Oceanside, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Oceanside, CA Summary

Cost of living in Oceanside research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oceanside is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Oceanside is 140, with 100 being the average.

  • The cost of living index in Oceanside is 1.4x higher than the national average.

  • Oceanside ranks as the #353 cheapest in California out of 635.

  • Oceanside ranks as the #5,578 cheapest out of 6,412 in the US.

  • The median home value in Oceanside is $568,700.

  • The median income in Oceanside is $80,837.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
140
Oceanside's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Oceanside, CA?

According to the most recent data on the cost of living, Oceanside has an overall cost of living index of 140, which is 1.4x higher than the national index of 100.

Compared to California, Oceanside has a cost of living index that's 1.0x higher than California's index of 139.

The standard of living in Oceanside ranks as #353 most affordable out of the 635 places we measured in California. By definition, that implies Oceanside ranks as the #282 most expensive place in the Golden State.

For more reading on life in Oceanside, check out:

353 out of 635
In California
5,578 out of 6,412
In America

Oceanside Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Oceanside. Here is how it fairs on each of the criteria:

  • The Services index in Oceanside is 113.

  • The Groceries index in Oceanside is 114.

  • The Health index in Oceanside is 110.

  • The Housing index in Oceanside is 190.

  • The Transportation index in Oceanside is 138.

  • The Utilities index in Oceanside is 125.

Living Expense Oceanside California National Average
Overall 140 139 100
Services 113 110 100
Groceries 114 112 100
Health 110 109 100
Housing 190 204 100
Transportation 138 126 100
Utilities 125 124 100
For more reading on cost of living around California, check out:
Oceanside Cost of Living Vs. CA

Oceanside, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Oceanside is $568,700.

  • The Median Rent in Oceanside is $1,903.

  • The Median Income in Oceanside is $80,837.

  • The Home Value To Income in Oceanside is 7.0x.

  • The Rent To Monthly Income in Oceanside is 0.28x.

Statistic Oceanside California United States
Median Home Value $568,700 $573,200 $244,900
Median Rent $1,903 $1,698 $1,163
Median Income $80,837 $84,097 $69,021
Home Value To Income 7.0x 6.8x 3.5x
Rent To Monthly Income 0.28x 0.24x 0.2x
Search Homes For Sale In Oceanside, CA
$568,700
Median Home Value
$1,903
Median Rent
$80,837
Median Income

Oceanside, CA Costs By Category

Detailed Oceanside Services Costs Vs. California

Item Oceanside California
Shampoo $1.2 $1.06
Movie $14.42 $10.68
Bowling $22.0 $14.67
Haircut $22.68 $18.62
Beauty Salon $64.57 $39.05

Detailed Oceanside Groceries Costs Vs. California

Item Oceanside California
Ground Beef $4.58 $4.22
Fried Chicken $1.72 $1.39
Milk $2.19 $2.05
Potatoes $2.99 $3.29
Pizza $11.43 $10.62
Beer $9.82 $9.38
Toothpaste $2.48 $2.34

Detailed Oceanside Health Costs Vs. California

Item Oceanside California
Optometrist $117.65 $108.57
Doctor $125.0 $116.17
Dentist $107.18 $99.13

Detailed Oceanside Transportation Costs Vs. California

Item Oceanside California
Gasoline $3.24 $2.22
Tire Balancing $56.47 $50.07

Detailed Oceanside Utilities Costs Vs. California

Item Oceanside California
All Electricity $247.56 $167.67
Phone $176.01 $175.64

Oceanside SnackAbility

8
/10
Overall SnackAbility
Jobs
8/10
Housing
9.5
Affordability
3
Diversity
9.5
Safety
5
Amenities
9.5
Education
8
Commute
5

Cost Of Living In Cities Around Oceanside

The cost of living varies in the cities and towns around Oceanside. Here's a quick look at the cost of living in the most populous nearby places:

  • Escondido, CA has a cost of living index of 136, 1.0x Oceanside.

  • Carlsbad, CA has a cost of living index of 175, 1.2x Oceanside.

  • Vista, CA has a cost of living index of 139, 1.0x Oceanside.

City Population Cost Of Living Vs. Oceanside
Escondido, CA 151,443 136 1.0x
Carlsbad, CA 114,858 175 1.2x
Vista, CA 98,651 139 1.0x
San Marcos, CA 94,313 143 1.0x
Encinitas, CA 62,140 193 1.4x
Fallbrook, CA 32,999 139 1.0x
Camp Pendleton South, CA 15,131 150 1.1x
Solana Beach, CA 13,025 217 1.6x
Valley Center, CA 11,435 147 1.1x

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