Largo, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Largo, FL Summary

Cost of living in Largo research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Largo is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Largo is 95, with 100 being the average.

  • The cost of living index in Largo is 0.9x lower than the national average.

  • Largo ranks as the #89 cheapest in Florida out of 459.

  • Largo ranks as the #1,954 cheapest out of 6,489 in the US.

  • The median home value in Largo is $334,184.

  • The median income in Largo is $60,465.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
95
Largo's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Largo, FL?

According to the most recent data on the cost of living, Largo has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.

Compared to Florida, Largo has a cost of living index that's 1.0x lower than Florida's index of 97.

The standard of living in Largo ranks as #89 most affordable out of the 459 places we measured in Florida. By definition, that implies Largo ranks as the #370 most expensive place in the Sunshine State.

For more reading on life in Largo, check out:

89 out of 459
In Florida
1,954 out of 6,489
In America

Largo Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Largo. Here is how it fairs on each of the criteria:

  • The Services index in Largo is 91.

  • The Groceries index in Largo is 101.

  • The Health index in Largo is 92.

  • The Housing index in Largo is 88.

  • The Transportation index in Largo is 98.

  • The Utilities index in Largo is 98.

Living Expense Largo Florida National Average
Overall 95 97 100
Services 91 96 100
Groceries 101 99 100
Health 92 98 100
Housing 88 96 100
Transportation 98 97 100
Utilities 98 95 100
For more reading on cost of living around Florida, check out:
Largo Cost of Living Vs. FL

Largo, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Largo is $334,184.

  • The Median Rent in Largo is $1,482.

  • The Median Income in Largo is $60,465.

  • The Home Value To Income in Largo is 5.5x.

  • The Rent To Monthly Income in Largo is 0.29x.

Statistic Largo Florida United States
Median Home Value $334,184 $377,066 $303,400
Median Rent $1,482 $1,564 $1,348
Median Income $60,465 $71,711 $78,538
Home Value To Income 5.5x 5.3x 3.9x
Rent To Monthly Income 0.29x 0.26x 0.21x
$334,184
Median Home Value
$1,482
Median Rent
$60,465
Median Income

Largo, FL Costs By Category

Detailed Largo Services Costs Vs. Florida

Item Largo Florida
Shampoo $1.48 $1.28
Movie $8.61 $12.13
Bowling $19.67 $18
Haircut $15.67 $24.26
Beauty Salon $54.72 $45.56

Detailed Largo Groceries Costs Vs. Florida

Item Largo Florida
Ground Beef $6.06 $5.84
Fried Chicken $1.48 $1.57
Milk $4.56 $4.67
Potatoes $5.34 $4.93
Pizza $8.38 $12.09
Beer $10.69 $10.41
Toothpaste $3.67 $3.7

Detailed Largo Health Costs Vs. Florida

Item Largo Florida
Optometrist $146.67 $125.68
Doctor $122.32 $135.78
Dentist $103.33 $113.29

Detailed Largo Transportation Costs Vs. Florida

Item Largo Florida
Gasoline $3.42 $3.46
Tire Balancing $57.28 $59.92

Detailed Largo Utilities Costs Vs. Florida

Item Largo Florida
All Electricity $219.66 $193.99
Phone $194.37 $192.25

Largo SnackAbility

6
/10
Overall SnackAbility
Jobs
6/10
Housing
8
Affordability
5
Diversity
8
Safety
5
Amenities
9.5
Education
7
Commute
8

Cost Of Living In Cities Around Largo

The cost of living varies in the cities and towns around Largo. Here's a quick look at the cost of living in the most populous nearby places:

  • Palm Harbor, FL has a cost of living index of 109, 1.1x Largo.

  • Pinellas Park, FL has a cost of living index of 98, 1.0x Largo.

  • Carrollwood, FL has a cost of living index of 110, 1.2x Largo.

City Population Cost Of Living Vs. Largo
Palm Harbor, FL 61,454 109 1.1x
Pinellas Park, FL 53,423 98 1.0x
Carrollwood, FL 35,645 110 1.2x
East Lake, FL 33,019 119 1.3x
Citrus Park, FL 28,163 113 1.2x
Keystone, FL 26,723 131 1.4x
Westchase, FL 24,818 123 1.3x
Lealman, FL 21,026 90 0.9x
Seminole, FL 19,336 105 1.1x
Safety Harbor, FL 17,040 111 1.2x

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