What is the cost of living in Newport Beach, CA?
According to the most recent data on the cost of living, Newport Beach has an overall cost of living index of 337, which is 3.4x higher than the national index of 100.
Compared to California, Newport Beach has a cost of living index that's 2.4x higher than California's index of 142.
The standard of living in Newport Beach ranks as #620 most affordable out of the 634 places we measured in California. By definition, that implies Newport Beach ranks as the #14 most expensive place in the Golden State.
For more reading on life in Newport Beach, check out:
Newport Beach Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Newport Beach. Here is how it fares on each of the criteria:
The Services index in Newport Beach is 108.
The Groceries index in Newport Beach is 117.
The Health index in Newport Beach is 847.
The Housing index in Newport Beach is 116.
The Transportation index in Newport Beach is 126.
The Utilities index in Newport Beach is 133.
| Living Expense | Newport Beach | California | National Average |
|---|---|---|---|
| Overall | 337 | 142 | 100 |
| Services | 108 | 110 | 100 |
| Groceries | 117 | 118 | 100 |
| Health | 847 | 197 | 100 |
| Housing | 116 | 120 | 100 |
| Transportation | 126 | 121 | 100 |
| Utilities | 133 | 121 | 100 |
Newport Beach Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Newport Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Newport Beach, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Newport Beach is $3,625,145.
The Median Rent in Newport Beach is $3,316.
The Median Income in Newport Beach is $156,867.
The Home Value To Income in Newport Beach is 23.1x.
The Rent To Monthly Income in Newport Beach is 0.25x.
| Statistic | Newport Beach | California | United States |
|---|---|---|---|
| Median Home Value | $3,625,145 | $774,581 | $332,700 |
| Median Rent | $3,316 | $2,036 | $1,413 |
| Median Income | $156,867 | $99,122 | $80,734 |
| Home Value To Income | 23.1x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.25x | 0.21x |
Newport Beach, CA Costs By Category
Detailed Newport Beach Services costs vs. California
| Item | Newport Beach | California |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $11.04 | $12.13 |
| Bowling | $21.11 | $18 |
| Haircut | $27.27 | $24.26 |
| Beauty Salon | $41.78 | $45.56 |
Detailed Newport Beach Groceries costs vs. California
| Item | Newport Beach | California |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $3.49 | $1.57 |
| Milk | $4.92 | $4.67 |
| Potatoes | $4.92 | $4.93 |
| Pizza | $15.31 | $12.09 |
| Beer | $10.26 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
Detailed Newport Beach Health costs vs. California
| Item | Newport Beach | California |
|---|---|---|
| Optometrist | $112.92 | $125.68 |
| Doctor | $95.5 | $135.78 |
| Dentist | $117.28 | $113.29 |
Detailed Newport Beach Transportation costs vs. California
| Item | Newport Beach | California |
|---|---|---|
| Gasoline | $4.75 | $3.46 |
| Tire Balancing | $61.38 | $59.92 |
Detailed Newport Beach Utilities costs vs. California
| Item | Newport Beach | California |
|---|---|---|
| All Electricity | $378.97 | $193.99 |
| Phone | $180.31 | $192.25 |
Newport Beach SnackAbility
Cost Of Living In Cities Around Newport Beach
The cost of living varies in the cities and towns around Newport Beach. Here's a quick look at the cost of living in the most populous nearby places:
Santa Ana, CA has a cost of living index of 161, 0.5x Newport Beach.
Irvine, CA has a cost of living index of 209, 0.6x Newport Beach.
Huntington Beach, CA has a cost of living index of 194, 0.6x Newport Beach.
| City | Population | Cost Of Living | Vs. Newport Beach |
|---|---|---|---|
| Santa Ana, CA | 312,534 | 161 | 0.5x |
| Irvine, CA | 311,690 | 209 | 0.6x |
| Huntington Beach, CA | 195,240 | 194 | 0.6x |
| Costa Mesa, CA | 110,330 | 198 | 0.6x |
| Mission Viejo, CA | 92,151 | 190 | 0.6x |
| Lake Forest, CA | 86,281 | 182 | 0.5x |
| Tustin, CA | 78,981 | 181 | 0.5x |
| Fountain Valley, CA | 56,258 | 188 | 0.6x |
| Placentia, CA | 52,826 | 173 | 0.5x |
| Aliso Viejo, CA | 51,113 | 175 | 0.5x |
