What is the cost of living in Commerce, CA?
According to the most recent data on the cost of living, Commerce has an overall cost of living index of 140, which is 1.4x higher than the national index of 100.
Compared to California, Commerce has a cost of living index that's 1.0x lower than California's index of 142.
The standard of living in Commerce ranks as #234 most affordable out of the 634 places we measured in California. By definition, that implies Commerce ranks as the #400 most expensive place in the Golden State.
For more reading on life in Commerce, check out:
Commerce Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Commerce. Here is how it fares on each of the criteria:
The Services index in Commerce is 107.
The Groceries index in Commerce is 117.
The Health index in Commerce is 198.
The Housing index in Commerce is 114.
The Transportation index in Commerce is 117.
The Utilities index in Commerce is 120.
| Living Expense | Commerce | California | National Average |
|---|---|---|---|
| Overall | 140 | 142 | 100 |
| Services | 107 | 110 | 100 |
| Groceries | 117 | 118 | 100 |
| Health | 198 | 197 | 100 |
| Housing | 114 | 120 | 100 |
| Transportation | 117 | 121 | 100 |
| Utilities | 120 | 121 | 100 |
Commerce Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Commerce Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Commerce, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Commerce is $696,479.
The Median Rent in Commerce is $1,549.
The Median Income in Commerce is $77,064.
The Home Value To Income in Commerce is 9.0x.
The Rent To Monthly Income in Commerce is 0.24x.
| Statistic | Commerce | California | United States |
|---|---|---|---|
| Median Home Value | $696,479 | $774,581 | $332,700 |
| Median Rent | $1,549 | $2,036 | $1,413 |
| Median Income | $77,064 | $99,122 | $80,734 |
| Home Value To Income | 9.0x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.25x | 0.21x |
Commerce, CA Costs By Category
Detailed Commerce Services costs vs. California
| Item | Commerce | California |
|---|---|---|
| Shampoo | $1.41 | $1.28 |
| Movie | $13.46 | $12.13 |
| Bowling | $19.07 | $18 |
| Haircut | $24.67 | $24.26 |
| Beauty Salon | $49.33 | $45.56 |
Detailed Commerce Groceries costs vs. California
| Item | Commerce | California |
|---|---|---|
| Ground Beef | $6.26 | $5.84 |
| Fried Chicken | $2.08 | $1.57 |
| Milk | $4.76 | $4.67 |
| Potatoes | $4.94 | $4.93 |
| Pizza | $16.13 | $12.09 |
| Beer | $9.6 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
Detailed Commerce Health costs vs. California
| Item | Commerce | California |
|---|---|---|
| Optometrist | $129.09 | $125.68 |
| Doctor | $119.86 | $135.78 |
| Dentist | $108.07 | $113.29 |
Detailed Commerce Transportation costs vs. California
| Item | Commerce | California |
|---|---|---|
| Gasoline | $4.47 | $3.46 |
| Tire Balancing | $58.33 | $59.92 |
Detailed Commerce Utilities costs vs. California
| Item | Commerce | California |
|---|---|---|
| All Electricity | $326.49 | $193.99 |
| Phone | $182.78 | $192.25 |
Commerce SnackAbility
Cost Of Living In Cities Around Commerce
The cost of living varies in the cities and towns around Commerce. Here's a quick look at the cost of living in the most populous nearby places:
East Los Angeles, CA has a cost of living index of 146, 1.0x Commerce.
Lakewood, CA has a cost of living index of 166, 1.2x Commerce.
Montebello, CA has a cost of living index of 156, 1.1x Commerce.
| City | Population | Cost Of Living | Vs. Commerce |
|---|---|---|---|
| East Los Angeles, CA | 111,647 | 146 | 1.0x |
| Lakewood, CA | 79,850 | 166 | 1.2x |
| Montebello, CA | 61,045 | 156 | 1.1x |
| Pico Rivera, CA | 60,272 | 149 | 1.1x |
| Monterey Park, CA | 59,132 | 171 | 1.2x |
| Huntington Park, CA | 53,108 | 142 | 1.0x |
| Cypress, CA | 49,498 | 178 | 1.3x |
| La Mirada, CA | 47,180 | 167 | 1.2x |
| Bell Gardens, CA | 38,229 | 138 | 1.0x |
| Bell, CA | 32,476 | 141 | 1.0x |
