Naples, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Naples, FL Summary

Cost of living in Naples research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Naples is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Naples is 202, with 100 being the average.

  • The cost of living index in Naples is 2.0x higher than the national average.

  • Naples ranks as the #457 cheapest in Florida out of 459.

  • Naples ranks as the #6,326 cheapest out of 6,489 in the US.

  • The median home value in Naples is $549,006.

  • The median income in Naples is $140,833.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
202
Naples's Overall Cost Of Living
2.0x
Higher Than The National Average

What is the cost of living in Naples, FL?

According to the most recent data on the cost of living, Naples has an overall cost of living index of 202, which is 2.0x higher than the national index of 100.

Compared to Florida, Naples has a cost of living index that's 2.1x higher than Florida's index of 97.

The standard of living in Naples ranks as #457 most affordable out of the 459 places we measured in Florida. By definition, that implies Naples ranks as the #2 most expensive place in the Sunshine State.

For more reading on life in Naples, check out:

457 out of 459
In Florida
6,326 out of 6,489
In America

Naples Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Naples. Here is how it fairs on each of the criteria:

  • The Services index in Naples is 106.

  • The Groceries index in Naples is 97.

  • The Health index in Naples is 107.

  • The Housing index in Naples is 429.

  • The Transportation index in Naples is 108.

  • The Utilities index in Naples is 94.

Living Expense Naples Florida National Average
Overall 202 97 100
Services 106 96 100
Groceries 97 99 100
Health 107 98 100
Housing 429 96 100
Transportation 108 97 100
Utilities 94 95 100
For more reading on cost of living around Florida, check out:
Naples Cost of Living Vs. FL

Naples, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Naples is $549,006.

  • The Median Rent in Naples is $1,968.

  • The Median Income in Naples is $140,833.

  • The Home Value To Income in Naples is 3.9x.

  • The Rent To Monthly Income in Naples is 0.17x.

Statistic Naples Florida United States
Median Home Value $549,006 $377,066 $303,400
Median Rent $1,968 $1,564 $1,348
Median Income $140,833 $71,711 $78,538
Home Value To Income 3.9x 5.3x 3.9x
Rent To Monthly Income 0.17x 0.26x 0.21x
$549,006
Median Home Value
$1,968
Median Rent
$140,833
Median Income

Naples, FL Costs By Category

Detailed Naples Services Costs Vs. Florida

Item Naples Florida
Shampoo $1.45 $1.28
Movie $13.05 $12.13
Bowling $21.2 $18
Haircut $28.2 $24.26
Beauty Salon $54.05 $45.56

Detailed Naples Groceries Costs Vs. Florida

Item Naples Florida
Ground Beef $6.06 $5.84
Fried Chicken $1.4 $1.57
Milk $4.57 $4.67
Potatoes $5.24 $4.93
Pizza $11.72 $12.09
Beer $11.06 $10.41
Toothpaste $3.63 $3.7

Detailed Naples Health Costs Vs. Florida

Item Naples Florida
Optometrist $101.67 $125.68
Doctor $153.94 $135.78
Dentist $122.09 $113.29

Detailed Naples Transportation Costs Vs. Florida

Item Naples Florida
Gasoline $3.47 $3.46
Tire Balancing $74.92 $59.92

Detailed Naples Utilities Costs Vs. Florida

Item Naples Florida
All Electricity $179.36 $193.99
Phone $194.07 $192.25

Naples SnackAbility

9.5
/10
Overall SnackAbility
Jobs
9/10
Housing
9.5
Affordability
7
Diversity
6
Safety
8
Amenities
8.5
Education
9
Commute
8

Cost Of Living In Cities Around Naples

The cost of living varies in the cities and towns around Naples. Here's a quick look at the cost of living in the most populous nearby places:

  • Cape Coral, FL has a cost of living index of 113, 0.6x Naples.

  • Bonita Springs, FL has a cost of living index of 120, 0.6x Naples.

  • North Fort Myers, FL has a cost of living index of 94, 0.5x Naples.

City Population Cost Of Living Vs. Naples
Cape Coral, FL 206,387 113 0.6x
Bonita Springs, FL 54,830 120 0.6x
North Fort Myers, FL 44,189 94 0.5x
Golden Gate, FL 28,767 113 0.6x
San Carlos Park, FL 18,252 110 0.5x
Marco Island, FL 15,998 163 0.8x
Iona, FL 14,290 111 0.5x
Villas, FL 13,578 106 0.5x
Cypress Lake, FL 13,145 104 0.5x
Lely Resort, FL 8,296 134 0.7x

Articles About Florida

Enjoy The Snack?