What is the cost of living in Tampa, FL?
According to the most recent data on the cost of living, Tampa has an overall cost of living index of 116, which is 1.2x higher than the national index of 100.
Compared to Florida, Tampa has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Tampa ranks as #304 most affordable out of the 462 places we measured in Florida. By definition, that implies Tampa ranks as the #158 most expensive place in the Sunshine State.
For more reading on life in Tampa, check out:
Tampa Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Tampa. Here is how it fares on each of the criteria:
The Services index in Tampa is 107.
The Groceries index in Tampa is 105.
The Health index in Tampa is 134.
The Housing index in Tampa is 105.
The Transportation index in Tampa is 113.
The Utilities index in Tampa is 104.
| Living Expense | Tampa | Florida | National Average |
|---|---|---|---|
| Overall | 116 | 104 | 100 |
| Services | 107 | 101 | 100 |
| Groceries | 105 | 105 | 100 |
| Health | 134 | 99 | 100 |
| Housing | 105 | 104 | 100 |
| Transportation | 113 | 109 | 100 |
| Utilities | 104 | 105 | 100 |
Tampa Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Tampa Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Tampa, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Tampa is $374,888.
The Median Rent in Tampa is $1,701.
The Median Income in Tampa is $75,475.
The Home Value To Income in Tampa is 5.0x.
The Rent To Monthly Income in Tampa is 0.27x.
Tampa, FL Costs By Category
Detailed Tampa Services costs vs. Florida
Detailed Tampa Groceries costs vs. Florida
Detailed Tampa Health costs vs. Florida
Detailed Tampa Transportation costs vs. Florida
Tampa SnackAbility
Cost Of Living In Cities Around Tampa
The cost of living varies in the cities and towns around Tampa. Here's a quick look at the cost of living in the most populous nearby places:
Palm Harbor, FL has a cost of living index of 114, 1.0x Tampa.
Pinellas Park, FL has a cost of living index of 102, 0.9x Tampa.
Valrico, FL has a cost of living index of 115, 1.0x Tampa.
| City | Population | Cost Of Living | Vs. Tampa |
|---|---|---|---|
| Palm Harbor, FL | 61,512 | 114 | 1.0x |
| Pinellas Park, FL | 53,560 | 102 | 0.9x |
| Valrico, FL | 40,239 | 115 | 1.0x |
| Carrollwood, FL | 36,725 | 115 | 1.0x |
| Egypt Lake-Leto, FL | 35,873 | 104 | 0.9x |
| Lake Magdalene, FL | 32,083 | 111 | 1.0x |
| East Lake-Orient Park, FL | 29,213 | 98 | 0.8x |
| Citrus Park, FL | 28,804 | 119 | 1.0x |
| Palm River-Clair Mel, FL | 27,844 | 99 | 0.9x |
| Temple Terrace, FL | 27,275 | 110 | 0.9x |
