What is the cost of living in Moody, AL?
According to the most recent data on the cost of living, Moody has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.
Compared to Alabama, Moody has a cost of living index that's 1.0x higher than Alabama's index of 91.
The standard of living in Moody ranks as #74 most affordable out of the 116 places we measured in Alabama. By definition, that implies Moody ranks as the #42 most expensive place in the Heart of Dixie.
For more reading on life in Moody, check out:
Moody Cost Of Living Vs. Alabama
Six factors go into calculating the cost of living index in Moody. Here is how it fares on each of the criteria:
The Services index in Moody is 99.
The Groceries index in Moody is 98.
The Health index in Moody is 95.
The Housing index in Moody is 100.
The Transportation index in Moody is 96.
The Utilities index in Moody is 97.
| Living Expense | Moody | Alabama | National Average |
|---|---|---|---|
| Overall | 94 | 91 | 100 |
| Services | 99 | 95 | 100 |
| Groceries | 98 | 96 | 100 |
| Health | 95 | 74 | 100 |
| Housing | 100 | 96 | 100 |
| Transportation | 96 | 95 | 100 |
| Utilities | 97 | 95 | 100 |
Moody Cost Of Living Compared To Alabama Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Alabama, check out:
Protect your home budget Compare home warranties in Moody Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Moody, AL Housing Cost Breakdown
Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Moody is $259,874.
The Median Rent in Moody is $1,553.
The Median Income in Moody is $86,627.
The Home Value To Income in Moody is 3.0x.
The Rent To Monthly Income in Moody is 0.22x.
Moody, AL Costs By Category
Detailed Moody Services costs vs. Alabama
Detailed Moody Groceries costs vs. Alabama
Detailed Moody Health costs vs. Alabama
Detailed Moody Transportation costs vs. Alabama
Moody SnackAbility
Cost Of Living In Cities Around Moody
The cost of living varies in the cities and towns around Moody. Here's a quick look at the cost of living in the most populous nearby places:
Birmingham, AL has a cost of living index of 90, 1.0x Moody.
Vestavia Hills, AL has a cost of living index of 125, 1.3x Moody.
Trussville, AL has a cost of living index of 112, 1.2x Moody.
| City | Population | Cost Of Living | Vs. Moody |
|---|---|---|---|
| Birmingham, AL | 198,173 | 90 | 1.0x |
| Vestavia Hills, AL | 38,616 | 125 | 1.3x |
| Trussville, AL | 26,673 | 112 | 1.2x |
| Mountain Brook, AL | 22,029 | 162 | 1.7x |
| Gardendale, AL | 16,534 | 100 | 1.1x |
| Center Point, AL | 15,914 | 88 | 0.9x |
| Irondale, AL | 13,464 | 96 | 1.0x |
| Leeds, AL | 12,028 | 95 | 1.0x |
| Clay, AL | 10,273 | 97 | 1.0x |
| Grayson Valley, AL | 6,077 | 91 | 1.0x |
