What is the cost of living in Rancho Mirage, CA?
According to the most recent data on the cost of living, Rancho Mirage has an overall cost of living index of 156, which is 1.6x higher than the national index of 100.
Compared to California, Rancho Mirage has a cost of living index that's 1.1x higher than California's index of 142.
The standard of living in Rancho Mirage ranks as #340 most affordable out of the 634 places we measured in California. By definition, that implies Rancho Mirage ranks as the #294 most expensive place in the Golden State.
For more reading on life in Rancho Mirage, check out:
Rancho Mirage Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Rancho Mirage. Here is how it fares on each of the criteria:
The Services index in Rancho Mirage is 112.
The Groceries index in Rancho Mirage is 112.
The Health index in Rancho Mirage is 246.
The Housing index in Rancho Mirage is 122.
The Transportation index in Rancho Mirage is 121.
The Utilities index in Rancho Mirage is 123.
| Living Expense | Rancho Mirage | California | National Average |
|---|---|---|---|
| Overall | 156 | 142 | 100 |
| Services | 112 | 110 | 100 |
| Groceries | 112 | 118 | 100 |
| Health | 246 | 197 | 100 |
| Housing | 122 | 120 | 100 |
| Transportation | 121 | 121 | 100 |
| Utilities | 123 | 121 | 100 |
Rancho Mirage Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Rancho Mirage Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Rancho Mirage, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Rancho Mirage is $844,886.
The Median Rent in Rancho Mirage is $1,510.
The Median Income in Rancho Mirage is $107,364.
The Home Value To Income in Rancho Mirage is 7.9x.
The Rent To Monthly Income in Rancho Mirage is 0.17x.
| Statistic | Rancho Mirage | California | United States |
|---|---|---|---|
| Median Home Value | $844,886 | $774,581 | $332,700 |
| Median Rent | $1,510 | $2,036 | $1,413 |
| Median Income | $107,364 | $99,122 | $80,734 |
| Home Value To Income | 7.9x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.25x | 0.21x |
Rancho Mirage, CA Costs By Category
Detailed Rancho Mirage Services costs vs. California
| Item | Rancho Mirage | California |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $11.04 | $12.13 |
| Bowling | $21.11 | $18 |
| Haircut | $27.27 | $24.26 |
| Beauty Salon | $41.78 | $45.56 |
Detailed Rancho Mirage Groceries costs vs. California
| Item | Rancho Mirage | California |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $3.49 | $1.57 |
| Milk | $4.92 | $4.67 |
| Potatoes | $4.92 | $4.93 |
| Pizza | $15.31 | $12.09 |
| Beer | $10.26 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
Detailed Rancho Mirage Health costs vs. California
| Item | Rancho Mirage | California |
|---|---|---|
| Optometrist | $112.92 | $125.68 |
| Doctor | $95.5 | $135.78 |
| Dentist | $117.28 | $113.29 |
Detailed Rancho Mirage Transportation costs vs. California
| Item | Rancho Mirage | California |
|---|---|---|
| Gasoline | $4.75 | $3.46 |
| Tire Balancing | $61.38 | $59.92 |
Detailed Rancho Mirage Utilities costs vs. California
| Item | Rancho Mirage | California |
|---|---|---|
| All Electricity | $378.97 | $193.99 |
| Phone | $180.31 | $192.25 |
Rancho Mirage SnackAbility
Cost Of Living In Cities Around Rancho Mirage
The cost of living varies in the cities and towns around Rancho Mirage. Here's a quick look at the cost of living in the most populous nearby places:
Indio, CA has a cost of living index of 128, 0.8x Rancho Mirage.
Palm Desert, CA has a cost of living index of 137, 0.9x Rancho Mirage.
Palm Springs, CA has a cost of living index of 140, 0.9x Rancho Mirage.
| City | Population | Cost Of Living | Vs. Rancho Mirage |
|---|---|---|---|
| Indio, CA | 91,950 | 128 | 0.8x |
| Palm Desert, CA | 51,990 | 137 | 0.9x |
| Palm Springs, CA | 45,070 | 140 | 0.9x |
| Coachella, CA | 43,307 | 116 | 0.7x |
| La Quinta, CA | 38,707 | 140 | 0.9x |
| Bermuda Dunes, CA | 7,971 | 137 | 0.9x |
| Thousand Palms, CA | 7,720 | 115 | 0.7x |
| Desert Palms, CA | 6,579 | 146 | 0.9x |
