What is the cost of living in St. Petersburg, FL?
According to the most recent data on the cost of living, St. Petersburg has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.
Compared to Florida, St. Petersburg has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in St. Petersburg ranks as #277 most affordable out of the 462 places we measured in Florida. By definition, that implies St. Petersburg ranks as the #185 most expensive place in the Sunshine State.
For more reading on life in St. Petersburg, check out:
St. Petersburg Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in St. Petersburg. Here is how it fares on each of the criteria:
The Services index in St. Petersburg is 103.
The Groceries index in St. Petersburg is 109.
The Health index in St. Petersburg is 125.
The Housing index in St. Petersburg is 109.
The Transportation index in St. Petersburg is 114.
The Utilities index in St. Petersburg is 110.
| Living Expense | St. Petersburg | Florida | National Average |
|---|---|---|---|
| Overall | 114 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 109 | 105 | 100 |
| Health | 125 | 99 | 100 |
| Housing | 109 | 104 | 100 |
| Transportation | 114 | 109 | 100 |
| Utilities | 110 | 105 | 100 |
St. Petersburg Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in St. Petersburg Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
St. Petersburg, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in St. Petersburg is $347,963.
The Median Rent in St. Petersburg is $1,663.
The Median Income in St. Petersburg is $75,192.
The Home Value To Income in St. Petersburg is 4.6x.
The Rent To Monthly Income in St. Petersburg is 0.27x.
| Statistic | St. Petersburg | Florida | United States |
|---|---|---|---|
| Median Home Value | $347,963 | $375,661 | $332,700 |
| Median Rent | $1,663 | $1,669 | $1,413 |
| Median Income | $75,192 | $74,568 | $80,734 |
| Home Value To Income | 4.6x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.27x | 0.27x | 0.21x |
St. Petersburg, FL Costs By Category
Detailed St. Petersburg Services costs vs. Florida
| Item | St. Petersburg | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed St. Petersburg Groceries costs vs. Florida
| Item | St. Petersburg | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed St. Petersburg Health costs vs. Florida
| Item | St. Petersburg | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed St. Petersburg Transportation costs vs. Florida
| Item | St. Petersburg | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed St. Petersburg Utilities costs vs. Florida
| Item | St. Petersburg | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
St. Petersburg SnackAbility
Cost Of Living In Cities Around St. Petersburg
The cost of living varies in the cities and towns around St. Petersburg. Here's a quick look at the cost of living in the most populous nearby places:
Town 'n' Country, FL has a cost of living index of 109, 1.0x St. Petersburg.
Largo, FL has a cost of living index of 101, 0.9x St. Petersburg.
Bradenton, FL has a cost of living index of 106, 0.9x St. Petersburg.
| City | Population | Cost Of Living | Vs. St. Petersburg |
|---|---|---|---|
| Town 'n' Country, FL | 85,928 | 109 | 1.0x |
| Largo, FL | 82,617 | 101 | 0.9x |
| Bradenton, FL | 57,014 | 106 | 0.9x |
| Pinellas Park, FL | 53,560 | 102 | 0.9x |
| Egypt Lake-Leto, FL | 35,873 | 104 | 0.9x |
| Lealman, FL | 20,567 | 96 | 0.8x |
| Seminole, FL | 19,396 | 108 | 0.9x |
| Safety Harbor, FL | 17,033 | 121 | 1.1x |
| West Lealman, FL | 14,944 | 99 | 0.9x |
| Oldsmar, FL | 14,904 | 114 | 1.0x |
