Cost of living in Los Osos research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Los Osos is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Los Osos is 163, with 100 being the average.
The cost of living index in Los Osos is 1.6x higher than the national average.
Los Osos ranks as the #392 cheapest in California out of 634.
Los Osos ranks as the #5,948 cheapest out of 6,489 in the US.
The median home value in Los Osos is $857,759.
The median income in Los Osos is $103,504.
According to the most recent data on the cost of living, Los Osos has an overall cost of living index of 163, which is 1.6x higher than the national index of 100.
Compared to California, Los Osos has a cost of living index that's 1.2x higher than California's index of 141.
The standard of living in Los Osos ranks as #392 most affordable out of the 634 places we measured in California. By definition, that implies Los Osos ranks as the #242 most expensive place in the Golden State.
For more reading on life in Los Osos, check out:
Six factors go into calculating the cost of living index in Los Osos. Here is how it fairs on each of the criteria:
The Services index in Los Osos is 107.
The Groceries index in Los Osos is 107.
The Health index in Los Osos is 93.
The Housing index in Los Osos is 274.
The Transportation index in Los Osos is 125.
The Utilities index in Los Osos is 157.
| Living Expense | Los Osos | California | National Average | |
|---|---|---|---|---|
| Overall | 163 | 141 | 100 | |
| Services | 107 | 110 | 100 | |
| Groceries | 107 | 112 | 100 | |
| Health | 93 | 110 | 100 | |
| Housing | 274 | 195 | 100 | |
| Transportation | 125 | 125 | 100 | |
| Utilities | 157 | 128 | 100 | |
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Los Osos is $857,759.
The Median Rent in Los Osos is $1,909.
The Median Income in Los Osos is $103,504.
The Home Value To Income in Los Osos is 8.3x.
The Rent To Monthly Income in Los Osos is 0.22x.
| Statistic | Los Osos | California | United States |
|---|---|---|---|
| Median Home Value | $857,759 | $763,287 | $303,400 |
| Median Rent | $1,909 | $1,956 | $1,348 |
| Median Income | $103,504 | $96,334 | $78,538 |
| Home Value To Income | 8.3x | 7.9x | 3.9x |
| Rent To Monthly Income | 0.22x | 0.24x | 0.21x |
| Item | Los Osos | California |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $18.12 | $12.13 |
| Bowling | $22.67 | $18 |
| Haircut | $26.25 | $24.26 |
| Beauty Salon | $89.33 | $45.56 |
| Item | Los Osos | California |
|---|---|---|
| Ground Beef | $5.77 | $5.84 |
| Fried Chicken | $2.63 | $1.57 |
| Milk | $4.91 | $4.67 |
| Potatoes | $4.9 | $4.93 |
| Pizza | $13.49 | $12.09 |
| Beer | $11.13 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
| Item | Los Osos | California |
|---|---|---|
| Optometrist | $142.2 | $125.68 |
| Doctor | $131.33 | $135.78 |
| Dentist | $131.5 | $113.29 |
| Item | Los Osos | California |
|---|---|---|
| Gasoline | $4.62 | $3.46 |
| Tire Balancing | $61.0 | $59.92 |
| Item | Los Osos | California |
|---|---|---|
| All Electricity | $231.4 | $193.99 |
| Phone | $193.81 | $192.25 |
The cost of living varies in the cities and towns around Los Osos. Here's a quick look at the cost of living in the most populous nearby places:
San Luis Obispo, CA has a cost of living index of 172, 1.1x Los Osos.
Atascadero, CA has a cost of living index of 153, 0.9x Los Osos.
Arroyo Grande, CA has a cost of living index of 167, 1.0x Los Osos.
| City | Population | Cost Of Living | Vs. Los Osos |
|---|---|---|---|
| San Luis Obispo, CA | 48,039 | 172 | 1.1x |
| Atascadero, CA | 29,735 | 153 | 0.9x |
| Arroyo Grande, CA | 18,412 | 167 | 1.0x |
| Grover Beach, CA | 12,687 | 157 | 1.0x |
| Morro Bay, CA | 10,717 | 169 | 1.0x |
| Templeton, CA | 8,608 | 166 | 1.0x |
| Pismo Beach, CA | 8,024 | 185 | 1.1x |
| Oceano, CA | 7,098 | 138 | 0.8x |