Moody, AL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Moody, AL Summary

Cost of living in Moody research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Moody is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Alabama, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Moody is 95, with 100 being the average.

  • The cost of living index in Moody is 0.9x lower than the national average.

  • Moody ranks as the #80 cheapest in Alabama out of 119.

  • Moody ranks as the #1,954 cheapest out of 6,489 in the US.

  • The median home value in Moody is $255,384.

  • The median income in Moody is $86,389.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
95
Moody's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Moody, AL?

According to the most recent data on the cost of living, Moody has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.

Compared to Alabama, Moody has a cost of living index that's 1.1x higher than Alabama's index of 90.

The standard of living in Moody ranks as #80 most affordable out of the 119 places we measured in Alabama. By definition, that implies Moody ranks as the #39 most expensive place in the Heart of Dixie.

For more reading on life in Moody, check out:

80 out of 119
In Alabama
1,954 out of 6,489
In America

Moody Cost Of Living Vs. Alabama

Six factors go into calculating the cost of living index in Moody. Here is how it fairs on each of the criteria:

  • The Services index in Moody is 97.

  • The Groceries index in Moody is 99.

  • The Health index in Moody is 95.

  • The Housing index in Moody is 93.

  • The Transportation index in Moody is 89.

  • The Utilities index in Moody is 106.

Living Expense Moody Alabama National Average
Overall 95 90 100
Services 97 97 100
Groceries 99 98 100
Health 95 86 100
Housing 93 74 100
Transportation 89 93 100
Utilities 106 102 100
For more reading on cost of living around Alabama, check out:
Moody Cost of Living Vs. AL

Moody, AL Housing Cost Breakdown

Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Moody is $255,384.

  • The Median Rent in Moody is $1,463.

  • The Median Income in Moody is $86,389.

  • The Home Value To Income in Moody is 3.0x.

  • The Rent To Monthly Income in Moody is 0.2x.

Statistic Moody Alabama United States
Median Home Value $255,384 $232,780 $303,400
Median Rent $1,463 $963 $1,348
Median Income $86,389 $62,027 $78,538
Home Value To Income 3.0x 3.8x 3.9x
Rent To Monthly Income 0.2x 0.19x 0.21x
$255,384
Median Home Value
$1,463
Median Rent
$86,389
Median Income

Moody, AL Costs By Category

Detailed Moody Services Costs Vs. Alabama

Item Moody Alabama
Shampoo $1.33 $1.28
Movie $12.54 $12.13
Bowling $16.37 $18
Haircut $20.07 $24.26
Beauty Salon $45.74 $45.56

Detailed Moody Groceries Costs Vs. Alabama

Item Moody Alabama
Ground Beef $6.01 $5.84
Fried Chicken $1.66 $1.57
Milk $4.54 $4.67
Potatoes $5.23 $4.93
Pizza $10.99 $12.09
Beer $10.4 $10.41
Toothpaste $3.76 $3.7

Detailed Moody Health Costs Vs. Alabama

Item Moody Alabama
Optometrist $92.33 $125.68
Doctor $101.83 $135.78
Dentist $125.78 $113.29

Detailed Moody Transportation Costs Vs. Alabama

Item Moody Alabama
Gasoline $3.13 $3.46
Tire Balancing $54.52 $59.92

Detailed Moody Utilities Costs Vs. Alabama

Item Moody Alabama
All Electricity $219.4 $193.99
Phone $188.55 $192.25

Moody SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
8
Affordability
8
Diversity
6
Safety
N/A
Amenities
7
Education
8
Commute
6

Cost Of Living In Cities Around Moody

The cost of living varies in the cities and towns around Moody. Here's a quick look at the cost of living in the most populous nearby places:

  • Birmingham, AL has a cost of living index of 90, 0.9x Moody.

  • Vestavia Hills, AL has a cost of living index of 126, 1.3x Moody.

  • Trussville, AL has a cost of living index of 109, 1.1x Moody.

City Population Cost Of Living Vs. Moody
Birmingham, AL 199,322 90 0.9x
Vestavia Hills, AL 38,704 126 1.3x
Trussville, AL 26,182 109 1.1x
Mountain Brook, AL 22,160 161 1.7x
Center Point, AL 16,125 89 0.9x
Gardendale, AL 16,110 100 1.1x
Irondale, AL 13,462 96 1.0x
Leeds, AL 12,221 95 1.0x
Clay, AL 10,288 96 1.0x
Grayson Valley, AL 5,882 91 1.0x

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