What is the cost of living in Coto de Caza, CA?
According to the most recent data on the cost of living, Coto de Caza has an overall cost of living index of 243, which is 2.4x higher than the national index of 100.
Compared to California, Coto de Caza has a cost of living index that's 1.7x higher than California's index of 142.
The standard of living in Coto de Caza ranks as #582 most affordable out of the 634 places we measured in California. By definition, that implies Coto de Caza ranks as the #52 most expensive place in the Golden State.
For more reading on life in Coto de Caza, check out:
Coto de Caza Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Coto de Caza. Here is how it fares on each of the criteria:
The Services index in Coto de Caza is 113.
The Groceries index in Coto de Caza is 116.
The Health index in Coto de Caza is 543.
The Housing index in Coto de Caza is 119.
The Transportation index in Coto de Caza is 114.
The Utilities index in Coto de Caza is 121.
| Living Expense | Coto de Caza | California | National Average |
|---|---|---|---|
| Overall | 243 | 142 | 100 |
| Services | 113 | 110 | 100 |
| Groceries | 116 | 118 | 100 |
| Health | 543 | 197 | 100 |
| Housing | 119 | 120 | 100 |
| Transportation | 114 | 121 | 100 |
| Utilities | 121 | 121 | 100 |
Coto de Caza Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Coto de Caza Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Coto de Caza, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Coto de Caza is $2,004,546.
The Median Rent in Coto de Caza is $3,501.
The Median Income in Coto de Caza is $243,816.
The Home Value To Income in Coto de Caza is 8.2x.
The Rent To Monthly Income in Coto de Caza is 0.17x.
| Statistic | Coto de Caza | California | United States |
|---|---|---|---|
| Median Home Value | $2,004,546 | $774,581 | $332,700 |
| Median Rent | $3,501 | $2,036 | $1,413 |
| Median Income | $243,816 | $99,122 | $80,734 |
| Home Value To Income | 8.2x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.25x | 0.21x |
Coto de Caza, CA Costs By Category
Detailed Coto de Caza Services costs vs. California
| Item | Coto de Caza | California |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $11.04 | $12.13 |
| Bowling | $21.11 | $18 |
| Haircut | $27.27 | $24.26 |
| Beauty Salon | $41.78 | $45.56 |
Detailed Coto de Caza Groceries costs vs. California
| Item | Coto de Caza | California |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $3.49 | $1.57 |
| Milk | $4.92 | $4.67 |
| Potatoes | $4.92 | $4.93 |
| Pizza | $15.31 | $12.09 |
| Beer | $10.26 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
Detailed Coto de Caza Health costs vs. California
| Item | Coto de Caza | California |
|---|---|---|
| Optometrist | $112.92 | $125.68 |
| Doctor | $95.5 | $135.78 |
| Dentist | $117.28 | $113.29 |
Detailed Coto de Caza Transportation costs vs. California
| Item | Coto de Caza | California |
|---|---|---|
| Gasoline | $4.75 | $3.46 |
| Tire Balancing | $61.38 | $59.92 |
Detailed Coto de Caza Utilities costs vs. California
| Item | Coto de Caza | California |
|---|---|---|
| All Electricity | $378.97 | $193.99 |
| Phone | $180.31 | $192.25 |
Coto De Caza SnackAbility
Cost Of Living In Cities Around Coto de Caza
The cost of living varies in the cities and towns around Coto de Caza. Here's a quick look at the cost of living in the most populous nearby places:
Irvine, CA has a cost of living index of 209, 0.9x Coto de Caza.
Mission Viejo, CA has a cost of living index of 190, 0.8x Coto de Caza.
Lake Forest, CA has a cost of living index of 182, 0.7x Coto de Caza.
| City | Population | Cost Of Living | Vs. Coto de Caza |
|---|---|---|---|
| Irvine, CA | 311,690 | 209 | 0.9x |
| Mission Viejo, CA | 92,151 | 190 | 0.8x |
| Lake Forest, CA | 86,281 | 182 | 0.7x |
| Tustin, CA | 78,981 | 181 | 0.7x |
| Laguna Niguel, CA | 64,139 | 204 | 0.8x |
| Aliso Viejo, CA | 51,113 | 175 | 0.7x |
| Rancho Santa Margarita, CA | 46,990 | 179 | 0.7x |
| San Juan Capistrano, CA | 35,095 | 184 | 0.8x |
| Laguna Hills, CA | 30,740 | 190 | 0.8x |
| North Tustin, CA | 25,807 | 212 | 0.9x |
