Waterford, CA Cost Of Living
Cost Of Living In Waterford, CA Summary
Cost of living in Waterford research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Waterford is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Waterford is 117, with 100 being the average.
The cost of living index in Waterford is 1.2x higher than the national average.
Waterford ranks as the #95 cheapest in California out of 634.
Waterford ranks as the #4,212 cheapest out of 6,489 in the US.
The median home value in Waterford is $426,012.
The median income in Waterford is $73,092.
Table Of Contents
Waterford's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Waterford, CA?
According to the most recent data on the cost of living, Waterford has an overall cost of living index of 117, which is 1.2x higher than the national index of 100.
Compared to California, Waterford has a cost of living index that's 0.8x lower than California's index of 141.
The standard of living in Waterford ranks as #95 most affordable out of the 634 places we measured in California. By definition, that implies Waterford ranks as the #539 most expensive place in the Golden State.
For more reading on life in Waterford, check out:
In California
In America
Waterford Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Waterford. Here is how it fairs on each of the criteria:
The Services index in Waterford is 105.
The Groceries index in Waterford is 102.
The Health index in Waterford is 95.
The Housing index in Waterford is 141.
The Transportation index in Waterford is 121.
The Utilities index in Waterford is 141.
| Living Expense | Waterford | California | National Average | |
|---|---|---|---|---|
| Overall | 117 | 141 | 100 | |
| Services | 105 | 110 | 100 | |
| Groceries | 102 | 112 | 100 | |
| Health | 95 | 110 | 100 | |
| Housing | 141 | 195 | 100 | |
| Transportation | 121 | 125 | 100 | |
| Utilities | 141 | 128 | 100 | |
Waterford, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Waterford is $426,012.
The Median Rent in Waterford is $1,567.
The Median Income in Waterford is $73,092.
The Home Value To Income in Waterford is 5.8x.
The Rent To Monthly Income in Waterford is 0.26x.
| Statistic | Waterford | California | United States |
|---|---|---|---|
| Median Home Value | $426,012 | $763,287 | $303,400 |
| Median Rent | $1,567 | $1,956 | $1,348 |
| Median Income | $73,092 | $96,334 | $78,538 |
| Home Value To Income | 5.8x | 7.9x | 3.9x |
| Rent To Monthly Income | 0.26x | 0.24x | 0.21x |
Median Home Value
Median Rent
Median Income
Waterford, CA Costs By Category
Detailed Waterford Services Costs Vs. California
| Item | Waterford | California |
|---|---|---|
| Shampoo | $1.56 | $1.28 |
| Movie | $14.64 | $12.13 |
| Bowling | $23.78 | $18 |
| Haircut | $26.83 | $24.26 |
| Beauty Salon | $76.57 | $45.56 |
Detailed Waterford Groceries Costs Vs. California
| Item | Waterford | California |
|---|---|---|
| Ground Beef | $6.21 | $5.84 |
| Fried Chicken | $2.1 | $1.57 |
| Milk | $4.99 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $15.69 | $12.09 |
| Beer | $10.96 | $10.41 |
| Toothpaste | $3.86 | $3.7 |
Detailed Waterford Health Costs Vs. California
| Item | Waterford | California |
|---|---|---|
| Optometrist | $157.88 | $125.68 |
| Doctor | $166.71 | $135.78 |
| Dentist | $148.27 | $113.29 |
Detailed Waterford Transportation Costs Vs. California
| Item | Waterford | California |
|---|---|---|
| Gasoline | $4.63 | $3.46 |
| Tire Balancing | $70.51 | $59.92 |
Detailed Waterford Utilities Costs Vs. California
| Item | Waterford | California |
|---|---|---|
| All Electricity | $299.78 | $193.99 |
| Phone | $191.56 | $192.25 |
Waterford SnackAbility
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Cost Of Living In Cities Around Waterford
The cost of living varies in the cities and towns around Waterford. Here's a quick look at the cost of living in the most populous nearby places:
Modesto, CA has a cost of living index of 125, 1.1x Waterford.
Turlock, CA has a cost of living index of 127, 1.1x Waterford.
Ceres, CA has a cost of living index of 124, 1.1x Waterford.
| City | Population | Cost Of Living | Vs. Waterford |
|---|---|---|---|
| Modesto, CA | 218,614 | 125 | 1.1x |
| Turlock, CA | 72,400 | 127 | 1.1x |
| Ceres, CA | 48,918 | 124 | 1.1x |
| Riverbank, CA | 24,881 | 128 | 1.1x |
| Oakdale, CA | 23,155 | 127 | 1.1x |
| Salida, CA | 14,457 | 130 | 1.1x |
| Delhi, CA | 10,525 | 118 | 1.0x |
| Hughson, CA | 7,541 | 131 | 1.1x |
| Escalon, CA | 7,429 | 141 | 1.2x |
| Keyes, CA | 5,330 | 118 | 1.0x |
