What is the cost of living in Folsom, CA?
According to the most recent data on the cost of living, Folsom has an overall cost of living index of 163, which is 1.6x higher than the national index of 100.
Compared to California, Folsom has a cost of living index that's 1.1x higher than California's index of 142.
The standard of living in Folsom ranks as #384 most affordable out of the 634 places we measured in California. By definition, that implies Folsom ranks as the #250 most expensive place in the Golden State.
For more reading on life in Folsom, check out:
Folsom Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Folsom. Here is how it fares on each of the criteria:
The Services index in Folsom is 109.
The Groceries index in Folsom is 116.
The Health index in Folsom is 279.
The Housing index in Folsom is 121.
The Transportation index in Folsom is 121.
The Utilities index in Folsom is 117.
| Living Expense | Folsom | California | National Average |
|---|---|---|---|
| Overall | 163 | 142 | 100 |
| Services | 109 | 110 | 100 |
| Groceries | 116 | 118 | 100 |
| Health | 279 | 197 | 100 |
| Housing | 121 | 120 | 100 |
| Transportation | 121 | 121 | 100 |
| Utilities | 117 | 121 | 100 |
Folsom Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Folsom Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Folsom, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Folsom is $763,783.
The Median Rent in Folsom is $2,352.
The Median Income in Folsom is $139,804.
The Home Value To Income in Folsom is 5.5x.
The Rent To Monthly Income in Folsom is 0.2x.
| Statistic | Folsom | California | United States |
|---|---|---|---|
| Median Home Value | $763,783 | $774,581 | $332,700 |
| Median Rent | $2,352 | $2,036 | $1,413 |
| Median Income | $139,804 | $99,122 | $80,734 |
| Home Value To Income | 5.5x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.25x | 0.21x |
Folsom, CA Costs By Category
Detailed Folsom Services costs vs. California
| Item | Folsom | California |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $22.22 | $18 |
| Haircut | $40.0 | $24.26 |
| Beauty Salon | $60.53 | $45.56 |
Detailed Folsom Groceries costs vs. California
| Item | Folsom | California |
|---|---|---|
| Ground Beef | $5.56 | $5.84 |
| Fried Chicken | $2.06 | $1.57 |
| Milk | $4.93 | $4.67 |
| Potatoes | $4.69 | $4.93 |
| Pizza | $13.98 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Folsom Health costs vs. California
| Item | Folsom | California |
|---|---|---|
| Optometrist | $153.5 | $125.68 |
| Doctor | $201.43 | $135.78 |
| Dentist | $115.72 | $113.29 |
Detailed Folsom Transportation costs vs. California
| Item | Folsom | California |
|---|---|---|
| Gasoline | $4.51 | $3.46 |
| Tire Balancing | $58.67 | $59.92 |
Detailed Folsom Utilities costs vs. California
| Item | Folsom | California |
|---|---|---|
| All Electricity | $238.53 | $193.99 |
| Phone | $190.81 | $192.25 |
Folsom SnackAbility
Cost Of Living In Cities Around Folsom
The cost of living varies in the cities and towns around Folsom. Here's a quick look at the cost of living in the most populous nearby places:
Citrus Heights, CA has a cost of living index of 133, 0.8x Folsom.
Rancho Cordova, CA has a cost of living index of 131, 0.8x Folsom.
Carmichael, CA has a cost of living index of 139, 0.9x Folsom.
| City | Population | Cost Of Living | Vs. Folsom |
|---|---|---|---|
| Citrus Heights, CA | 86,995 | 133 | 0.8x |
| Rancho Cordova, CA | 81,849 | 131 | 0.8x |
| Carmichael, CA | 76,948 | 139 | 0.9x |
| Rocklin, CA | 73,327 | 157 | 1.0x |
| El Dorado Hills, CA | 51,026 | 172 | 1.1x |
| Antelope, CA | 48,301 | 138 | 0.8x |
| Vineyard, CA | 43,751 | 139 | 0.9x |
| Orangevale, CA | 35,958 | 140 | 0.9x |
| Fair Oaks, CA | 32,799 | 152 | 0.9x |
| Rosemont, CA | 23,766 | 134 | 0.8x |
