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Naples, FL Cost Of Living

The latest cost of living statistics for Naples. Includes statistics on rent, mortgages, healthcare, and other costs for Naples compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Naples, Florida

Cost of living in Naples research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Naples is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

202 Cost of living index 2.0x higher vs US
#459 Cheapest in Florida (of 462)
#6,322 Cheapest in the U.S. (of 6,489)
$551,996 Median home value
$2,305 Median rent
$153,182 Median income
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What is the cost of living in Naples, FL?

According to the most recent data on the cost of living, Naples has an overall cost of living index of 202, which is 2.0x higher than the national index of 100.

Compared to Florida, Naples has a cost of living index that's 1.9x higher than Florida's index of 104.

The standard of living in Naples ranks as #459 most affordable out of the 462 places we measured in Florida. By definition, that implies Naples ranks as the #3 most expensive place in the Sunshine State.

For more reading on life in Naples, check out:

Naples Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Naples. Here is how it fares on each of the criteria:

  • The Services index in Naples is 102.

  • The Groceries index in Naples is 104.

  • The Health index in Naples is 433.

  • The Housing index in Naples is 106.

  • The Transportation index in Naples is 110.

  • The Utilities index in Naples is 106.

Living Expense Naples Florida National Average
Overall 202 104 100
Services 102 101 100
Groceries 104 105 100
Health 433 99 100
Housing 106 104 100
Transportation 110 109 100
Utilities 106 105 100

Naples Cost Of Living Compared To Florida Averages

Services
Naples 102
Florida avg 101
Groceries
Naples 104
Florida avg 105
Health
Naples 433
Florida avg 99
Housing
Naples 106
Florida avg 104
Transportation
Naples 110
Florida avg 109
Utilities
Naples 106
Florida avg 105

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Florida, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Naples, FL Housing Cost Breakdown

$551,996Median Home Value
$2,305Median Rent
$153,182Median Income

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Naples is $551,996.

  • The Median Rent in Naples is $2,305.

  • The Median Income in Naples is $153,182.

  • The Home Value To Income in Naples is 3.6x.

  • The Rent To Monthly Income in Naples is 0.18x.

Statistic Naples Florida United States
Median Home Value $551,996 $375,661 $332,700
Median Rent $2,305 $1,669 $1,413
Median Income $153,182 $74,568 $80,734
Home Value To Income 3.6x 5.0x 4.1x
Rent To Monthly Income 0.18x 0.27x 0.21x

Naples, FL Costs By Category

Detailed Naples Services costs vs. Florida
Item Naples Florida
Shampoo $1.45 $1.28
Movie $13.05 $12.13
Bowling $21.2 $18
Haircut $28.2 $24.26
Beauty Salon $54.05 $45.56
Detailed Naples Groceries costs vs. Florida
Item Naples Florida
Ground Beef $6.06 $5.84
Fried Chicken $1.4 $1.57
Milk $4.57 $4.67
Potatoes $5.24 $4.93
Pizza $11.72 $12.09
Beer $11.06 $10.41
Toothpaste $3.63 $3.7
Detailed Naples Health costs vs. Florida
Item Naples Florida
Optometrist $101.67 $125.68
Doctor $153.94 $135.78
Dentist $122.09 $113.29
Detailed Naples Transportation costs vs. Florida
Item Naples Florida
Gasoline $3.47 $3.46
Tire Balancing $74.92 $59.92
Detailed Naples Utilities costs vs. Florida
Item Naples Florida
All Electricity $179.36 $193.99
Phone $194.07 $192.25

Naples SnackAbility

9.5Overall SnackAbility
Jobs 9/10
Housing 9.5/10
Affordability 7/10
Diversity 6/10
Safety 8/10
Amenities 8.5/10
Education 9/10
Commute 8/10

Cost Of Living In Cities Around Naples

The cost of living varies in the cities and towns around Naples. Here's a quick look at the cost of living in the most populous nearby places:

  • Cape Coral, FL has a cost of living index of 112, 0.6x Naples.

  • Bonita Springs, FL has a cost of living index of 122, 0.6x Naples.

  • North Fort Myers, FL has a cost of living index of 93, 0.5x Naples.

City Population Cost Of Living Vs. Naples
Cape Coral, FL 215,536 112 0.6x
Bonita Springs, FL 55,904 122 0.6x
North Fort Myers, FL 44,993 93 0.5x
Golden Gate, FL 29,234 113 0.6x
San Carlos Park, FL 19,159 111 0.5x
Marco Island, FL 16,205 163 0.8x
Villas, FL 13,644 106 0.5x
Iona, FL 13,631 112 0.6x
Cypress Lake, FL 13,032 106 0.5x
Lely Resort, FL 8,582 135 0.7x
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