What is the cost of living in Marco Island, FL?
According to the most recent data on the cost of living, Marco Island has an overall cost of living index of 163, which is 1.6x higher than the national index of 100.
Compared to Florida, Marco Island has a cost of living index that's 1.6x higher than Florida's index of 104.
The standard of living in Marco Island ranks as #449 most affordable out of the 462 places we measured in Florida. By definition, that implies Marco Island ranks as the #13 most expensive place in the Sunshine State.
For more reading on life in Marco Island, check out:
Marco Island Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Marco Island. Here is how it fares on each of the criteria:
The Services index in Marco Island is 104.
The Groceries index in Marco Island is 101.
The Health index in Marco Island is 304.
The Housing index in Marco Island is 105.
The Transportation index in Marco Island is 109.
The Utilities index in Marco Island is 103.
| Living Expense | Marco Island | Florida | National Average |
|---|---|---|---|
| Overall | 163 | 104 | 100 |
| Services | 104 | 101 | 100 |
| Groceries | 101 | 105 | 100 |
| Health | 304 | 99 | 100 |
| Housing | 105 | 104 | 100 |
| Transportation | 109 | 109 | 100 |
| Utilities | 103 | 105 | 100 |
Marco Island Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Marco Island Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Marco Island, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Marco Island is $865,675.
The Median Rent in Marco Island is $1,990.
The Median Income in Marco Island is $101,523.
The Home Value To Income in Marco Island is 8.5x.
The Rent To Monthly Income in Marco Island is 0.24x.
| Statistic | Marco Island | Florida | United States |
|---|---|---|---|
| Median Home Value | $865,675 | $375,661 | $332,700 |
| Median Rent | $1,990 | $1,669 | $1,413 |
| Median Income | $101,523 | $74,568 | $80,734 |
| Home Value To Income | 8.5x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.27x | 0.21x |
Marco Island, FL Costs By Category
Detailed Marco Island Services costs vs. Florida
| Item | Marco Island | Florida |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.2 | $18 |
| Haircut | $28.2 | $24.26 |
| Beauty Salon | $54.05 | $45.56 |
Detailed Marco Island Groceries costs vs. Florida
| Item | Marco Island | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.24 | $4.93 |
| Pizza | $11.72 | $12.09 |
| Beer | $11.06 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed Marco Island Health costs vs. Florida
| Item | Marco Island | Florida |
|---|---|---|
| Optometrist | $101.67 | $125.68 |
| Doctor | $153.94 | $135.78 |
| Dentist | $122.09 | $113.29 |
Detailed Marco Island Transportation costs vs. Florida
| Item | Marco Island | Florida |
|---|---|---|
| Gasoline | $3.47 | $3.46 |
| Tire Balancing | $74.92 | $59.92 |
Detailed Marco Island Utilities costs vs. Florida
| Item | Marco Island | Florida |
|---|---|---|
| All Electricity | $179.36 | $193.99 |
| Phone | $194.07 | $192.25 |
Marco Island SnackAbility
Cost Of Living In Cities Around Marco Island
The cost of living varies in the cities and towns around Marco Island. Here's a quick look at the cost of living in the most populous nearby places:
Fort Myers, FL has a cost of living index of 112, 0.7x Marco Island.
Bonita Springs, FL has a cost of living index of 122, 0.7x Marco Island.
Golden Gate, FL has a cost of living index of 113, 0.7x Marco Island.
| City | Population | Cost Of Living | Vs. Marco Island |
|---|---|---|---|
| Fort Myers, FL | 95,051 | 112 | 0.7x |
| Bonita Springs, FL | 55,904 | 122 | 0.7x |
| Golden Gate, FL | 29,234 | 113 | 0.7x |
| Immokalee, FL | 26,361 | 96 | 0.6x |
| Naples, FL | 19,704 | 202 | 1.2x |
| San Carlos Park, FL | 19,159 | 111 | 0.7x |
| Villas, FL | 13,644 | 106 | 0.7x |
| Iona, FL | 13,631 | 112 | 0.7x |
| Cypress Lake, FL | 13,032 | 106 | 0.7x |
| Lely Resort, FL | 8,582 | 135 | 0.8x |
