McKinleyville, CA Cost Of Living

The latest cost of living statistics for McKinleyville. Includes statistics on rent, mortgages, healthcare, and other costs for McKinleyville compared to the state and national averages.

Cost of living in McKinleyville, California

Cost of living in McKinleyville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means McKinleyville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

129 Cost of living index 1.3x higher vs US
#157 Cheapest in California (of 634)
#4,899 Cheapest in the U.S. (of 6,489)
$483,283 Median home value
$1,607 Median rent
$73,327 Median income
Not sure McKinleyville fits your budget? Try our place-match quiz →

What is the cost of living in McKinleyville, CA?

According to the most recent data on the cost of living, McKinleyville has an overall cost of living index of 129, which is 1.3x higher than the national index of 100.

Compared to California, McKinleyville has a cost of living index that's 0.9x lower than California's index of 142.

The standard of living in McKinleyville ranks as #157 most affordable out of the 634 places we measured in California. By definition, that implies McKinleyville ranks as the #477 most expensive place in the Golden State.

For more reading on life in McKinleyville, check out:

McKinleyville Cost Of Living Vs. California

Six factors go into calculating the cost of living index in McKinleyville. Here is how it fares on each of the criteria:

  • The Services index in McKinleyville is 108.

  • The Groceries index in McKinleyville is 116.

  • The Health index in McKinleyville is 148.

  • The Housing index in McKinleyville is 116.

  • The Transportation index in McKinleyville is 120.

  • The Utilities index in McKinleyville is 124.

Living Expense McKinleyville California National Average
Overall 129 142 100
Services 108 110 100
Groceries 116 118 100
Health 148 197 100
Housing 116 120 100
Transportation 120 121 100
Utilities 124 121 100

McKinleyville Cost Of Living Compared To California Averages

Services
McKinleyville 108
California avg 110
Groceries
McKinleyville 116
California avg 118
Health
McKinleyville 148
California avg 197
Housing
McKinleyville 116
California avg 120
Transportation
McKinleyville 120
California avg 121
Utilities
McKinleyville 124
California avg 121

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around California, check out:

Protect your home budget Compare home warranties in McKinleyville Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

McKinleyville, CA Housing Cost Breakdown

$483,283Median Home Value
$1,607Median Rent
$73,327Median Income

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in McKinleyville is $483,283.

  • The Median Rent in McKinleyville is $1,607.

  • The Median Income in McKinleyville is $73,327.

  • The Home Value To Income in McKinleyville is 6.6x.

  • The Rent To Monthly Income in McKinleyville is 0.26x.

Statistic McKinleyville California United States
Median Home Value $483,283 $774,581 $332,700
Median Rent $1,607 $2,036 $1,413
Median Income $73,327 $99,122 $80,734
Home Value To Income 6.6x 7.8x 4.1x
Rent To Monthly Income 0.26x 0.25x 0.21x

McKinleyville, CA Costs By Category

Detailed McKinleyville Services costs vs. California
Item McKinleyville California
Shampoo $1.44 $1.28
Movie $13.76 $12.13
Bowling $22.22 $18
Haircut $40.0 $24.26
Beauty Salon $60.53 $45.56
Detailed McKinleyville Groceries costs vs. California
Item McKinleyville California
Ground Beef $5.56 $5.84
Fried Chicken $2.06 $1.57
Milk $4.93 $4.67
Potatoes $4.69 $4.93
Pizza $13.98 $12.09
Beer $10.49 $10.41
Toothpaste $3.67 $3.7
Detailed McKinleyville Health costs vs. California
Item McKinleyville California
Optometrist $153.5 $125.68
Doctor $201.43 $135.78
Dentist $115.72 $113.29
Detailed McKinleyville Transportation costs vs. California
Item McKinleyville California
Gasoline $4.51 $3.46
Tire Balancing $58.67 $59.92
Detailed McKinleyville Utilities costs vs. California
Item McKinleyville California
All Electricity $238.53 $193.99
Phone $190.81 $192.25

Mckinleyville SnackAbility

7Overall SnackAbility
Jobs 6/10
Housing 8.5/10
Affordability 5/10
Diversity 8/10
SafetyN/A
Amenities 8/10
Education 8/10
Commute 9.5/10

Cost Of Living In Cities Around McKinleyville

The cost of living varies in the cities and towns around McKinleyville. Here's a quick look at the cost of living in the most populous nearby places:

  • Eureka, CA has a cost of living index of 122, 0.9x McKinleyville.

  • Trinity, FL has a cost of living index of 129, 1.0x McKinleyville.

  • Arcata, CA has a cost of living index of 132, 1.0x McKinleyville.

City Population Cost Of Living Vs. McKinleyville
Eureka, CA 26,010 122 0.9x
Trinity, FL 18,907 129 1.0x
Arcata, CA 18,607 132 1.0x
Fortuna, CA 12,326 126 1.0x