What is the cost of living in Cotati, CA?
According to the most recent data on the cost of living, Cotati has an overall cost of living index of 157, which is 1.6x higher than the national index of 100.
Compared to California, Cotati has a cost of living index that's 1.1x higher than California's index of 142.
The standard of living in Cotati ranks as #348 most affordable out of the 634 places we measured in California. By definition, that implies Cotati ranks as the #286 most expensive place in the Golden State.
For more reading on life in Cotati, check out:
Cotati Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Cotati. Here is how it fares on each of the criteria:
The Services index in Cotati is 109.
The Groceries index in Cotati is 116.
The Health index in Cotati is 264.
The Housing index in Cotati is 116.
The Transportation index in Cotati is 116.
The Utilities index in Cotati is 113.
| Living Expense | Cotati | California | National Average |
|---|---|---|---|
| Overall | 157 | 142 | 100 |
| Services | 109 | 110 | 100 |
| Groceries | 116 | 118 | 100 |
| Health | 264 | 197 | 100 |
| Housing | 116 | 120 | 100 |
| Transportation | 116 | 121 | 100 |
| Utilities | 113 | 121 | 100 |
Cotati Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Cotati Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cotati, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cotati is $727,230.
The Median Rent in Cotati is $2,056.
The Median Income in Cotati is $110,750.
The Home Value To Income in Cotati is 6.6x.
The Rent To Monthly Income in Cotati is 0.22x.
| Statistic | Cotati | California | United States |
|---|---|---|---|
| Median Home Value | $727,230 | $774,581 | $332,700 |
| Median Rent | $2,056 | $2,036 | $1,413 |
| Median Income | $110,750 | $99,122 | $80,734 |
| Home Value To Income | 6.6x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.25x | 0.21x |
Cotati, CA Costs By Category
Detailed Cotati Services costs vs. California
| Item | Cotati | California |
|---|---|---|
| Shampoo | $1.65 | $1.28 |
| Movie | $16.02 | $12.13 |
| Bowling | $24.01 | $18 |
| Haircut | $28.38 | $24.26 |
| Beauty Salon | $85.43 | $45.56 |
Detailed Cotati Groceries costs vs. California
| Item | Cotati | California |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $2.11 | $1.57 |
| Milk | $5.18 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $15.74 | $12.09 |
| Beer | $11.21 | $10.41 |
| Toothpaste | $4.09 | $3.7 |
Detailed Cotati Health costs vs. California
| Item | Cotati | California |
|---|---|---|
| Optometrist | $159.79 | $125.68 |
| Doctor | $174.45 | $135.78 |
| Dentist | $155.36 | $113.29 |
Detailed Cotati Transportation costs vs. California
| Item | Cotati | California |
|---|---|---|
| Gasoline | $4.63 | $3.46 |
| Tire Balancing | $75.33 | $59.92 |
Detailed Cotati Utilities costs vs. California
| Item | Cotati | California |
|---|---|---|
| All Electricity | $298.77 | $193.99 |
| Phone | $203.63 | $192.25 |
Cotati SnackAbility
Cost Of Living In Cities Around Cotati
The cost of living varies in the cities and towns around Cotati. Here's a quick look at the cost of living in the most populous nearby places:
Santa Rosa, CA has a cost of living index of 164, 1.0x Cotati.
Petaluma, CA has a cost of living index of 178, 1.1x Cotati.
Novato, CA has a cost of living index of 195, 1.2x Cotati.
| City | Population | Cost Of Living | Vs. Cotati |
|---|---|---|---|
| Santa Rosa, CA | 177,090 | 164 | 1.0x |
| Petaluma, CA | 59,247 | 178 | 1.1x |
| Novato, CA | 52,546 | 195 | 1.2x |
| Rohnert Park, CA | 44,575 | 159 | 1.0x |
| Windsor, CA | 26,081 | 175 | 1.1x |
| Oakville, CT | 9,276 | 113 | 0.7x |
| Larkfield-Wikiup, CA | 8,765 | 171 | 1.1x |
| Sebastopol, CA | 7,445 | 172 | 1.1x |
| St. Helena, CA | 5,318 | 251 | 1.6x |
