What is the cost of living in Oldsmar, FL?
According to the most recent data on the cost of living, Oldsmar has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.
Compared to Florida, Oldsmar has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Oldsmar ranks as #277 most affordable out of the 462 places we measured in Florida. By definition, that implies Oldsmar ranks as the #185 most expensive place in the Sunshine State.
For more reading on life in Oldsmar, check out:
Oldsmar Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Oldsmar. Here is how it fares on each of the criteria:
The Services index in Oldsmar is 102.
The Groceries index in Oldsmar is 100.
The Health index in Oldsmar is 132.
The Housing index in Oldsmar is 105.
The Transportation index in Oldsmar is 112.
The Utilities index in Oldsmar is 102.
| Living Expense | Oldsmar | Florida | National Average |
|---|---|---|---|
| Overall | 114 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 100 | 105 | 100 |
| Health | 132 | 99 | 100 |
| Housing | 105 | 104 | 100 |
| Transportation | 112 | 109 | 100 |
| Utilities | 102 | 105 | 100 |
Oldsmar Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Oldsmar Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oldsmar, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oldsmar is $365,724.
The Median Rent in Oldsmar is $1,427.
The Median Income in Oldsmar is $88,333.
The Home Value To Income in Oldsmar is 4.1x.
The Rent To Monthly Income in Oldsmar is 0.19x.
Oldsmar, FL Costs By Category
Detailed Oldsmar Services costs vs. Florida
Detailed Oldsmar Groceries costs vs. Florida
Detailed Oldsmar Health costs vs. Florida
Detailed Oldsmar Transportation costs vs. Florida
Oldsmar SnackAbility
Cost Of Living In Cities Around Oldsmar
The cost of living varies in the cities and towns around Oldsmar. Here's a quick look at the cost of living in the most populous nearby places:
Clearwater, FL has a cost of living index of 112, 1.0x Oldsmar.
Largo, FL has a cost of living index of 101, 0.9x Oldsmar.
Palm Harbor, FL has a cost of living index of 114, 1.0x Oldsmar.
| City | Population | Cost Of Living | Vs. Oldsmar |
|---|---|---|---|
| Clearwater, FL | 117,247 | 112 | 1.0x |
| Largo, FL | 82,617 | 101 | 0.9x |
| Palm Harbor, FL | 61,512 | 114 | 1.0x |
| Pinellas Park, FL | 53,560 | 102 | 0.9x |
| Carrollwood, FL | 36,725 | 115 | 1.0x |
| Dunedin, FL | 36,062 | 110 | 1.0x |
| East Lake, FL | 33,283 | 127 | 1.1x |
| Citrus Park, FL | 28,804 | 119 | 1.0x |
| Lutz, FL | 27,106 | 122 | 1.1x |
| Keystone, FL | 25,858 | 134 | 1.2x |
