Crystal Lake, FL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Crystal Lake, FL Summary

Cost of living in Crystal Lake research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Crystal Lake is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Crystal Lake is 89, with 100 being the average.

  • The cost of living index in Crystal Lake is 0.9x lower than the national average.

  • Crystal Lake ranks as the #34 cheapest in Florida out of 459.

  • Crystal Lake ranks as the #1,060 cheapest out of 6,489 in the US.

  • The median home value in Crystal Lake is $202,919.

  • The median income in Crystal Lake is $47,679.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
89
Crystal Lake's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Crystal Lake, FL?

According to the most recent data on the cost of living, Crystal Lake has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.

Compared to Florida, Crystal Lake has a cost of living index that's 0.9x lower than Florida's index of 97.

The standard of living in Crystal Lake ranks as #34 most affordable out of the 459 places we measured in Florida. By definition, that implies Crystal Lake ranks as the #425 most expensive place in the Sunshine State.

For more reading on life in Crystal Lake, check out:

34 out of 459
In Florida
1,060 out of 6,489
In America

Crystal Lake Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Crystal Lake. Here is how it fairs on each of the criteria:

  • The Services index in Crystal Lake is 91.

  • The Groceries index in Crystal Lake is 101.

  • The Health index in Crystal Lake is 93.

  • The Housing index in Crystal Lake is 67.

  • The Transportation index in Crystal Lake is 101.

  • The Utilities index in Crystal Lake is 101.

Living Expense Crystal Lake Florida National Average
Overall 89 97 100
Services 91 96 100
Groceries 101 99 100
Health 93 98 100
Housing 67 96 100
Transportation 101 97 100
Utilities 101 95 100
For more reading on cost of living around Florida, check out:
Crystal Lake Cost of Living Vs. FL

Crystal Lake, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Crystal Lake is $202,919.

  • The Median Rent in Crystal Lake is $1,143.

  • The Median Income in Crystal Lake is $47,679.

  • The Home Value To Income in Crystal Lake is 4.3x.

  • The Rent To Monthly Income in Crystal Lake is 0.29x.

Statistic Crystal Lake Florida United States
Median Home Value $202,919 $377,066 $303,400
Median Rent $1,143 $1,564 $1,348
Median Income $47,679 $71,711 $78,538
Home Value To Income 4.3x 5.3x 3.9x
Rent To Monthly Income 0.29x 0.26x 0.21x
$202,919
Median Home Value
$1,143
Median Rent
$47,679
Median Income

Crystal Lake, FL Costs By Category

Detailed Crystal Lake Services Costs Vs. Florida

Item Crystal Lake Florida
Shampoo $1.48 $1.28
Movie $8.61 $12.13
Bowling $19.67 $18
Haircut $15.67 $24.26
Beauty Salon $54.72 $45.56

Detailed Crystal Lake Groceries Costs Vs. Florida

Item Crystal Lake Florida
Ground Beef $6.06 $5.84
Fried Chicken $1.48 $1.57
Milk $4.56 $4.67
Potatoes $5.34 $4.93
Pizza $8.38 $12.09
Beer $10.69 $10.41
Toothpaste $3.67 $3.7

Detailed Crystal Lake Health Costs Vs. Florida

Item Crystal Lake Florida
Optometrist $146.67 $125.68
Doctor $122.32 $135.78
Dentist $103.33 $113.29

Detailed Crystal Lake Transportation Costs Vs. Florida

Item Crystal Lake Florida
Gasoline $3.42 $3.46
Tire Balancing $57.28 $59.92

Detailed Crystal Lake Utilities Costs Vs. Florida

Item Crystal Lake Florida
All Electricity $219.66 $193.99
Phone $194.37 $192.25

Crystal Lake SnackAbility

5
/10
Overall SnackAbility
Jobs
4/10
Housing
6
Affordability
5
Diversity
10
Safety
N/A
Amenities
8.5
Education
4
Commute
7

Cost Of Living In Cities Around Crystal Lake

The cost of living varies in the cities and towns around Crystal Lake. Here's a quick look at the cost of living in the most populous nearby places:

  • Lakeland, FL has a cost of living index of 95, 1.1x Crystal Lake.

  • Winter Haven, FL has a cost of living index of 97, 1.1x Crystal Lake.

  • Bartow, FL has a cost of living index of 95, 1.1x Crystal Lake.

City Population Cost Of Living Vs. Crystal Lake
Lakeland, FL 117,030 95 1.1x
Winter Haven, FL 52,846 97 1.1x
Bartow, FL 19,801 95 1.1x
Auburndale, FL 17,438 96 1.1x
Lake Wales, FL 16,365 98 1.1x
Medulla, FL 11,712 99 1.1x
Lakeland Highlands, FL 11,669 112 1.3x
Highland, IL 10,268 92 1.0x
Inwood, FL 7,098 87 1.0x

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