What is the cost of living in Silver Springs Shores, FL?
According to the most recent data on the cost of living, Silver Springs Shores has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Florida, Silver Springs Shores has a cost of living index that's 0.9x lower than Florida's index of 104.
The standard of living in Silver Springs Shores ranks as #62 most affordable out of the 462 places we measured in Florida. By definition, that implies Silver Springs Shores ranks as the #400 most expensive place in the Sunshine State.
For more reading on life in Silver Springs Shores, check out:
Silver Springs Shores Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Silver Springs Shores. Here is how it fares on each of the criteria:
The Services index in Silver Springs Shores is 103.
The Groceries index in Silver Springs Shores is 105.
The Health index in Silver Springs Shores is 78.
The Housing index in Silver Springs Shores is 101.
The Transportation index in Silver Springs Shores is 110.
The Utilities index in Silver Springs Shores is 99.
| Living Expense | Silver Springs Shores | Florida | National Average |
|---|---|---|---|
| Overall | 97 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 105 | 105 | 100 |
| Health | 78 | 99 | 100 |
| Housing | 101 | 104 | 100 |
| Transportation | 110 | 109 | 100 |
| Utilities | 99 | 105 | 100 |
Silver Springs Shores Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Silver Springs Shores Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Silver Springs Shores, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Silver Springs Shores is $210,642.
The Median Rent in Silver Springs Shores is $1,430.
The Median Income in Silver Springs Shores is $63,611.
The Home Value To Income in Silver Springs Shores is 3.3x.
The Rent To Monthly Income in Silver Springs Shores is 0.27x.
| Statistic | Silver Springs Shores | Florida | United States |
|---|---|---|---|
| Median Home Value | $210,642 | $375,661 | $332,700 |
| Median Rent | $1,430 | $1,669 | $1,413 |
| Median Income | $63,611 | $74,568 | $80,734 |
| Home Value To Income | 3.3x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.27x | 0.27x | 0.21x |
Silver Springs Shores, FL Costs By Category
Detailed Silver Springs Shores Services costs vs. Florida
| Item | Silver Springs Shores | Florida |
|---|---|---|
| Shampoo | $1.41 | $1.28 |
| Movie | $13.48 | $12.13 |
| Bowling | $16.89 | $18 |
| Haircut | $22.56 | $24.26 |
| Beauty Salon | $62.28 | $45.56 |
Detailed Silver Springs Shores Groceries costs vs. Florida
| Item | Silver Springs Shores | Florida |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $5.29 | $4.93 |
| Pizza | $10.99 | $12.09 |
| Beer | $11.0 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Silver Springs Shores Health costs vs. Florida
| Item | Silver Springs Shores | Florida |
|---|---|---|
| Optometrist | $80.94 | $125.68 |
| Doctor | $125.35 | $135.78 |
| Dentist | $103.14 | $113.29 |
Detailed Silver Springs Shores Transportation costs vs. Florida
| Item | Silver Springs Shores | Florida |
|---|---|---|
| Gasoline | $3.36 | $3.46 |
| Tire Balancing | $54.31 | $59.92 |
Detailed Silver Springs Shores Utilities costs vs. Florida
| Item | Silver Springs Shores | Florida |
|---|---|---|
| All Electricity | $162.33 | $193.99 |
| Phone | $192.62 | $192.25 |
Silver Springs Shores SnackAbility
Cost Of Living In Cities Around Silver Springs Shores
The cost of living varies in the cities and towns around Silver Springs Shores. Here's a quick look at the cost of living in the most populous nearby places:
The Villages, FL has a cost of living index of 120, 1.2x Silver Springs Shores.
Ocala, FL has a cost of living index of 100, 1.0x Silver Springs Shores.
Apopka, FL has a cost of living index of 116, 1.2x Silver Springs Shores.
| City | Population | Cost Of Living | Vs. Silver Springs Shores |
|---|---|---|---|
| The Villages, FL | 83,498 | 120 | 1.2x |
| Ocala, FL | 66,584 | 100 | 1.0x |
| Apopka, FL | 58,232 | 116 | 1.2x |
| Ocoee, FL | 49,033 | 114 | 1.2x |
| Winter Garden, FL | 47,872 | 119 | 1.2x |
| Altamonte Springs, FL | 46,116 | 107 | 1.1x |
| Leesburg, FL | 30,807 | 102 | 1.1x |
| Wekiwa Springs, FL | 23,915 | 126 | 1.3x |
| DeBary, FL | 22,869 | 110 | 1.1x |
| Wildwood, FL | 17,608 | 108 | 1.1x |








