What is the cost of living in Ladera Ranch, CA?
According to the most recent data on the cost of living, Ladera Ranch has an overall cost of living index of 204, which is 2.0x higher than the national index of 100.
Compared to California, Ladera Ranch has a cost of living index that's 1.4x higher than California's index of 142.
The standard of living in Ladera Ranch ranks as #534 most affordable out of the 634 places we measured in California. By definition, that implies Ladera Ranch ranks as the #100 most expensive place in the Golden State.
For more reading on life in Ladera Ranch, check out:
Ladera Ranch Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Ladera Ranch. Here is how it fares on each of the criteria:
The Services index in Ladera Ranch is 108.
The Groceries index in Ladera Ranch is 112.
The Health index in Ladera Ranch is 411.
The Housing index in Ladera Ranch is 117.
The Transportation index in Ladera Ranch is 116.
The Utilities index in Ladera Ranch is 114.
| Living Expense | Ladera Ranch | California | National Average |
|---|---|---|---|
| Overall | 204 | 142 | 100 |
| Services | 108 | 110 | 100 |
| Groceries | 112 | 118 | 100 |
| Health | 411 | 197 | 100 |
| Housing | 117 | 120 | 100 |
| Transportation | 116 | 121 | 100 |
| Utilities | 114 | 121 | 100 |
Ladera Ranch Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Ladera Ranch Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ladera Ranch, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ladera Ranch is $1,387,186.
The Median Rent in Ladera Ranch is $3,350.
The Median Income in Ladera Ranch is $184,458.
The Home Value To Income in Ladera Ranch is 7.5x.
The Rent To Monthly Income in Ladera Ranch is 0.22x.
| Statistic | Ladera Ranch | California | United States |
|---|---|---|---|
| Median Home Value | $1,387,186 | $774,581 | $332,700 |
| Median Rent | $3,350 | $2,036 | $1,413 |
| Median Income | $184,458 | $99,122 | $80,734 |
| Home Value To Income | 7.5x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.25x | 0.21x |
Ladera Ranch, CA Costs By Category
Detailed Ladera Ranch Services costs vs. California
| Item | Ladera Ranch | California |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $11.04 | $12.13 |
| Bowling | $21.11 | $18 |
| Haircut | $27.27 | $24.26 |
| Beauty Salon | $41.78 | $45.56 |
Detailed Ladera Ranch Groceries costs vs. California
| Item | Ladera Ranch | California |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $3.49 | $1.57 |
| Milk | $4.92 | $4.67 |
| Potatoes | $4.92 | $4.93 |
| Pizza | $15.31 | $12.09 |
| Beer | $10.26 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
Detailed Ladera Ranch Health costs vs. California
| Item | Ladera Ranch | California |
|---|---|---|
| Optometrist | $112.92 | $125.68 |
| Doctor | $95.5 | $135.78 |
| Dentist | $117.28 | $113.29 |
Detailed Ladera Ranch Transportation costs vs. California
| Item | Ladera Ranch | California |
|---|---|---|
| Gasoline | $4.75 | $3.46 |
| Tire Balancing | $61.38 | $59.92 |
Detailed Ladera Ranch Utilities costs vs. California
| Item | Ladera Ranch | California |
|---|---|---|
| All Electricity | $378.97 | $193.99 |
| Phone | $180.31 | $192.25 |
Ladera Ranch SnackAbility
Cost Of Living In Cities Around Ladera Ranch
The cost of living varies in the cities and towns around Ladera Ranch. Here's a quick look at the cost of living in the most populous nearby places:
Irvine, CA has a cost of living index of 209, 1.0x Ladera Ranch.
Mission Viejo, CA has a cost of living index of 190, 0.9x Ladera Ranch.
Lake Forest, CA has a cost of living index of 182, 0.9x Ladera Ranch.
| City | Population | Cost Of Living | Vs. Ladera Ranch |
|---|---|---|---|
| Irvine, CA | 311,690 | 209 | 1.0x |
| Mission Viejo, CA | 92,151 | 190 | 0.9x |
| Lake Forest, CA | 86,281 | 182 | 0.9x |
| Tustin, CA | 78,981 | 181 | 0.9x |
| Laguna Niguel, CA | 64,139 | 204 | 1.0x |
| Aliso Viejo, CA | 51,113 | 175 | 0.9x |
| Rancho Santa Margarita, CA | 46,990 | 179 | 0.9x |
| San Juan Capistrano, CA | 35,095 | 184 | 0.9x |
| Laguna Hills, CA | 30,740 | 190 | 0.9x |
| North Tustin, CA | 25,807 | 212 | 1.0x |
