Moraga, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Moraga, CA Summary

Cost of living in Moraga research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Moraga is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Moraga is 241, with 100 being the average.

  • The cost of living index in Moraga is 2.4x higher than the national average.

  • Moraga ranks as the #583 cheapest in California out of 634.

  • Moraga ranks as the #6,422 cheapest out of 6,489 in the US.

  • The median home value in Moraga is $1,575,765.

  • The median income in Moraga is $199,800.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
241
Moraga's Overall Cost Of Living
2.4x
Higher Than The National Average

What is the cost of living in Moraga, CA?

According to the most recent data on the cost of living, Moraga has an overall cost of living index of 241, which is 2.4x higher than the national index of 100.

Compared to California, Moraga has a cost of living index that's 1.7x higher than California's index of 141.

The standard of living in Moraga ranks as #583 most affordable out of the 634 places we measured in California. By definition, that implies Moraga ranks as the #51 most expensive place in the Golden State.

For more reading on life in Moraga, check out:

583 out of 634
In California
6,422 out of 6,489
In America

Moraga Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Moraga. Here is how it fairs on each of the criteria:

  • The Services index in Moraga is 115.

  • The Groceries index in Moraga is 119.

  • The Health index in Moraga is 121.

  • The Housing index in Moraga is 518.

  • The Transportation index in Moraga is 131.

  • The Utilities index in Moraga is 133.

Living Expense Moraga California National Average
Overall 241 141 100
Services 115 110 100
Groceries 119 112 100
Health 121 110 100
Housing 518 195 100
Transportation 131 125 100
Utilities 133 128 100
For more reading on cost of living around California, check out:
Moraga Cost of Living Vs. CA

Moraga, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Moraga is $1,575,765.

  • The Median Rent in Moraga is $3,119.

  • The Median Income in Moraga is $199,800.

  • The Home Value To Income in Moraga is 7.9x.

  • The Rent To Monthly Income in Moraga is 0.19x.

Statistic Moraga California United States
Median Home Value $1,575,765 $763,287 $303,400
Median Rent $3,119 $1,956 $1,348
Median Income $199,800 $96,334 $78,538
Home Value To Income 7.9x 7.9x 3.9x
Rent To Monthly Income 0.19x 0.24x 0.21x
$1,575,765
Median Home Value
$3,119
Median Rent
$199,800
Median Income

Moraga, CA Costs By Category

Detailed Moraga Services Costs Vs. California

Item Moraga California
Shampoo $1.45 $1.28
Movie $16.46 $12.13
Bowling $27.22 $18
Haircut $25.0 $24.26
Beauty Salon $76.0 $45.56

Detailed Moraga Groceries Costs Vs. California

Item Moraga California
Ground Beef $5.7 $5.84
Fried Chicken $3.43 $1.57
Milk $4.91 $4.67
Potatoes $4.87 $4.93
Pizza $13.49 $12.09
Beer $11.18 $10.41
Toothpaste $3.64 $3.7

Detailed Moraga Health Costs Vs. California

Item Moraga California
Optometrist $137.4 $125.68
Doctor $110.0 $135.78
Dentist $118.27 $113.29

Detailed Moraga Transportation Costs Vs. California

Item Moraga California
Gasoline $4.6 $3.46
Tire Balancing $60.97 $59.92

Detailed Moraga Utilities Costs Vs. California

Item Moraga California
All Electricity $182.51 $193.99
Phone $180.31 $192.25

Moraga SnackAbility

9.5
/10
Overall SnackAbility
Jobs
8.5/10
Housing
10
Affordability
6
Diversity
8.5
Safety
8.5
Amenities
8.5
Education
10
Commute
4

Cost Of Living In Cities Around Moraga

The cost of living varies in the cities and towns around Moraga. Here's a quick look at the cost of living in the most populous nearby places:

  • San Ramon, CA has a cost of living index of 222, 0.9x Moraga.

  • Mountain View, CA has a cost of living index of 283, 1.2x Moraga.

  • Pleasanton, CA has a cost of living index of 226, 0.9x Moraga.

City Population Cost Of Living Vs. Moraga
San Ramon, CA 85,734 222 0.9x
Mountain View, CA 82,363 283 1.2x
Pleasanton, CA 77,500 226 0.9x
Dublin, CA 70,542 218 0.9x
Walnut Creek, CA 69,790 199 0.8x
South San Francisco, CA 64,487 213 0.9x
San Lorenzo, CA 29,453 170 0.7x
Lafayette, CA 25,277 284 1.2x
Orinda, CA 19,472 280 1.2x
Alamo, CA 14,441 302 1.3x

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