What is the cost of living in Lady Lake, FL?
According to the most recent data on the cost of living, Lady Lake has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to Florida, Lady Lake has a cost of living index that's 1.0x lower than Florida's index of 104.
The standard of living in Lady Lake ranks as #129 most affordable out of the 462 places we measured in Florida. By definition, that implies Lady Lake ranks as the #333 most expensive place in the Sunshine State.
For more reading on life in Lady Lake, check out:
Lady Lake Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Lady Lake. Here is how it fares on each of the criteria:
The Services index in Lady Lake is 104.
The Groceries index in Lady Lake is 108.
The Health index in Lady Lake is 96.
The Housing index in Lady Lake is 104.
The Transportation index in Lady Lake is 106.
The Utilities index in Lady Lake is 104.
| Living Expense | Lady Lake | Florida | National Average |
|---|---|---|---|
| Overall | 103 | 104 | 100 |
| Services | 104 | 101 | 100 |
| Groceries | 108 | 105 | 100 |
| Health | 96 | 99 | 100 |
| Housing | 104 | 104 | 100 |
| Transportation | 106 | 109 | 100 |
| Utilities | 104 | 105 | 100 |
Lady Lake Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Lady Lake Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lady Lake, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lady Lake is $336,326.
The Median Rent in Lady Lake is $1,387.
The Median Income in Lady Lake is $46,074.
The Home Value To Income in Lady Lake is 7.3x.
The Rent To Monthly Income in Lady Lake is 0.36x.
Lady Lake, FL Costs By Category
Detailed Lady Lake Services costs vs. Florida
Detailed Lady Lake Groceries costs vs. Florida
Detailed Lady Lake Health costs vs. Florida
Detailed Lady Lake Transportation costs vs. Florida
Lady Lake SnackAbility
Cost Of Living In Cities Around Lady Lake
The cost of living varies in the cities and towns around Lady Lake. Here's a quick look at the cost of living in the most populous nearby places:
The Villages, FL has a cost of living index of 120, 1.2x Lady Lake.
Leesburg, FL has a cost of living index of 102, 1.0x Lady Lake.
Silver Springs Shores, FL has a cost of living index of 97, 0.9x Lady Lake.
| City | Population | Cost Of Living | Vs. Lady Lake |
|---|---|---|---|
| The Villages, FL | 83,498 | 120 | 1.2x |
| Leesburg, FL | 30,807 | 102 | 1.0x |
| Silver Springs Shores, FL | 28,537 | 97 | 0.9x |
| Eustis, FL | 24,119 | 100 | 1.0x |
| Tavares, FL | 20,463 | 101 | 1.0x |
| Wildwood, FL | 17,608 | 108 | 1.0x |
| Mount Dora, FL | 17,278 | 114 | 1.1x |
| Fruitland Park, FL | 8,740 | 111 | 1.1x |
| Belleview, FL | 5,805 | 91 | 0.9x |
