What is the cost of living in Arcadia, FL?
According to the most recent data on the cost of living, Arcadia has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.
Compared to Florida, Arcadia has a cost of living index that's 0.9x lower than Florida's index of 104.
The standard of living in Arcadia ranks as #31 most affordable out of the 462 places we measured in Florida. By definition, that implies Arcadia ranks as the #431 most expensive place in the Sunshine State.
For more reading on life in Arcadia, check out:
Arcadia Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Arcadia. Here is how it fares on each of the criteria:
The Services index in Arcadia is 104.
The Groceries index in Arcadia is 107.
The Health index in Arcadia is 68.
The Housing index in Arcadia is 106.
The Transportation index in Arcadia is 109.
The Utilities index in Arcadia is 101.
| Living Expense | Arcadia | Florida | National Average |
|---|---|---|---|
| Overall | 93 | 104 | 100 |
| Services | 104 | 101 | 100 |
| Groceries | 107 | 105 | 100 |
| Health | 68 | 99 | 100 |
| Housing | 106 | 104 | 100 |
| Transportation | 109 | 109 | 100 |
| Utilities | 101 | 105 | 100 |
Arcadia Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Arcadia Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Arcadia, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Arcadia is $243,509.
The Median Rent in Arcadia is $956.
The Median Income in Arcadia is $39,677.
The Home Value To Income in Arcadia is 6.1x.
The Rent To Monthly Income in Arcadia is 0.29x.
Arcadia, FL Costs By Category
Detailed Arcadia Services costs vs. Florida
Detailed Arcadia Groceries costs vs. Florida
Detailed Arcadia Health costs vs. Florida
Detailed Arcadia Transportation costs vs. Florida
Arcadia SnackAbility
Cost Of Living In Cities Around Arcadia
The cost of living varies in the cities and towns around Arcadia. Here's a quick look at the cost of living in the most populous nearby places:
Port Charlotte, FL has a cost of living index of 105, 1.1x Arcadia.
Sarasota, FL has a cost of living index of 120, 1.3x Arcadia.
Punta Gorda, FL has a cost of living index of 126, 1.4x Arcadia.
| City | Population | Cost Of Living | Vs. Arcadia |
|---|---|---|---|
| Port Charlotte, FL | 66,133 | 105 | 1.1x |
| Sarasota, FL | 56,970 | 120 | 1.3x |
| Punta Gorda, FL | 20,278 | 126 | 1.4x |
| Bayshore Gardens, FL | 18,131 | 97 | 1.0x |
| South Venice, FL | 17,484 | 110 | 1.2x |
| Fruitville, FL | 15,172 | 121 | 1.3x |
| Iona, FL | 13,631 | 112 | 1.2x |
| Sarasota Springs, FL | 12,611 | 114 | 1.2x |
| Southeast Arcadia, FL | 7,555 | 90 | 1.0x |
| Whitfield, PA | 5,226 | 106 | 1.1x |
