wisconsin, Whitewater has a cost of living index that's 1.0x lower than Wisconsin's index of 98.

The standard of living in Whitewater ranks as #59 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Whitewater ranks as the #87 most expensive place in the Badger State.

For more reading on life in Whitewater, check out:

Whitewater Cost Of Living Vs. Wisconsin

Six factors go into calculating the cost of living index in Whitewater. Here is how it fares on each of the criteria:

  • The Services index in Whitewater is 100.

  • The Groceries index in Whitewater is 96.

  • The Health index in Whitewater is 92.

  • The Housing index in Whitewater is 100.

  • The Transportation index in Whitewater is 101.

  • The Utilities index in Whitewater is 97.

Living Expense Whitewater Wisconsin National Average
Overall 96 98 100
Services 100 98 100
Groceries 96 100 100
Health 92 91 100
Housing 100 99 100
Transportation 101 102 100
Utilities 97 100 100

Whitewater Cost Of Living Compared To Wisconsin Averages

Services
Whitewater 100
Wisconsin avg 98
Groceries
Whitewater 96
Wisconsin avg 100
Health
Whitewater 92
Wisconsin avg 91
Housing
Whitewater 100
Wisconsin avg 99
Transportation
Whitewater 101
Wisconsin avg 102
Utilities
Whitewater 97
Wisconsin avg 100

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Wisconsin, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Whitewater, WI Housing Cost Breakdown

$338,753Median Home Value
$1,041Median Rent
$54,969Median Income

Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Whitewater is $338,753.

  • The Median Rent in Whitewater is $1,041.

  • The Median Income in Whitewater is $54,969.

  • The Home Value To Income in Whitewater is 6.2x.

  • The Rent To Monthly Income in Whitewater is 0.23x.

Statistic Whitewater Wisconsin United States
Median Home Value $338,753 $330,171 $332,700
Median Rent $1,041 $1,087 $1,413
Median Income $54,969 $77,485 $80,734
Home Value To Income 6.2x 4.3x 4.1x
Rent To Monthly Income 0.23x 0.17x 0.21x

Whitewater, WI Costs By Category

Detailed Whitewater Services costs vs. Wisconsin
Item Whitewater Wisconsin
Shampoo $1.22 $1.28
Movie $12.47 $12.13
Bowling $27.76 $18
Haircut $24.26 $24.26
Beauty Salon $66.46 $45.56
Detailed Whitewater Groceries costs vs. Wisconsin
Item Whitewater Wisconsin
Ground Beef $6.27 $5.84
Fried Chicken $1.45 $1.57
Milk $4.79 $4.67
Potatoes $4.2 $4.93
Pizza $10.96 $12.09
Beer $8.82 $10.41
Toothpaste $3.76 $3.7
Detailed Whitewater Health costs vs. Wisconsin
Item Whitewater Wisconsin
Optometrist $70.37 $125.68
Doctor $222.85 $135.78
Dentist $122.45 $113.29
Detailed Whitewater Transportation costs vs. Wisconsin
Item Whitewater Wisconsin
Gasoline $3.39 $3.46
Tire Balancing $65.66 $59.92
Detailed Whitewater Utilities costs vs. Wisconsin
Item Whitewater Wisconsin
All Electricity $226.9 $193.99
Phone $185.25 $192.25

Whitewater SnackAbility

7Overall SnackAbility
Jobs 6/10
Housing 7/10
Affordability 4/10
Diversity 8/10
Safety 8/10
Amenities 8.5/10
Education 8.5/10
Commute 9/10

Cost Of Living In Cities Around Whitewater

The cost of living varies in the cities and towns around Whitewater. Here's a quick look at the cost of living in the most populous nearby places:

  • Janesville, WI has a cost of living index of 95, 1.0x Whitewater.

  • Fort Atkinson, WI has a cost of living index of 97, 1.0x Whitewater.

  • Elkhorn, WI has a cost of living index of 99, 1.0x Whitewater.

City Population Cost Of Living Vs. Whitewater
Janesville, WI 66,030 95 1.0x
Fort Atkinson, WI 12,463 97 1.0x
Elkhorn, WI 10,221 99 1.0x
Delavan, WI 8,689 95 1.0x
Jefferson, WI 7,732 98 1.0x
Lake Mills, WI 6,470 102 1.1x
Edgerton, WI 6,014 97 1.0x
Milton, WI 5,706 94 1.0x