The Villages, FL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In The Villages, FL Summary

Cost of living in The Villages research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means The Villages is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in The Villages is 113, with 100 being the average.

  • The cost of living index in The Villages is 1.1x higher than the national average.

  • The Villages ranks as the #309 cheapest in Florida out of 459.

  • The Villages ranks as the #3,948 cheapest out of 6,489 in the US.

  • The median home value in The Villages is $399,920.

  • The median income in The Villages is $76,523.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
113
The Villages's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in The Villages, FL?

According to the most recent data on the cost of living, The Villages has an overall cost of living index of 113, which is 1.1x higher than the national index of 100.

Compared to Florida, The Villages has a cost of living index that's 1.2x higher than Florida's index of 97.

The standard of living in The Villages ranks as #309 most affordable out of the 459 places we measured in Florida. By definition, that implies The Villages ranks as the #150 most expensive place in the Sunshine State.

For more reading on life in The Villages, check out:

309 out of 459
In Florida
3,948 out of 6,489
In America

The Villages Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in The Villages. Here is how it fairs on each of the criteria:

  • The Services index in The Villages is 91.

  • The Groceries index in The Villages is 96.

  • The Health index in The Villages is 95.

  • The Housing index in The Villages is 159.

  • The Transportation index in The Villages is 105.

  • The Utilities index in The Villages is 87.

Living Expense The Villages Florida National Average
Overall 113 97 100
Services 91 96 100
Groceries 96 99 100
Health 95 98 100
Housing 159 96 100
Transportation 105 97 100
Utilities 87 95 100
For more reading on cost of living around Florida, check out:
The Villages Cost of Living Vs. FL

The Villages, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in The Villages is $399,920.

  • The Median Rent in The Villages is $1,541.

  • The Median Income in The Villages is $76,523.

  • The Home Value To Income in The Villages is 5.2x.

  • The Rent To Monthly Income in The Villages is 0.24x.

Statistic The Villages Florida United States
Median Home Value $399,920 $377,066 $303,400
Median Rent $1,541 $1,564 $1,348
Median Income $76,523 $71,711 $78,538
Home Value To Income 5.2x 5.3x 3.9x
Rent To Monthly Income 0.24x 0.26x 0.21x
$399,920
Median Home Value
$1,541
Median Rent
$76,523
Median Income

The Villages, FL Costs By Category

Detailed The Villages Services Costs Vs. Florida

Item The Villages Florida
Shampoo $1.41 $1.28
Movie $13.48 $12.13
Bowling $16.89 $18
Haircut $22.56 $24.26
Beauty Salon $62.28 $45.56

Detailed The Villages Groceries Costs Vs. Florida

Item The Villages Florida
Ground Beef $5.76 $5.84
Fried Chicken $1.42 $1.57
Milk $4.55 $4.67
Potatoes $5.29 $4.93
Pizza $10.99 $12.09
Beer $11.0 $10.41
Toothpaste $3.65 $3.7

Detailed The Villages Health Costs Vs. Florida

Item The Villages Florida
Optometrist $80.94 $125.68
Doctor $125.35 $135.78
Dentist $103.14 $113.29

Detailed The Villages Transportation Costs Vs. Florida

Item The Villages Florida
Gasoline $3.36 $3.46
Tire Balancing $54.31 $59.92

Detailed The Villages Utilities Costs Vs. Florida

Item The Villages Florida
All Electricity $162.33 $193.99
Phone $192.62 $192.25

The Villages SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9
Affordability
4
Diversity
3
Safety
N/A
Amenities
8.5
Education
9
Commute
8

Cost Of Living In Cities Around The Villages

The cost of living varies in the cities and towns around The Villages. Here's a quick look at the cost of living in the most populous nearby places:

  • Ocoee, FL has a cost of living index of 113, 1.0x The Villages.

  • Winter Garden, FL has a cost of living index of 117, 1.0x The Villages.

  • Winter Springs, FL has a cost of living index of 110, 1.0x The Villages.

City Population Cost Of Living Vs. The Villages
Ocoee, FL 47,885 113 1.0x
Winter Garden, FL 47,182 117 1.0x
Winter Springs, FL 38,448 110 1.0x
Winter Park, FL 29,929 136 1.2x
Leesburg, FL 28,461 92 0.8x
Wekiwa Springs, FL 24,109 120 1.1x
Maitland, FL 19,268 126 1.1x
Wildwood, FL 16,739 101 0.9x
Lake Mary, FL 16,724 120 1.1x
Lady Lake, FL 16,337 93 0.8x

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