What is the cost of living in Templeton, CA?
According to the most recent data on the cost of living, Templeton has an overall cost of living index of 165, which is 1.6x higher than the national index of 100.
Compared to California, Templeton has a cost of living index that's 1.2x higher than California's index of 142.
The standard of living in Templeton ranks as #394 most affordable out of the 634 places we measured in California. By definition, that implies Templeton ranks as the #240 most expensive place in the Golden State.
For more reading on life in Templeton, check out:
Templeton Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Templeton. Here is how it fares on each of the criteria:
The Services index in Templeton is 111.
The Groceries index in Templeton is 116.
The Health index in Templeton is 283.
The Housing index in Templeton is 119.
The Transportation index in Templeton is 118.
The Utilities index in Templeton is 115.
| Living Expense | Templeton | California | National Average |
|---|---|---|---|
| Overall | 165 | 142 | 100 |
| Services | 111 | 110 | 100 |
| Groceries | 116 | 118 | 100 |
| Health | 283 | 197 | 100 |
| Housing | 119 | 120 | 100 |
| Transportation | 118 | 121 | 100 |
| Utilities | 115 | 121 | 100 |
Templeton Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Templeton Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Templeton, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Templeton is $948,487.
The Median Rent in Templeton is $2,533.
The Median Income in Templeton is $117,063.
The Home Value To Income in Templeton is 8.1x.
The Rent To Monthly Income in Templeton is 0.26x.
| Statistic | Templeton | California | United States |
|---|---|---|---|
| Median Home Value | $948,487 | $774,581 | $332,700 |
| Median Rent | $2,533 | $2,036 | $1,413 |
| Median Income | $117,063 | $99,122 | $80,734 |
| Home Value To Income | 8.1x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.25x | 0.21x |
Templeton, CA Costs By Category
Detailed Templeton Services costs vs. California
| Item | Templeton | California |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $18.12 | $12.13 |
| Bowling | $22.67 | $18 |
| Haircut | $26.25 | $24.26 |
| Beauty Salon | $89.33 | $45.56 |
Detailed Templeton Groceries costs vs. California
| Item | Templeton | California |
|---|---|---|
| Ground Beef | $5.77 | $5.84 |
| Fried Chicken | $2.63 | $1.57 |
| Milk | $4.91 | $4.67 |
| Potatoes | $4.9 | $4.93 |
| Pizza | $13.49 | $12.09 |
| Beer | $11.13 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Templeton Health costs vs. California
| Item | Templeton | California |
|---|---|---|
| Optometrist | $142.2 | $125.68 |
| Doctor | $131.33 | $135.78 |
| Dentist | $131.5 | $113.29 |
Detailed Templeton Transportation costs vs. California
| Item | Templeton | California |
|---|---|---|
| Gasoline | $4.62 | $3.46 |
| Tire Balancing | $61.0 | $59.92 |
Detailed Templeton Utilities costs vs. California
| Item | Templeton | California |
|---|---|---|
| All Electricity | $231.4 | $193.99 |
| Phone | $193.81 | $192.25 |
Templeton SnackAbility
Cost Of Living In Cities Around Templeton
The cost of living varies in the cities and towns around Templeton. Here's a quick look at the cost of living in the most populous nearby places:
Santa Maria, CA has a cost of living index of 138, 0.8x Templeton.
San Luis Obispo, CA has a cost of living index of 175, 1.1x Templeton.
El Paso de Robles (Paso Robles), CA has a cost of living index of 151, 0.9x Templeton.
| City | Population | Cost Of Living | Vs. Templeton |
|---|---|---|---|
| Santa Maria, CA | 110,462 | 138 | 0.8x |
| San Luis Obispo, CA | 48,491 | 175 | 1.1x |
| El Paso de Robles (Paso Robles), CA | 31,446 | 151 | 0.9x |
| Atascadero, CA | 29,712 | 156 | 0.9x |
| Arroyo Grande, CA | 18,372 | 168 | 1.0x |
| Nipomo, CA | 17,516 | 166 | 1.0x |
| Los Osos, CA | 14,166 | 163 | 1.0x |
| Grover Beach, CA | 12,604 | 157 | 1.0x |
| Morro Bay, CA | 10,692 | 169 | 1.0x |
| Guadalupe, CA | 8,566 | 132 | 0.8x |
