What is the cost of living in Whitewater, WI?
According to the most recent data on the cost of living, Whitewater has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.
Compared to Wisconsin, Whitewater has a cost of living index that's 1.0x lower than Wisconsin's index of 98.
The standard of living in Whitewater ranks as #59 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Whitewater ranks as the #87 most expensive place in the Badger State.
For more reading on life in Whitewater, check out:
Whitewater Cost Of Living Vs. Wisconsin
Six factors go into calculating the cost of living index in Whitewater. Here is how it fares on each of the criteria:
The Services index in Whitewater is 100.
The Groceries index in Whitewater is 96.
The Health index in Whitewater is 92.
The Housing index in Whitewater is 100.
The Transportation index in Whitewater is 101.
The Utilities index in Whitewater is 97.
| Living Expense | Whitewater | Wisconsin | National Average |
|---|---|---|---|
| Overall | 96 | 98 | 100 |
| Services | 100 | 98 | 100 |
| Groceries | 96 | 100 | 100 |
| Health | 92 | 91 | 100 |
| Housing | 100 | 99 | 100 |
| Transportation | 101 | 102 | 100 |
| Utilities | 97 | 100 | 100 |
Whitewater Cost Of Living Compared To Wisconsin Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Wisconsin, check out:
Protect your home budget Compare home warranties in Whitewater Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Whitewater, WI Housing Cost Breakdown
Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Whitewater is $338,753.
The Median Rent in Whitewater is $1,041.
The Median Income in Whitewater is $54,969.
The Home Value To Income in Whitewater is 6.2x.
The Rent To Monthly Income in Whitewater is 0.23x.
| Statistic | Whitewater | Wisconsin | United States |
|---|---|---|---|
| Median Home Value | $338,753 | $330,171 | $332,700 |
| Median Rent | $1,041 | $1,087 | $1,413 |
| Median Income | $54,969 | $77,485 | $80,734 |
| Home Value To Income | 6.2x | 4.3x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.17x | 0.21x |
Whitewater, WI Costs By Category
Detailed Whitewater Services costs vs. Wisconsin
| Item | Whitewater | Wisconsin |
|---|---|---|
| Shampoo | $1.22 | $1.28 |
| Movie | $12.47 | $12.13 |
| Bowling | $27.76 | $18 |
| Haircut | $24.26 | $24.26 |
| Beauty Salon | $66.46 | $45.56 |
Detailed Whitewater Groceries costs vs. Wisconsin
| Item | Whitewater | Wisconsin |
|---|---|---|
| Ground Beef | $6.27 | $5.84 |
| Fried Chicken | $1.45 | $1.57 |
| Milk | $4.79 | $4.67 |
| Potatoes | $4.2 | $4.93 |
| Pizza | $10.96 | $12.09 |
| Beer | $8.82 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
Detailed Whitewater Health costs vs. Wisconsin
| Item | Whitewater | Wisconsin |
|---|---|---|
| Optometrist | $70.37 | $125.68 |
| Doctor | $222.85 | $135.78 |
| Dentist | $122.45 | $113.29 |
Detailed Whitewater Transportation costs vs. Wisconsin
| Item | Whitewater | Wisconsin |
|---|---|---|
| Gasoline | $3.39 | $3.46 |
| Tire Balancing | $65.66 | $59.92 |
Detailed Whitewater Utilities costs vs. Wisconsin
| Item | Whitewater | Wisconsin |
|---|---|---|
| All Electricity | $226.9 | $193.99 |
| Phone | $185.25 | $192.25 |
Whitewater SnackAbility
Cost Of Living In Cities Around Whitewater
The cost of living varies in the cities and towns around Whitewater. Here's a quick look at the cost of living in the most populous nearby places:
Janesville, WI has a cost of living index of 95, 1.0x Whitewater.
Fort Atkinson, WI has a cost of living index of 97, 1.0x Whitewater.
Elkhorn, WI has a cost of living index of 99, 1.0x Whitewater.
| City | Population | Cost Of Living | Vs. Whitewater |
|---|---|---|---|
| Janesville, WI | 66,030 | 95 | 1.0x |
| Fort Atkinson, WI | 12,463 | 97 | 1.0x |
| Elkhorn, WI | 10,221 | 99 | 1.0x |
| Delavan, WI | 8,689 | 95 | 1.0x |
| Jefferson, WI | 7,732 | 98 | 1.0x |
| Lake Mills, WI | 6,470 | 102 | 1.1x |
| Edgerton, WI | 6,014 | 97 | 1.0x |
| Milton, WI | 5,706 | 94 | 1.0x |
