What is the cost of living in Largo, FL?
According to the most recent data on the cost of living, Largo has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.
Compared to Florida, Largo has a cost of living index that's 1.0x lower than Florida's index of 104.
The standard of living in Largo ranks as #102 most affordable out of the 462 places we measured in Florida. By definition, that implies Largo ranks as the #360 most expensive place in the Sunshine State.
For more reading on life in Largo, check out:
Largo Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Largo. Here is how it fares on each of the criteria:
The Services index in Largo is 100.
The Groceries index in Largo is 106.
The Health index in Largo is 88.
The Housing index in Largo is 106.
The Transportation index in Largo is 112.
The Utilities index in Largo is 106.
| Living Expense | Largo | Florida | National Average |
|---|---|---|---|
| Overall | 101 | 104 | 100 |
| Services | 100 | 101 | 100 |
| Groceries | 106 | 105 | 100 |
| Health | 88 | 99 | 100 |
| Housing | 106 | 104 | 100 |
| Transportation | 112 | 109 | 100 |
| Utilities | 106 | 105 | 100 |
Largo Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Largo Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Largo, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Largo is $332,209.
The Median Rent in Largo is $1,618.
The Median Income in Largo is $62,096.
The Home Value To Income in Largo is 5.3x.
The Rent To Monthly Income in Largo is 0.31x.
Largo, FL Costs By Category
Detailed Largo Services costs vs. Florida
Detailed Largo Groceries costs vs. Florida
Detailed Largo Health costs vs. Florida
Detailed Largo Transportation costs vs. Florida
Largo SnackAbility
Cost Of Living In Cities Around Largo
The cost of living varies in the cities and towns around Largo. Here's a quick look at the cost of living in the most populous nearby places:
Palm Harbor, FL has a cost of living index of 114, 1.1x Largo.
Pinellas Park, FL has a cost of living index of 102, 1.0x Largo.
Carrollwood, FL has a cost of living index of 115, 1.1x Largo.
| City | Population | Cost Of Living | Vs. Largo |
|---|---|---|---|
| Palm Harbor, FL | 61,512 | 114 | 1.1x |
| Pinellas Park, FL | 53,560 | 102 | 1.0x |
| Carrollwood, FL | 36,725 | 115 | 1.1x |
| East Lake, FL | 33,283 | 127 | 1.3x |
| Citrus Park, FL | 28,804 | 119 | 1.2x |
| Keystone, FL | 25,858 | 134 | 1.3x |
| Westchase, FL | 24,885 | 128 | 1.3x |
| Lealman, FL | 20,567 | 96 | 1.0x |
| Seminole, FL | 19,396 | 108 | 1.1x |
| Safety Harbor, FL | 17,033 | 121 | 1.2x |
