What is the cost of living in Los Osos, CA?
According to the most recent data on the cost of living, Los Osos has an overall cost of living index of 163, which is 1.6x higher than the national index of 100.
Compared to California, Los Osos has a cost of living index that's 1.1x higher than California's index of 142.
The standard of living in Los Osos ranks as #384 most affordable out of the 634 places we measured in California. By definition, that implies Los Osos ranks as the #250 most expensive place in the Golden State.
For more reading on life in Los Osos, check out:
Los Osos Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Los Osos. Here is how it fares on each of the criteria:
The Services index in Los Osos is 107.
The Groceries index in Los Osos is 110.
The Health index in Los Osos is 281.
The Housing index in Los Osos is 117.
The Transportation index in Los Osos is 111.
The Utilities index in Los Osos is 123.
| Living Expense | Los Osos | California | National Average |
|---|---|---|---|
| Overall | 163 | 142 | 100 |
| Services | 107 | 110 | 100 |
| Groceries | 110 | 118 | 100 |
| Health | 281 | 197 | 100 |
| Housing | 117 | 120 | 100 |
| Transportation | 111 | 121 | 100 |
| Utilities | 123 | 121 | 100 |
Los Osos Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Los Osos Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Los Osos, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Los Osos is $866,884.
The Median Rent in Los Osos is $2,047.
The Median Income in Los Osos is $108,932.
The Home Value To Income in Los Osos is 8.0x.
The Rent To Monthly Income in Los Osos is 0.23x.
| Statistic | Los Osos | California | United States |
|---|---|---|---|
| Median Home Value | $866,884 | $774,581 | $332,700 |
| Median Rent | $2,047 | $2,036 | $1,413 |
| Median Income | $108,932 | $99,122 | $80,734 |
| Home Value To Income | 8.0x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.25x | 0.21x |
Los Osos, CA Costs By Category
Detailed Los Osos Services costs vs. California
| Item | Los Osos | California |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $18.12 | $12.13 |
| Bowling | $22.67 | $18 |
| Haircut | $26.25 | $24.26 |
| Beauty Salon | $89.33 | $45.56 |
Detailed Los Osos Groceries costs vs. California
| Item | Los Osos | California |
|---|---|---|
| Ground Beef | $5.77 | $5.84 |
| Fried Chicken | $2.63 | $1.57 |
| Milk | $4.91 | $4.67 |
| Potatoes | $4.9 | $4.93 |
| Pizza | $13.49 | $12.09 |
| Beer | $11.13 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Los Osos Health costs vs. California
| Item | Los Osos | California |
|---|---|---|
| Optometrist | $142.2 | $125.68 |
| Doctor | $131.33 | $135.78 |
| Dentist | $131.5 | $113.29 |
Detailed Los Osos Transportation costs vs. California
| Item | Los Osos | California |
|---|---|---|
| Gasoline | $4.62 | $3.46 |
| Tire Balancing | $61.0 | $59.92 |
Detailed Los Osos Utilities costs vs. California
| Item | Los Osos | California |
|---|---|---|
| All Electricity | $231.4 | $193.99 |
| Phone | $193.81 | $192.25 |
Los Osos SnackAbility
Cost Of Living In Cities Around Los Osos
The cost of living varies in the cities and towns around Los Osos. Here's a quick look at the cost of living in the most populous nearby places:
San Luis Obispo, CA has a cost of living index of 175, 1.1x Los Osos.
Atascadero, CA has a cost of living index of 156, 1.0x Los Osos.
Arroyo Grande, CA has a cost of living index of 168, 1.0x Los Osos.
| City | Population | Cost Of Living | Vs. Los Osos |
|---|---|---|---|
| San Luis Obispo, CA | 48,491 | 175 | 1.1x |
| Atascadero, CA | 29,712 | 156 | 1.0x |
| Arroyo Grande, CA | 18,372 | 168 | 1.0x |
| Grover Beach, CA | 12,604 | 157 | 1.0x |
| Morro Bay, CA | 10,692 | 169 | 1.0x |
| Templeton, CA | 9,580 | 165 | 1.0x |
| Pismo Beach, CA | 8,014 | 184 | 1.1x |
| Oceano, CA | 7,128 | 136 | 0.8x |
