What is the cost of living in Lodi, CA?
According to the most recent data on the cost of living, Lodi has an overall cost of living index of 133, which is 1.3x higher than the national index of 100.
Compared to California, Lodi has a cost of living index that's 0.9x lower than California's index of 142.
The standard of living in Lodi ranks as #181 most affordable out of the 634 places we measured in California. By definition, that implies Lodi ranks as the #453 most expensive place in the Golden State.
For more reading on life in Lodi, check out:
Lodi Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Lodi. Here is how it fares on each of the criteria:
The Services index in Lodi is 111.
The Groceries index in Lodi is 112.
The Health index in Lodi is 171.
The Housing index in Lodi is 113.
The Transportation index in Lodi is 118.
The Utilities index in Lodi is 118.
| Living Expense | Lodi | California | National Average |
|---|---|---|---|
| Overall | 133 | 142 | 100 |
| Services | 111 | 110 | 100 |
| Groceries | 112 | 118 | 100 |
| Health | 171 | 197 | 100 |
| Housing | 113 | 120 | 100 |
| Transportation | 118 | 121 | 100 |
| Utilities | 118 | 121 | 100 |
Lodi Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Lodi Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lodi, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lodi is $520,831.
The Median Rent in Lodi is $1,680.
The Median Income in Lodi is $88,530.
The Home Value To Income in Lodi is 5.9x.
The Rent To Monthly Income in Lodi is 0.23x.
| Statistic | Lodi | California | United States |
|---|---|---|---|
| Median Home Value | $520,831 | $774,581 | $332,700 |
| Median Rent | $1,680 | $2,036 | $1,413 |
| Median Income | $88,530 | $99,122 | $80,734 |
| Home Value To Income | 5.9x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.25x | 0.21x |
Lodi, CA Costs By Category
Detailed Lodi Services costs vs. California
| Item | Lodi | California |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.61 | $12.13 |
| Bowling | $22.34 | $18 |
| Haircut | $23.42 | $24.26 |
| Beauty Salon | $49.62 | $45.56 |
Detailed Lodi Groceries costs vs. California
| Item | Lodi | California |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $2.1 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $4.43 | $4.93 |
| Pizza | $16.78 | $12.09 |
| Beer | $10.08 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Lodi Health costs vs. California
| Item | Lodi | California |
|---|---|---|
| Optometrist | $138.22 | $125.68 |
| Doctor | $134.39 | $135.78 |
| Dentist | $117.52 | $113.29 |
Detailed Lodi Transportation costs vs. California
| Item | Lodi | California |
|---|---|---|
| Gasoline | $4.21 | $3.46 |
| Tire Balancing | $73.1 | $59.92 |
Detailed Lodi Utilities costs vs. California
| Item | Lodi | California |
|---|---|---|
| All Electricity | $327.22 | $193.99 |
| Phone | $189.16 | $192.25 |
Lodi SnackAbility
Cost Of Living In Cities Around Lodi
The cost of living varies in the cities and towns around Lodi. Here's a quick look at the cost of living in the most populous nearby places:
San Ramon, CA has a cost of living index of 221, 1.7x Lodi.
Folsom, CA has a cost of living index of 163, 1.2x Lodi.
Mountain View, CA has a cost of living index of 287, 2.2x Lodi.
| City | Population | Cost Of Living | Vs. Lodi |
|---|---|---|---|
| San Ramon, CA | 85,993 | 221 | 1.7x |
| Folsom, CA | 83,916 | 163 | 1.2x |
| Mountain View, CA | 83,732 | 287 | 2.2x |
| Pleasanton, CA | 76,960 | 232 | 1.7x |
| Dublin, CA | 70,803 | 215 | 1.6x |
| Davis, CA | 66,978 | 177 | 1.3x |
| Lincoln, CA | 52,956 | 155 | 1.2x |
| Danville, CA | 43,401 | 233 | 1.8x |
| Martinez, CA | 36,903 | 172 | 1.3x |
| Lafayette, CA | 25,285 | 281 | 2.1x |
