What is the cost of living in Riverbank, CA?
According to the most recent data on the cost of living, Riverbank has an overall cost of living index of 132, which is 1.3x higher than the national index of 100.
Compared to California, Riverbank has a cost of living index that's 0.9x lower than California's index of 142.
The standard of living in Riverbank ranks as #173 most affordable out of the 634 places we measured in California. By definition, that implies Riverbank ranks as the #461 most expensive place in the Golden State.
For more reading on life in Riverbank, check out:
Riverbank Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Riverbank. Here is how it fares on each of the criteria:
The Services index in Riverbank is 110.
The Groceries index in Riverbank is 121.
The Health index in Riverbank is 160.
The Housing index in Riverbank is 118.
The Transportation index in Riverbank is 122.
The Utilities index in Riverbank is 119.
| Living Expense | Riverbank | California | National Average |
|---|---|---|---|
| Overall | 132 | 142 | 100 |
| Services | 110 | 110 | 100 |
| Groceries | 121 | 118 | 100 |
| Health | 160 | 197 | 100 |
| Housing | 118 | 120 | 100 |
| Transportation | 122 | 121 | 100 |
| Utilities | 119 | 121 | 100 |
Riverbank Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Riverbank Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Riverbank, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Riverbank is $487,071.
The Median Rent in Riverbank is $1,604.
The Median Income in Riverbank is $87,966.
The Home Value To Income in Riverbank is 5.5x.
The Rent To Monthly Income in Riverbank is 0.22x.
| Statistic | Riverbank | California | United States |
|---|---|---|---|
| Median Home Value | $487,071 | $774,581 | $332,700 |
| Median Rent | $1,604 | $2,036 | $1,413 |
| Median Income | $87,966 | $99,122 | $80,734 |
| Home Value To Income | 5.5x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.25x | 0.21x |
Riverbank, CA Costs By Category
Detailed Riverbank Services costs vs. California
| Item | Riverbank | California |
|---|---|---|
| Shampoo | $1.56 | $1.28 |
| Movie | $14.64 | $12.13 |
| Bowling | $23.78 | $18 |
| Haircut | $26.83 | $24.26 |
| Beauty Salon | $76.57 | $45.56 |
Detailed Riverbank Groceries costs vs. California
| Item | Riverbank | California |
|---|---|---|
| Ground Beef | $6.21 | $5.84 |
| Fried Chicken | $2.1 | $1.57 |
| Milk | $4.99 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $15.69 | $12.09 |
| Beer | $10.96 | $10.41 |
| Toothpaste | $3.86 | $3.7 |
Detailed Riverbank Health costs vs. California
| Item | Riverbank | California |
|---|---|---|
| Optometrist | $157.88 | $125.68 |
| Doctor | $166.71 | $135.78 |
| Dentist | $148.27 | $113.29 |
Detailed Riverbank Transportation costs vs. California
| Item | Riverbank | California |
|---|---|---|
| Gasoline | $4.63 | $3.46 |
| Tire Balancing | $70.51 | $59.92 |
Detailed Riverbank Utilities costs vs. California
| Item | Riverbank | California |
|---|---|---|
| All Electricity | $299.78 | $193.99 |
| Phone | $191.56 | $192.25 |
Riverbank SnackAbility
Cost Of Living In Cities Around Riverbank
The cost of living varies in the cities and towns around Riverbank. Here's a quick look at the cost of living in the most populous nearby places:
Modesto, CA has a cost of living index of 128, 1.0x Riverbank.
Turlock, CA has a cost of living index of 131, 1.0x Riverbank.
Ceres, CA has a cost of living index of 126, 1.0x Riverbank.
| City | Population | Cost Of Living | Vs. Riverbank |
|---|---|---|---|
| Modesto, CA | 219,215 | 128 | 1.0x |
| Turlock, CA | 72,502 | 131 | 1.0x |
| Ceres, CA | 49,342 | 126 | 1.0x |
| Oakdale, CA | 23,194 | 134 | 1.0x |
| Ripon, CA | 16,201 | 152 | 1.2x |
| Salida, CA | 13,900 | 136 | 1.0x |
| Waterford, CA | 9,204 | 125 | 0.9x |
| Hughson, CA | 7,648 | 136 | 1.0x |
| Escalon, CA | 7,451 | 146 | 1.1x |
| Keyes, CA | 5,577 | 116 | 0.9x |
