Cost of living in The Villages research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means The Villages is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in The Villages is 113, with 100 being the average.
The cost of living index in The Villages is 1.1x higher than the national average.
The Villages ranks as the #309 cheapest in Florida out of 459.
The Villages ranks as the #3,948 cheapest out of 6,489 in the US.
The median home value in The Villages is $399,920.
The median income in The Villages is $76,523.
According to the most recent data on the cost of living, The Villages has an overall cost of living index of 113, which is 1.1x higher than the national index of 100.
Compared to Florida, The Villages has a cost of living index that's 1.2x higher than Florida's index of 97.
The standard of living in The Villages ranks as #309 most affordable out of the 459 places we measured in Florida. By definition, that implies The Villages ranks as the #150 most expensive place in the Sunshine State.
For more reading on life in The Villages, check out:
Six factors go into calculating the cost of living index in The Villages. Here is how it fairs on each of the criteria:
The Services index in The Villages is 91.
The Groceries index in The Villages is 96.
The Health index in The Villages is 95.
The Housing index in The Villages is 159.
The Transportation index in The Villages is 105.
The Utilities index in The Villages is 87.
| Living Expense | The Villages | Florida | National Average | |
|---|---|---|---|---|
| Overall | 113 | 97 | 100 | |
| Services | 91 | 96 | 100 | |
| Groceries | 96 | 99 | 100 | |
| Health | 95 | 98 | 100 | |
| Housing | 159 | 96 | 100 | |
| Transportation | 105 | 97 | 100 | |
| Utilities | 87 | 95 | 100 | |
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in The Villages is $399,920.
The Median Rent in The Villages is $1,541.
The Median Income in The Villages is $76,523.
The Home Value To Income in The Villages is 5.2x.
The Rent To Monthly Income in The Villages is 0.24x.
| Statistic | The Villages | Florida | United States |
|---|---|---|---|
| Median Home Value | $399,920 | $377,066 | $303,400 |
| Median Rent | $1,541 | $1,564 | $1,348 |
| Median Income | $76,523 | $71,711 | $78,538 |
| Home Value To Income | 5.2x | 5.3x | 3.9x |
| Rent To Monthly Income | 0.24x | 0.26x | 0.21x |
| Item | The Villages | Florida |
|---|---|---|
| Shampoo | $1.41 | $1.28 |
| Movie | $13.48 | $12.13 |
| Bowling | $16.89 | $18 |
| Haircut | $22.56 | $24.26 |
| Beauty Salon | $62.28 | $45.56 |
| Item | The Villages | Florida |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $5.29 | $4.93 |
| Pizza | $10.99 | $12.09 |
| Beer | $11.0 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
| Item | The Villages | Florida |
|---|---|---|
| Optometrist | $80.94 | $125.68 |
| Doctor | $125.35 | $135.78 |
| Dentist | $103.14 | $113.29 |
| Item | The Villages | Florida |
|---|---|---|
| Gasoline | $3.36 | $3.46 |
| Tire Balancing | $54.31 | $59.92 |
| Item | The Villages | Florida |
|---|---|---|
| All Electricity | $162.33 | $193.99 |
| Phone | $192.62 | $192.25 |
The cost of living varies in the cities and towns around The Villages. Here's a quick look at the cost of living in the most populous nearby places:
Ocoee, FL has a cost of living index of 113, 1.0x The Villages.
Winter Garden, FL has a cost of living index of 117, 1.0x The Villages.
Winter Springs, FL has a cost of living index of 110, 1.0x The Villages.
| City | Population | Cost Of Living | Vs. The Villages |
|---|---|---|---|
| Ocoee, FL | 47,885 | 113 | 1.0x |
| Winter Garden, FL | 47,182 | 117 | 1.0x |
| Winter Springs, FL | 38,448 | 110 | 1.0x |
| Winter Park, FL | 29,929 | 136 | 1.2x |
| Leesburg, FL | 28,461 | 92 | 0.8x |
| Wekiwa Springs, FL | 24,109 | 120 | 1.1x |
| Maitland, FL | 19,268 | 126 | 1.1x |
| Wildwood, FL | 16,739 | 101 | 0.9x |
| Lake Mary, FL | 16,724 | 120 | 1.1x |
| Lady Lake, FL | 16,337 | 93 | 0.8x |