What is the cost of living in The Villages, FL?
According to the most recent data on the cost of living, The Villages has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to Florida, The Villages has a cost of living index that's 1.2x higher than Florida's index of 104.
The standard of living in The Villages ranks as #335 most affordable out of the 462 places we measured in Florida. By definition, that implies The Villages ranks as the #127 most expensive place in the Sunshine State.
For more reading on life in The Villages, check out:
The Villages Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in The Villages. Here is how it fares on each of the criteria:
The Services index in The Villages is 103.
The Groceries index in The Villages is 106.
The Health index in The Villages is 157.
The Housing index in The Villages is 106.
The Transportation index in The Villages is 107.
The Utilities index in The Villages is 106.
| Living Expense | The Villages | Florida | National Average |
|---|---|---|---|
| Overall | 120 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 106 | 105 | 100 |
| Health | 157 | 99 | 100 |
| Housing | 106 | 104 | 100 |
| Transportation | 107 | 109 | 100 |
| Utilities | 106 | 105 | 100 |
The Villages Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in The Villages Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
The Villages, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in The Villages is $396,253.
The Median Rent in The Villages is $1,397.
The Median Income in The Villages is $77,622.
The Home Value To Income in The Villages is 5.1x.
The Rent To Monthly Income in The Villages is 0.22x.
| Statistic | The Villages | Florida | United States |
|---|---|---|---|
| Median Home Value | $396,253 | $375,661 | $332,700 |
| Median Rent | $1,397 | $1,669 | $1,413 |
| Median Income | $77,622 | $74,568 | $80,734 |
| Home Value To Income | 5.1x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.27x | 0.21x |
The Villages, FL Costs By Category
Detailed The Villages Services costs vs. Florida
| Item | The Villages | Florida |
|---|---|---|
| Shampoo | $1.41 | $1.28 |
| Movie | $13.48 | $12.13 |
| Bowling | $16.89 | $18 |
| Haircut | $22.56 | $24.26 |
| Beauty Salon | $62.28 | $45.56 |
Detailed The Villages Groceries costs vs. Florida
| Item | The Villages | Florida |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $5.29 | $4.93 |
| Pizza | $10.99 | $12.09 |
| Beer | $11.0 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed The Villages Health costs vs. Florida
| Item | The Villages | Florida |
|---|---|---|
| Optometrist | $80.94 | $125.68 |
| Doctor | $125.35 | $135.78 |
| Dentist | $103.14 | $113.29 |
Detailed The Villages Transportation costs vs. Florida
| Item | The Villages | Florida |
|---|---|---|
| Gasoline | $3.36 | $3.46 |
| Tire Balancing | $54.31 | $59.92 |
Detailed The Villages Utilities costs vs. Florida
| Item | The Villages | Florida |
|---|---|---|
| All Electricity | $162.33 | $193.99 |
| Phone | $192.62 | $192.25 |
The Villages SnackAbility
Cost Of Living In Cities Around The Villages
The cost of living varies in the cities and towns around The Villages. Here's a quick look at the cost of living in the most populous nearby places:
Ocoee, FL has a cost of living index of 114, 0.9x The Villages.
Winter Garden, FL has a cost of living index of 119, 1.0x The Villages.
Winter Springs, FL has a cost of living index of 114, 0.9x The Villages.
| City | Population | Cost Of Living | Vs. The Villages |
|---|---|---|---|
| Ocoee, FL | 49,033 | 114 | 0.9x |
| Winter Garden, FL | 47,872 | 119 | 1.0x |
| Winter Springs, FL | 38,951 | 114 | 0.9x |
| Leesburg, FL | 30,807 | 102 | 0.8x |
| Winter Park, FL | 30,274 | 141 | 1.2x |
| Wekiwa Springs, FL | 23,915 | 126 | 1.1x |
| Maitland, FL | 19,469 | 135 | 1.1x |
| Wildwood, FL | 17,608 | 108 | 0.9x |
| Lake Mary, FL | 16,860 | 130 | 1.1x |
| Lady Lake, FL | 16,675 | 103 | 0.9x |
