What is the cost of living in Elfers, FL?
According to the most recent data on the cost of living, Elfers has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Florida, Elfers has a cost of living index that's 0.9x lower than Florida's index of 104.
The standard of living in Elfers ranks as #43 most affordable out of the 462 places we measured in Florida. By definition, that implies Elfers ranks as the #419 most expensive place in the Sunshine State.
For more reading on life in Elfers, check out:
Elfers Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Elfers. Here is how it fares on each of the criteria:
The Services index in Elfers is 101.
The Groceries index in Elfers is 100.
The Health index in Elfers is 70.
The Housing index in Elfers is 102.
The Transportation index in Elfers is 111.
The Utilities index in Elfers is 102.
| Living Expense | Elfers | Florida | National Average |
|---|---|---|---|
| Overall | 95 | 104 | 100 |
| Services | 101 | 101 | 100 |
| Groceries | 100 | 105 | 100 |
| Health | 70 | 99 | 100 |
| Housing | 102 | 104 | 100 |
| Transportation | 111 | 109 | 100 |
| Utilities | 102 | 105 | 100 |
Elfers Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Elfers Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Elfers, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Elfers is $211,688.
The Median Rent in Elfers is $1,437.
The Median Income in Elfers is $56,054.
The Home Value To Income in Elfers is 3.8x.
The Rent To Monthly Income in Elfers is 0.31x.
Elfers, FL Costs By Category
Detailed Elfers Services costs vs. Florida
Detailed Elfers Groceries costs vs. Florida
Detailed Elfers Health costs vs. Florida
Detailed Elfers Transportation costs vs. Florida
Elfers SnackAbility
Cost Of Living In Cities Around Elfers
The cost of living varies in the cities and towns around Elfers. Here's a quick look at the cost of living in the most populous nearby places:
Palm Harbor, FL has a cost of living index of 114, 1.2x Elfers.
Carrollwood, FL has a cost of living index of 115, 1.2x Elfers.
East Lake, FL has a cost of living index of 127, 1.3x Elfers.
| City | Population | Cost Of Living | Vs. Elfers |
|---|---|---|---|
| Palm Harbor, FL | 61,512 | 114 | 1.2x |
| Carrollwood, FL | 36,725 | 115 | 1.2x |
| East Lake, FL | 33,283 | 127 | 1.3x |
| Citrus Park, FL | 28,804 | 119 | 1.3x |
| Lutz, FL | 27,106 | 122 | 1.3x |
| Keystone, FL | 25,858 | 134 | 1.4x |
| Tarpon Springs, FL | 25,791 | 106 | 1.1x |
| Northdale, FL | 25,710 | 117 | 1.2x |
| Westchase, FL | 24,885 | 128 | 1.3x |
| Jasmine Estates, FL | 23,571 | 96 | 1.0x |
